The Capital One VentureOne Rewards Credit Card provides an excellent reward of 10X miles per dollar at Hotels.com/venture, with 1.25X miles for every other purchase.
Every mile you earn will be worth 1 cent when redeemed for travel expenses, so you’ll have a cash back equivalent of 10% for purchases from Hotels.com. Other purchases will only have a 1.25% cash back equivalent, so you’ll want to use a different card for non-hotel spending.
This card is available at either the Visa Platinum or Visa Signature level, depending on your credit limit when approved. Visa Platinum cards have basic shopping and travel protections, while Visa Signature cards come with more protections and some value-adding perks.
You’ll get a 12-month 0% intro APR for purchases, giving you a year to pay off a vacation or any other expenses you might have. There’s no annual fee, and no foreign transaction fee.
If you’re looking for a card to book a variety of different hotels, the VentureOne Rewards should be a strong contender.
There’s another card in Capital One’s Venture line, with different card terms and rewards. It might be a better option for you, depending on what you’re looking for in a travel credit card.
|Card||Annual Fee||Purchase APR||Rewards||Benefits|
|VentureOne Rewards (Review)||$0||0% for 12 months, then 14.49%, 20.99%, or 24.49% Variable||
||Visa Platinum or Visa Signature|
|Venture Rewards (Review)||$95, $0 the first year||14.49%, 20.99%, or 24.49% Variable||
Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.
- Annual Fee $0
- Intro Purchase APR 0% for 12 months
- Regular Purchase APR 13.49%, 19.49%, or 23.49% Variable
- 10X miles per dollar spent at Hotels.com/venture
- 1.25X miles for every $1 spent on all other purchases
- There is no limit to the amount of miles you can earn
- Signup Bonus 20,000 miles (equivalent to $200) when you spend $1,000 in the first 3 months
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee 0%
- Intro Balance Transfer APR -
- Regular Balance Transfer APR 13.49%, 19.49%, or 23.49% Variable
- Cash Advance APR 24.49% Variable
- Penalty APR See Terms
- Late Fee Up to $38
- Returned Payment Fee See Terms
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
The VentureOne Rewards card will come as either a Visa Platinum or Visa Signature, depending on your credit limit when approved. If your credit limit is below $5,000, you’ll get a Visa Platinum with the four basic protections mentioned below. If your limit is $5,000 or above, you’ll get a Visa Signature with upgraded perks and benefits.
Visa Platinum Benefits
Eligible items purchased with your card can have their manufacturer’s warranty doubled up to an additional year, for warranties of three years or less.
Auto Rental Collision Damage Waiver
Decline the rental company’s own insurance to get coverage against collision damage and theft, for eligible rented vehicles.
Travel and Emergency Assistance Services
Access to a variety of services like medical and legal referrals, emergency transportation or ticket replacement, and pre-trip assistance.
Travel Accident Insurance
Provides up to $100,000 in coverage for accidental loss of life, limb, sight, speech, or hearing while traveling by common carrier.
Visa Signature Perks
Visa Signature Concierge Service
A 24/7 personal assistant to help in a variety of non-emergency tasks.
Luxury Hotel Collection
Get benefits and amenities at over 900 hotel properties, like a $25 food and beverage credit.
Fine Wine & Food
Special dining and wine experiences.
Access to popular sporting events and premiere golf benefits at Pebble Beach Resorts®.
Discounts and special offers at premium retailers, from jewelry to apparel and electronics.
Visa Signature Shopping Protections
Provides coverage against lost or stolen items within 90 days from the date of purchase.
Visa Signature Travel Protections
Roadside Assistance Hotline
Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency.
Lost Luggage Reimbursement
If checked or carry-on bags are lost or damaged, provides reimbursement up to $3,000 per passenger.
Other Visa Signature Benefits
Lost/Stolen Card Reporting
Call customer support to report your card as lost or stolen at any time.
Emergency Card Replacement and Cash Disbursement
After reporting your card as lost you can quickly and easily get a replacement, or an emergency cash advance.
Year-End Summary Statement
A detailed summary of your yearly spending is available upon request.
Pick your monthly due date.
Get alerts about account information on your phone.
Mobile & Tablet Apps
Manage your account from your phone or tablet.
Financial Tools & Tips
Educate yourself on credit with Capital One resources.
Capital One Wallet℠
Provides charge notifications, account balances, available credit, and rewards earnings.
Capital One Credit Wise
Free access to your VantageScore 3.0 based on your TransUnion credit report, and data from your TransUnion report.
Capital One Second Look℠
Capital One monitors your account for unusual and duplicate charges.
Zero Liability Protection
You won’t be held responsible for fraudulent charges to your account.
Security and Account Alerts
You can be notified about changes to your account or unauthorized activity.
Read about experiences others have had with this card and leave your own review here.
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