Capital One® VentureOne® Rewards Credit Card


The Capital One VentureOne Rewards Credit Card provides an excellent reward of 10X miles per dollar at Hotels.com/venture, with 1.25X miles for every other purchase.

Every mile you earn will be worth 1 cent when redeemed for travel expenses, so you’ll have a cash back equivalent of 10% for purchases from Hotels.com. Other purchases will only have a 1.25% cash back equivalent, so you’ll want to use a different card for non-hotel spending.

You can also transfer points to a variety of airline loyalty programs, like Air France and Aeromexico, at a rate of 2:1.5 (starting in December 2018).

This card is available at either the Visa Platinum or Visa Signature level, depending on your credit limit when approved. Visa Platinum cards have basic shopping and travel protections, while Visa Signature cards come with more protections and some value-adding perks.

You’ll get a 12-month 0% intro APR for purchases, giving you a year to pay off a vacation or any other expenses you might have. There’s no annual fee, and no foreign transaction fee.

If you’re looking for a card to book a variety of different hotels, the VentureOne Rewards should be a strong contender.

There’s another card in Capital One’s Venture line, with different card terms and rewards. It might be a better option for you, depending on what you’re looking for in a travel credit card.

Card Annual Fee Purchase APR Rewards Benefits
VentureOne Rewards (Review) $0 0% for 12 months, then 14.74%–24.74% Variable
  • 10X miles per dollar at Hotels.com
  • 1.25X miles per dollar on all other purchases
Visa Platinum or Visa Signature
Venture Rewards (Review) $95, $0 the first year 14.74%–24.74% Variable
  • 10X miles per dollar at Hotels.com
  • 2X miles per dollar on all other purchases
Visa Signature

 

Card Quick Facts

Card Quick Facts

  • Introductory bonus of 20,000 miles for spending $1,000 on purchases within the first 3 months, equal to $200 in travel redemptions
  • Earn 10X miles at Hotels.com/venture
  • Earn 1.25X miles per dollar on every other purchase
  • Travel when you want with no blackout dates
  • Miles don’t expire and there’s no limit to how many you can earn
  • Visa Platinum or Visa Signature benefits and protections
  • No annual fee
  • No foreign transaction fees
  • Capital One® CreditWise – see your monthly credit score anytime and get automatic alerts

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 10X miles per dollar spent at Hotels.com/venture
  • 1.25X miles for every $1 spent on all other purchases
  • There is no limit to the amount of miles you can earn
How to Redeem

Introductory Bonus

  • 20,000 miles (equivalent to $200) when you spend $1,000 in the first 3 months
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 13.74%, 19.74%, or 23.74% Variable
Intro Purchase APR 0% for 12 months
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit $2,000
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR None
Late Fee Up to $38
Returned Payment Fee -
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 13.74%, 19.74%, or 23.74% Variable
Balance Transfer Fee 3% for promotional transfer offers, no fee otherwise
Cash Advances

Cash Advances

Cash Advance APR 23.74% Variable
Cash Advance Fee 3%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

The VentureOne Rewards card will come as either a Visa Platinum or Visa Signature, depending on your credit limit when approved. If your credit limit is below $5,000, you’ll get a Visa Platinum with the four basic protections mentioned below. If your limit is $5,000 or above, you’ll get a Visa Signature with upgraded perks and benefits.

  • Miles Transfer

    Transfer your miles to a variety of airline loyalty programs, including Aeromexico, Air Canada, and Air France (starting in December 2018).

  • Personalized Payment

    Pick your monthly due date.

  • Account Alerts

    Get alerts about account information on your phone.

  • Mobile & Tablet Apps

    Manage your account from your phone or tablet.

  • Financial Tools & Tips

    Educate yourself on credit with Capital One resources.

  • Capital One Wallet℠

    Provides charge notifications, account balances, available credit, and rewards earnings.

  • Capital One Credit Wise

    Free access to your VantageScore 3.0 based on your TransUnion credit report, and data from your TransUnion report.

  • Capital One Second Look℠

    Capital One monitors your account for unusual and duplicate charges.

  • Lost/Stolen Card Reporting

    Call customer support to report your card as lost or stolen at any time.

  • Emergency Card Replacement and Cash Disbursement

    After reporting your card as lost you can quickly and easily get a replacement, or an emergency cash advance.

  • Year-End Summary Statement

    A detailed summary of your yearly spending is available upon request.

Visa Signature Perks

  • Visa Signature Concierge Service

    A 24/7 personal assistant to help in a variety of non-emergency tasks.

  • Luxury Hotel Collection

    Get benefits and amenities at over 900 hotel properties, like a $25 food and beverage credit.

  • Fine Wine & Food

    Special dining and wine experiences.

  • Sports Experiences

    Access to popular sporting events and premiere golf benefits at Pebble Beach Resorts®.

  • Zero Liability Protection

    You won’t be held responsible for fraudulent charges to your account.

  • Security and Account Alerts

    You can be notified about changes to your account or unauthorized activity.

  • Extended Warranty

    Eligible items purchased with your card can have their manufacturer’s warranty doubled up to an additional year, for warranties of three years or less.

  • Shopping Discounts

    Discounts and special offers at premium retailers, from jewelry to apparel and electronics.

  • Purchase Protection

    Provides coverage against lost or stolen items within 90 days from the date of purchase.

  • Roadside Assistance Hotline

    Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency.

  • Lost Luggage Reimbursement

    If checked or carry-on bags are lost or damaged, provides reimbursement up to $3,000 per passenger.

  • Auto Rental Collision Damage Waiver

    Decline the rental company’s own insurance to get coverage against collision damage and theft, for eligible rented vehicles.

  • Travel and Emergency Assistance Services

    Access to a variety of services like medical and legal referrals, emergency transportation or ticket replacement, and pre-trip assistance.

  • Travel Accident Insurance

    Provides up to $100,000 in coverage for accidental loss of life, limb, sight, speech, or hearing while traveling by common carrier.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 0 reviews

The Insider

Susan Shain
No Credit Check Credit Cards (And Why We Don’t Recommend Them)
Susan Shain | Dec 07, 2018

Looking for a no credit check credit card that also offers instant approval? Here are our recommendations — plus why you should proceed with caution.

Read More
Brendan Harkness
Review of the Victoria’s Secret Angel Card
Brendan Harkness | Dec 01, 2018

The Victoria's Secret Angel Card and PINK card are popular for their rewards. But are these store cards worth getting? Read our review to find out.

Read More
Susan Shain
What Are Contactless Credit Cards? And How Do I Get One?
Susan Shain | Nov 29, 2018

Contactless credit cards are finally catching fire in the U.S. Here’s how to use this futuristic technology — and start paying with a wave of your hand.

Read More