Capital One® VentureOne® Rewards Credit Card


The Capital One VentureOne Rewards Credit Card provides an excellent reward of 10X miles per dollar at Hotels.com/venture, with 1.25X miles for every other purchase.

Capital One designed this card for people with excellent credit, but if your scores fall in the “good” range you probably have a decent chance of being approved, depending on other factors that affect your creditworthiness.

Every mile you earn will be worth 1 cent when redeemed for travel expenses, so you’ll have a cash back equivalent of 10% for purchases from Hotels.com. Other purchases will only have a 1.25% cash back equivalent, so you’ll typically want to use a different card for non-hotel spending.

You can also transfer miles to a variety of airline loyalty programs, where you may be able to find a better value than 1 cent each:

Airline Partner Transfer Rate
Aeromexico Club Premier 2:1.5
Air Canada Aeroplan
2:1.5
Air France KLM Flying Blue
2:1.5
Alitalia MilleMiglia
2:1.5
Avianca LifeMiles
2:1.5
Cathay Pacific Asia Miles
2:1.5
Emirates Skywards
2:1
Etihad Guest
2:1.5
EVA Infinity MileageLands
2:1.5
Finnair Plus
2:1.5
Hainan Fortune Wings Club
2:1.5
Qantas Frequent Flyer
2:1.5
Qatar Privilege Club 2:1.5
Singapore KrisFlyer
2:1

This card is available at either the Visa Platinum or Visa Signature level, depending on your credit limit when approved. Visa Platinum cards have basic shopping and travel protections, while Visa Signature cards come with more protections and some value-adding perks.

You’ll get a 0% intro APR for purchases for 12 months, giving you a year to pay off a vacation or any other expenses you might have. After that you’ll get a regular rate of 14.24%, 20.24%, or 24.24% Variable.

There’s no annual fee, and no foreign transaction fee.

If you’re looking for a card to book a variety of different hotels, the VentureOne Rewards should be a strong contender.

There’s another card in Capital One’s Venture line, with different card terms and rewards. It might be a better option for you, depending on what you’re looking for in a travel credit card.

Card Annual Fee Purchase APR Rewards Benefits
Capital One VentureOne Rewards (Review) $0 0% for 12 months, then 14.24%, 20.24%, or 24.24% Variable
  • 10X miles per dollar at Hotels.com
  • 1.25X miles per dollar on all other purchases
Visa Platinum or Visa Signature
Capital One® Venture® Rewards Credit Card (Review) $95, $0 first year 17.99%–25.24% Variable
  • 10X miles per dollar at Hotels.com
  • 2X miles per dollar on all other purchases
Visa Signature

 

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Card Details

Rewards

Rewards

  • 10X miles per dollar spent at Hotels.com/venture
  • 1.25X miles per dollar spent on all other purchases
  • There is no limit to the amount of miles you can earn
How to Redeem

Introductory Bonus

  • 20,000 bonus miles for spending $1,000 in the first 3 months after account opening
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 14.24%, 20.24%, or 24.24% Variable
Intro Purchase APR 0% for 12 months
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit $2,000
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR None
Late Fee Up to $38
Returned Payment Fee None
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 14.24%, 20.24%, or 24.24% Variable
Balance Transfer Fee 3% for promotional transfer offers, no fee otherwise
Cash Advances

Cash Advances

Cash Advance APR 24.24% Variable
Cash Advance Fee 3%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

The VentureOne Rewards card will come as either a Visa Platinum or Visa Signature, depending on your credit limit when approved. If your credit limit is below $5,000, you’ll get a Visa Platinum with basic protections. If your limit is $5,000 or above, you’ll get a Visa Signature with upgraded perks and benefits.

  • Personalized Payment

    Pick your monthly due date.

  • Account Alerts

    Get alerts about account information on your phone.

  • Mobile & Tablet Apps

    Manage your account from your phone or tablet.

  • Financial Tools & Tips

    Educate yourself on credit with Capital One resources.

  • Capital One Wallet℠

    Provides charge notifications, account balances, available credit, and rewards earnings.

  • Capital One Credit Wise

    Free access to your VantageScore 3.0 based on your TransUnion credit report, and data from your TransUnion report.

  • Lost/Stolen Card Reporting

    Call customer support to report your card as lost or stolen at any time.

  • Emergency Card Replacement and Cash Disbursement

    After reporting your card as lost you can quickly and easily get a replacement, or an emergency cash advance.

  • Year-End Summary Statement

    A detailed summary of your yearly spending is available upon request.

Visa Signature Perks

  • Visa Signature Concierge Service

    A 24/7 personal assistant to help in a variety of non-emergency tasks.

  • Luxury Hotel Collection

    Get benefits and amenities at over 900 hotel properties, like a $25 food and beverage credit.

  • Fine Wine & Food

    Special dining and wine experiences.

  • Sports Experiences

    Access to popular sporting events and premiere golf benefits at Pebble Beach Resorts®.

  • Zero Liability Protection

    You won’t be held responsible for fraudulent charges to your account.

  • Security and Account Alerts

    You can be notified about changes to your account or unauthorized activity.

  • Capital One Second Look℠

    Capital One monitors your account for unusual and duplicate charges.

  • Extended Warranty

    Eligible items purchased with your card can have their manufacturer’s warranty doubled up to an additional year, for warranties of three years or less.

  • Shopping Discounts

    Discounts and special offers at premium retailers, from jewelry to apparel and electronics.

  • Purchase Protection

    Provides coverage against lost or stolen items within 90 days from the date of purchase.

  • Roadside Assistance Hotline

    Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency.

  • Lost Luggage Reimbursement

    If checked or carry-on bags are lost or damaged, provides reimbursement up to $3,000 per passenger.

  • Auto Rental Collision Damage Waiver

    Decline the rental company’s own insurance to get coverage against collision damage and theft, for eligible rented vehicles.

  • Travel and Emergency Assistance Services

    Access to a variety of services like medical and legal referrals, emergency transportation or ticket replacement, and pre-trip assistance.

  • Travel Accident Insurance

    Provides up to $100,000 in coverage for accidental loss of life, limb, sight, speech, or hearing while traveling by common carrier.

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