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The Capital One VentureOne Rewards is a general-use card with a focus on booking hotels. You’ll get 1.25X miles per dollar on all purchases, and you you can exchange those miles at a number of airline loyalty programs where you may find a higher value.
The Capital One VentureOne Rewards Credit Card provides 1.25X miles on purchases.
Capital One designed this card for people with excellent credit, but if your scores fall in the “good” range you probably have a decent chance of being approved, depending on other factors that affect your creditworthiness.
Every mile you earn will be worth 1 cent when redeemed for travel expenses, so you’ll have a 1.25% cash back equivalent.
You can also transfer miles to a variety of airline loyalty programs, where you may be able to find a better value than 1 cent each:
|Airline Partner||Transfer Rate|
|Aeromexico Club Premier||2:1.5|
|Air Canada Aeroplan
|Air France KLM Flying Blue
|Cathay Pacific Asia Miles
|EVA Infinity MileageLands
|Hainan Fortune Wings Club
|Qantas Frequent Flyer
|Qatar Privilege Club||2:1.5|
You’ll get a 0% intro on purchases intro APR for purchases for 12 months, giving you a year to pay off a vacation or any other expenses you might have. After that you’ll get a regular rate of 13.74% - 23.74% Variable.
There’s no annual fee, and no foreign transaction fee.
If you’re looking for a card to book a variety of different hotels, the VentureOne Rewards should be a strong contender.
There’s another card in Capital One’s Venture line, with different card terms and rewards. It might be a better option for you, depending on what you’re looking for in a travel credit card.
|Card||Annual Fee||Purchase APR||Rewards||Benefits|
|Capital One VentureOne Rewards (Review)||$0||0% intro on purchases for 12 months, then 13.74% - 23.74% Variable||
||Visa Platinum or Visa Signature|
|Capital One® Venture® Rewards Credit Card (Review)||$0 intro for first year; $95 after that||17.49% - 24.74% Variable||