Capital One VentureOne Rewards Credit Card
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The Capital One VentureOne Rewards is a general-use card that offers an unlimited 1.25X miles per dollar on all purchases, and you can exchange those miles at a number of airline loyalty programs where you may find a higher value.
Capital One VentureOne Rewards Credit Card
Highlights & Features
Rewards
| Spending Rewards |
|---|
|
| Introductory Bonus |
|---|
|
Capital One Transfer Partners
Airline Partners
- Aeromexico Club Premier
- Air Canada Aeroplan
- Air France KLM Flying Blue
- Alitalia MilleMiglia
- Avianca LifeMiles
- Cathay Pacific Asia Miles
- Emirates Skywards
- Etihad Guest
- EVA Air Infinity MileageLands
- Finnair Plus
- JetBlue TrueBlue
- Qantas Frequent Flyer
- Singapore Airlines KrisFlyer
Hotel Partners
- Wyndham Rewards
- ALL Accor Live Limitless
Balance Transfers
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 15.49% - 25.49% Variable |
| Balance Transfer Fee | $0 |
Fees
| Penalty APR | None |
| Late Fee | Up to $40 |
| Returned Payment Fee | None |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 25.49% Variable |
| Cash Advance Fee | 3% of the amount of the cash advance, but not less than $10 |
Capital One VentureOne Rewards Credit Card
Highlights
- $0 annual fee and no foreign transaction fees
- Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
- Earn unlimited 1.25X miles on every purchase, every day
- Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
- Miles won’t expire for the life of the account and there’s no limit to how many you can earn
- Transfer your miles to over 10+ travel loyalty programs
- Enjoy 0% intro APR on purchases for 12 months; 15.49% – 25.49% variable APR after that
ABOUT THE ISSUER
Capital One
Capital One has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Capital One VentureOne Rewards Credit Card spots an unlimited 1.25X miles per dollar on all purchases.
Capital One designed this card for people with excellent credit, but if your scores fall in the “good” range you probably have a decent chance of being approved, depending on other factors that affect your creditworthiness.
Every mile you earn will be worth 1 cent when redeemed for travel expenses, so you’ll have a 1.25% cash back equivalent.
You can also transfer miles to a variety of airline loyalty programs, where you may be able to find a better value than 1 cent each:
| Airline Partner | Transfer Rate |
|---|---|
| Aeromexico Club Premier | 2:1.5 |
| Air Canada Aeroplan |
2:1.5 |
| Air France KLM Flying Blue |
2:1.5 |
| Alitalia MilleMiglia |
2:1.5 |
| Avianca LifeMiles |
2:1.5 |
| Cathay Pacific Asia Miles |
2:1.5 |
| Emirates Skywards |
2:1 |
| Etihad Guest |
2:1.5 |
| EVA Infinity MileageLands |
2:1.5 |
| Finnair Plus |
2:1.5 |
| Hainan Fortune Wings Club |
2:1.5 |
| JetBlue TrueBlue | 2:1 |
| Qantas Frequent Flyer |
2:1.5 |
| Qatar Privilege Club | 2:1.5 |
| Singapore KrisFlyer |
2:1 |
You’ll get a 0% intro APR for purchases for 12 months, giving you a year to pay off a vacation or any other expenses you might have. After that you’ll get a regular rate of 15.49% - 25.49% Variable.
There’s no annual fee, and no foreign transaction fee.
If you’re looking for a card to book a variety of different hotels, the VentureOne Rewards should be a strong contender.
There’s another card in Capital One’s Venture line, with different card terms and rewards. It might be a better option for you, depending on what you’re looking for in a travel credit card.
| Card | Annual Fee | Purchase APR | Rewards | Benefits |
|---|---|---|---|---|
| Capital One VentureOne Rewards (Review) | $0 | 0% for 12 months, then 15.49% - 25.49% Variable |
|
Visa Platinum or Visa Signature |
| Capital One Venture Rewards Credit Card (Review) | $95 | 17.24% - 24.49% Variable |
|
Visa Signature |
