Capital One VentureOne Rewards Credit Card
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The Capital One VentureOne Rewards is a general-use card that offers an unlimited 1.25X miles per dollar on all purchases, and you can exchange those miles at a number of airline loyalty programs where you may find a higher value.
Capital One VentureOne Rewards Credit Card
Highlights & Features
Rewards
| Spending Rewards |
|---|
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| Introductory Bonus |
|---|
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Capital One Transfer Partners
Airline Partners
- Aeromexico Club Premier
- Air Canada Aeroplan
- Air France KLM Flying Blue
- Avianca LifeMiles
- British Airways Executive Club
- Cathay Pacific Asia Miles
- Emirates Skywards
- Etihad Guest
- EVA Air Infinity MileageLands
- Finnair Plus
- Qantas Frequent Flyer
- Singapore Airlines KrisFlyer
- TAP Portugal Miles&Go
- Turkish Airlines Miles&Smiles
Hotel Partners
- Wyndham Rewards
- ALL Accor Live Limitless
Balance Transfers
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | 0% intro on balance transfers for 15 months |
| Regular Balance Transfer APR | 14.99% - 24.99% Variable |
| Balance Transfer Fee | 3% |
Fees
| Penalty APR | None |
| Late Fee | Up to $40 |
| Returned Payment Fee | None |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 24.99% Variable |
| Cash Advance Fee | 3% of the amount of the cash advance, but not less than $10 |
Capital One VentureOne Rewards Credit Card
Highlights
- $0 annual fee and no foreign transaction fees
- Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
- Earn unlimited 1.25X miles on every purchase, every day
- Miles won’t expire for the life of the account and there’s no limit to how many you can earn
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you’ll get our best prices on thousands of trip options
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy 0% intro APR on purchases and balance transfers for 15 months; 14.99% – 24.99% variable APR after that
ABOUT THE ISSUER
Capital One
Capital One has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Capital One VentureOne Rewards Credit Card spots an unlimited 1.25X miles per dollar on all purchases.
Capital One designed this card for people with excellent credit, but if your scores fall in the “good” range you probably have a decent chance of being approved, depending on other factors that affect your creditworthiness.
Every mile you earn will be worth 1 cent when redeemed for travel expenses, so you’ll have a 1.25% cash back equivalent.
You can also transfer miles to a variety of airline loyalty programs, where you may be able to find a better value than 1 cent each:
You’ll get a 0% intro APR for 15 months, giving you a year to pay off a vacation or any other expenses you might have. After that you’ll get a regular rate of 14.99% - 24.99% Variable.
There’s no annual fee, and no foreign transaction fee.
If you’re looking for a card to book a variety of different hotels, the VentureOne Rewards should be a strong contender.
There’s another card in Capital One’s Venture line, with different card terms and rewards: the Capital One Venture Rewards Credit Card (Review). It might be a better option for you, depending on what you’re looking for in a travel credit card.
The information related to Capital One VentureOne Rewards Credit Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.
