The Capital One® Spark® Miles for Business offers a reward of 2 miles for every $1 spent on all purchases, Visa Signature benefits, and a very generous sign-up bonus.
Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.
- Annual Fee $0 for the first year, then $95
- Intro Purchase APR -
- Regular Purchase APR 17.99% Variable
- Earn 2 miles for every $1 spent on all purchases
- There is no limit to the amount of rewards you can earn
- Signup Bonus 50,000 miles (equivalent to $500) if you spend $4,500 in the first 3 months
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee 0%
- Intro Balance Transfer APR -
- Regular Balance Transfer APR 17.99% Variable
- Cash Advance APR 23.99% Variable
- Penalty APR 30.4% Variable
- Late Fee Up to $39
- Returned Payment Fee See Terms
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
24/7 Visa Concierge Service
Call for non-emergency help with a variety of tasks, like travel plans and making reservations.
Save up to 15% at www.visasavingsedge.com
Get benefits at over 900 hotel properties.
Get discounts at fandango.com/visasignature
Fine Wine & Food
Special dining and wine experiences.
Access to popular sporting events and premiere golf benefits at Pebble Beach Resorts®.
Discounts and special offers at premium retailers, from jewelry to apparel and electronics.
No Blackout Dates or Seat Restrictions
On award redemptions.
Get alerts about account information on your phone.
Manage your account from your phone or tablet.
Financial Tools & Tips
Educate yourself on credit with Capital One resources.
Downloadable Purchase Records
Easily download purchase records in Quicken®, Quickbooks™, or Excel® formats.
Quarterly and Year-End Summary
An itemized report of your spending to simplify tax time and accounting.
Free Employee Cards
No fee for extra cards, which will earn you more rewards more quickly.
You will not be held responsible for unauthorized use of your card.
Provides coverage against lost or stolen items within 90 days from the date of purchase.
Extended Warranty Protection
Extends a manufacturer’s warranty by up to 1 year, for warranties of 3 years or less.
If you find an item you purchased at a lower price price, you can be reimbursed the difference.
Roadside Assistance Hotline
Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency.
Travel Assistance Services
Provides help with travel emergencies, including emergency card replacement or cash advances.
Travel Accident Insurance
Covers you and your family in the case of physical accidents.
Auto Rental Collision Damage Waiver
Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.
Lost Luggage Reimbursement
If checked or carry-on bags are lost or damaged, provides reimbursement up to $3,000 per passenger.
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