Capital One® Spark® Miles for Business

The Capital One® Spark® Miles for Business offers a reward of 2 miles for every $1 spent on all purchases, Visa Signature benefits, and a very generous sign-up bonus.

Was this helpful?

Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.

Quick View

Quick View

  • Rewards
    • Earn 2 miles for every $1 spent on all purchases
    • There is no limit to the amount of rewards you can earn
  • Signup Bonus 50,000 miles (equivalent to $500) if you spend $4,500 in the first 3 months
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 0%
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR 17.99% Variable
  • Cash Advance APR 23.99% Variable
  • Penalty APR 30.4% Variable
  • Late Fee Up to $39
  • Returned Payment Fee See Terms

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

Perks

  • Reports to Business Credit Bureaus

    Capital One business cards report your card activity to Dun & Bradstreet, Experian, and Small Business Financial Exchange.

  • 24/7 Concierge Service

    Call for non-emergency help with a variety of tasks, like making travel arrangements and finding hard-to-find gifts.

  • Visa® SavingsEdge

    Save up to 15% at www.visasavingsedge.com.

  • Visa Signature Luxury Hotel Collection

    Get discounts and benefits at over 900 hotel properties.

     

  • Fine Wine & Food

    Special dining events and wine tasting at Sonoma County wineries.

  • Sports Experiences

    Access to popular sporting events and premiere golf benefits at Pebble Beach Resorts®.

  • Shopping Discounts

    Discounts and special offers at premium retailers, from jewelry to apparel and electronics.

Business

  • Quarterly and Year-End Summary

    Get itemized spending reports to help simplify accounting and taxes.

  • Downloadable Purchase Records

    Easily download your records in a variety of formats, including QuickBooks™ and Excel®.

  • Free Employee Cards

    And earn rewards when your employees spend with their cards.

  • Spark Business Customer Service Representatives

    Speak with specially trained reps whenever you’d like for help with any questions you have.

Account Management

  • Account Alerts

    Get alerts about account information on your phone.

  • Mobile App

    Manage your account from your phone.

  • Financial Tools & Tips

    Educate yourself on credit with Capital One resources.

Security

  • Fraud Protection

    You will not be held responsible for unauthorized use of your card.

Shopping

  • Purchase Protection

    Provides coverage against lost or stolen items within 90 days from the date of purchase.

  • Extended Warranty Protection

    Extends a manufacturer’s warranty at no charge.

  • Price Protection

    If you find an item you purchased at a lower price price, you can be reimbursed the difference.

Travel

  • Travel and Emergency Assistance

    Provides help with travel emergencies, including emergency card replacement or cash advances.

  • Travel Accident Insurance

    Covers you and your family in the case of physical accidents.

  • Auto Rental Collision Damage Waiver

    Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.

  • Lost Luggage Reimbursement

    If checked or carry-on bags are lost or damaged, provides reimbursement up to $3,000 per passenger.

  • Roadside Assistance Hotline

    Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 0 reviews

The Insider

John Ganotis
Chase Credit Cards: An Overview
John Ganotis | Apr 16, 2018

There's a wide variety of Chase credit cards, mostly designed for people with great credit history and credit scores. Is one of them right for you?

Read More
John Ganotis
Discover Credit Cards: An Overview
John Ganotis | Apr 13, 2018

Discover has great U.S.-based customer service. The offer cards for students, people with bad credit, and people with great credit. Is one right for you?

Read More
Brendan Harkness
Review of the Citi Secured Mastercard – Is it a Path to Better Credit?
Brendan Harkness | Apr 12, 2018

The Citi Secured Mastercard is a no-annual-fee option for people with poor credit. Submit a security deposit of up to $2,500 start building your credit.

Read More