Capital One® SavorOne® Cash Rewards Credit Card
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Capital One® SavorOne® Cash Rewards Credit Card
Highlights & Features
Rewards
- 3% cash back on:
- Dining
- Entertainment
- 2% cash back at Grocery Stores
- 1% cash back on all other purchases
INTRODUCTORY BONUS
$150 cash back for spending $500 in the first 3 monthsBalance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | 0% intro on balance transfers for 15 months |
| Regular Balance Transfer APR | 15.74% - 25.74% (Variable) |
| Balance Transfer Fee | 3% |
Fees
| Penalty APR | N/A |
| Late Fee | Up to $39 |
| Returned Payment Fee | N/A |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 25.74% (Variable) |
| Cash Advance Fee | 3% of the amount of the cash advance, but not less than $10 |
Capital One® SavorOne® Cash Rewards Credit Card
Highlights
- Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
- Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
- No rotating categories or sign-ups needed to earn cash rewards; plus cash back won’t expire for the life of the account and there’s no limit to how much you can earn
- 0% intro APR on purchases for 15 months; 15.74% – 25.74% variable APR after that
- 0% intro APR on balance transfers for 15 months; 15.74% – 25.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
- No foreign transaction fee
- No annual fee
ABOUT THE ISSUER
Capital One
Capital One has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Capital One SavorOne Cash Rewards Credit Card is designed for foodies, earning rewards at both restaurants and grocery stores. It provides 3% cash back on dining and entertainment, and 2% cash back at grocery stores.
There’s no annual fee or foreign transaction fee, and you can earn a $150 introductory bonus for spending just $500 in the first three months. Overall, not a bad option for anyone who wants a single card to use for all his or her food expenses.
There are now two cards in the Savor lineup:
- Capital One SavorOne Cash Rewards Card (this card – Review): No annual fee; 3% cash back for dining and entertainment; $150 welcome bonus for spending $500 in the first 3 months
- Capital One® Savor® Cash Rewards Credit Card (Review): $95 annual fee, waived the first year; 4% cash back for dining and entertainment; $500 welcome bonus for spending $3,000 in the first 3 months
Both of these cards feature contactless technology, allowing for quick tap-and-go payments.
