Capital One® SavorOne℠ Cash Rewards Credit Card


The Capital One SavorOne Cash Rewards Credit Card is designed for foodies, earning rewards at both restaurants and grocery stores. It provides 3% cash back on dining and entertainment, and 2% cash back at grocery stores.

There’s no annual fee or foreign transaction fee, and you can earn a $150 introductory bonus for spending just $500 in the first three months. Overall, not a bad option for anyone who wants a single card to use for all his or her food expenses.

There are now two cards in the Savor lineup:

  • Capital One SavorOne Cash Rewards Card (this card – Review): No annual fee; 3% cash back for dining and entertainment; $150 signup bonus for spending $500 in the first 3 months
  • Capital One® Savor® Cash Rewards Credit Card (Review): $95 annual fee, waived the first year; 4% cash back for dining and entertainment; $500 signup bonus for spending $3,000 in the first 3 months

Both of these cards feature contactless technology, allowing for quick tap-and-go payments.

Card Quick Facts

Card Quick Facts

  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won’t expire for the life of the account and there’s no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 14.74% – 24.74% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 14.74% – 24.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • No foreign transaction fee
  • No annual fee

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 3% cash back on:
    • Dining
    • Entertainment
  • 2% cash back at Grocery Stores
  • 1% cash back on all other purchases

Introductory Bonus

  • $150 cash back for spending $500 in the first 3 months
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 14.74%, 22.74% or 26.74% Variable
Intro Purchase APR 0% for 15 Months
Foreign Transaction Fee 0%
Chip Technology Chip-and-Signature
Minimum Credit Limit $1,000
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR None
Late Fee Up to $38
Returned Payment Fee -
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 15 Months
Regular Balance Transfer APR 14.74%, 22.74% or 26.74% Variable
Balance Transfer Fee 3% for transfers at promotional APRs, 0% for other transfers
Cash Advances

Cash Advances

Cash Advance APR 26.74% Variable
Cash Advance Fee 3%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • World Elite Mastercard Benefits

    Cardholders have access to a variety of valuable benefits through World Elite Mastercard, including discounts and complimentary services at airlines, hotels, cruises, and other travel services.

  • 24/7 Concierge Service

    Call any time to talk to a personal assistant, who can help you in all sorts of non-emergency tasks like finding hard-to-find gifts, making reservations, and getting travel info.

  • World Elite Hotels & Resorts Portfolio

    Provides complimentary discounts and benefits at over 900 hotel properties, including Starwood, Hyatt, InterContinental, and more. Benefits include complimentary breakfasts for two, room upgrades, and early check-in.

  • World Elite Air Program

    Provides ticket upgrades and discounts when you purchase tickets from select airlines with your SavorOne card.

  • Mastercard Airport Concierge

    Get a 15% discount on Airport Meet and Greets, providing a personal assistant to escort you quickly through the airport.

  • World Elite Car Rental Program

    Provides a discount of 15%–25% at select car rental services, including National, Avis, and Sixt.

  • World Elite Private Jet Program

    Save money when flying by private jet, with discounts like $500 off charter flights with Sentient, 5% off flights with Lufthansa Private Jet, and a chauffeur drive to and from your Air Charter Services jet.

  • World Elite Cruise Program

    Provides shipboard credits of up to $500 per cabin on eligible cruises.

  • World Elite Tours and Vacations Program

    Provides up to $500 in discounts and savings on eligible tours and vacation packages around the world.

  • World Elite Chauffeured Car Program

    Get a 15% discount or a $50 voucher on chauffeured cars. Eligible at Sixt, International Limousine Service, Vitesse, and Avis Chauffeured Car.

Account Management

  • 24/7 Customer Service

    Call any time to talk to dedicated customer service representatives.

  • Personalized Payment

    Pick your own monthly due date.

  • Account Alerts

    Get alerts about account information on your phone.

  • Mobile & Tablet Apps

    Manage your account from your phone or tablet.

  • Financial Tools & Tips

    Educate yourself on credit with Capital One resources.

  • Capital One Wallet℠

    Provides charge notifications, account balances, available credit, and rewards earnings.

  • Capital One CreditWise®

    Free access to and monitoring of your VantageScore 3.0 from your TransUnion credit report. Also provides some access to your actual TransUnion credit report, a pretty valuable feature.

  • Capital One Second Look℠

    Capital One monitors your account for unusual and duplicate charges.

  • Fraud Protection

    You will not be held responsible for unauthorized use of your card.

  • Identity Theft Resolution Services

    Provides assistance from a specialist if you believe that you are a victim of identity theft.

  • Purchase Protection

    Provides coverage against lost or stolen items within 90 days from the date of purchase.

  • Price Protection

    If you find an item you bought being advertised for a lesser price, you can be reimbursed for the price difference.

  • Extended Warranty Protection

    Extends an eligible manufacturer’s warranty at no charge.

  • Travel Assistance Services

    Provides help with travel emergencies, including emergency card replacement or cash advances.

  • Master RoadAssist® Service

    Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency. May save money with pre-negotiated fees.

  • Travel Accident Insurance

    Covers you and your family against accidental injury or loss of life up to $1,000,000, when traveling by common carrier.

  • Trip Cancellation/Interruption Insurance

    If your trip is cancelled or interrupted for an eligible reason, this benefit provides up to $1,500 per trip to reimburse any non-refundable costs.

  • Baggage Delay Insurance

    Provides up to $100 per day for 3 days for the purchase of essential items in the event of a baggage delay.

  • MasterRental Insurance

    Provides coverage against theft and collision for rented cars, as long as the car rental company’s own insurance is declined.

Visitor Reviews

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