Capital One SavorOne Cash Rewards Credit Card
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Enjoy food? We knew it. Want to earn a little back on that spending? The contactless Capital One SavorOne Cash Rewards card will help you do just that. You’ll earn cash back on dining and at grocery stores, with the chance to earn a decent introductory bonus.
Capital One SavorOne Cash Rewards Credit Card
Highlights & Features
Rewards
| Spending Rewards |
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| Introductory Bonus |
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Balance Transfers
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 15.49% - 25.49% Variable |
| Balance Transfer Fee | $0 |
Fees
| Penalty APR | None |
| Late Fee | Up to $40 |
| Returned Payment Fee | N/A |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 25.49% Variable |
| Cash Advance Fee | 3% of the amount of the cash advance, but not less than $10 |
Capital One SavorOne Cash Rewards Credit Card
Highlights
- Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
- Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
- No rotating categories or sign-ups needed to earn cash rewards; plus cash back won’t expire for the life of the account and there’s no limit to how much you can earn
- 0% intro APR on purchases for 15 months; 15.49% – 25.49% variable APR after that
- No foreign transaction fee
- No annual fee
ABOUT THE ISSUER
Capital One
Capital One has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Capital One SavorOne Cash Rewards Credit Card is designed for foodies, earning rewards at both restaurants and grocery stores. It provides 3% cash back on dining and entertainment, and 2% cash back at grocery stores.
There’s no annual fee or foreign transaction fee, and you can earn Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening. Overall, not a bad option for anyone who wants a single card to use for all his or her food expenses.
There are now two cards in the Savor lineup:
- Capital One SavorOne Cash Rewards Card (this card – Review): No annual fee; 3% cash back for dining and entertainment; Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
- Capital One Savor Cash Rewards Credit Card (Review): $95 annual fee; 4% cash back for dining and entertainment; $300 cash bonus for spending $3,000 in the first 3 months
Both of these cards feature contactless technology, allowing for quick tap-and-go payments.
