Skip to content

Capital One® SavorOne® Cash Rewards Credit Card

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

Enjoy food? We knew it. Want to earn a little back on that spending? The contactless Capital One SavorOne Cash Rewards card will help you do just that. You’ll earn cash back on dining and at grocery stores, with the chance to earn a decent introductory bonus.

Apply Now Read our Review
RUNNER UP Best Cash Back Credit Cards Best No Annual Fee Credit Cards
Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: 15.49% - 25.49% Variable
Intro Balance Transfer APR: 0% intro on balance transfers for 15 months
Intro Purchase APR: 0% intro on purchases for 15 months

Capital One® SavorOne® Cash Rewards Credit Card

Our rating
Good Min. credit level
$0 Annual Fee
Apply Now Read our Review

Highlights & Features

Rewards

  • 3% cash back on:
    • Dining
    • Entertainment
  • 2% cash back at Grocery Stores
  • 1% cash back on all other purchases

INTRODUCTORY BONUS

$150 cash back for spending $500 in the first 3 months

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% intro on balance transfers for 15 months
Regular Balance Transfer APR 15.49% - 25.49% Variable
Balance Transfer Fee 3%
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $39
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.49% Variable
Cash Advance Fee 3% of the amount of the cash advance, but not less than $10
How to Get a Cash Advance with a Credit Card
Capital One® SavorOne® Cash Rewards Credit Card

Highlights

  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won’t expire for the life of the account and there’s no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.49% – 25.49% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 15.49% – 25.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • No foreign transaction fee
  • No annual fee
ABOUT THE ISSUER

Capital One

Capital One has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-227-4825 or

Try a different phone number
See all Issuer Cards

The Capital One SavorOne Cash Rewards Credit Card is designed for foodies, earning rewards at both restaurants and grocery stores. It provides 3% cash back on dining and entertainment, and 2% cash back at grocery stores.

There’s no annual fee or foreign transaction fee, and you can earn a $150 introductory bonus for spending just $500 in the first three months. Overall, not a bad option for anyone who wants a single card to use for all his or her food expenses.

There are now two cards in the Savor lineup:

  • Capital One SavorOne Cash Rewards Card (this card – Review): No annual fee; 3% cash back for dining and entertainment; $150 welcome bonus for spending $500 in the first 3 months
  • Capital One® Savor® Cash Rewards Credit Card (Review): $95 annual fee, waived the first year; 4% cash back for dining and entertainment; $300 welcome bonus for spending $3,000 in the first 3 months

Both of these cards feature contactless technology, allowing for quick tap-and-go payments.