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Capital One® SavorOne℠ Cash Rewards Credit Card

Capital One® SavorOne℠ Cash Rewards Credit Card

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The Capital One SavorOne Cash Rewards Credit Card is designed for foodies, earning rewards at both restaurants and grocery stores. It provides 3% cash back on dining and entertainment, and 2% cash back at grocery stores.

There’s no annual fee or foreign transaction fee, and you can earn a $150 introductory bonus for spending just $500 in the first three months. Overall, not a bad option for anyone who wants a single card to use for all his or her food expenses.

There are now two cards in the Savor lineup:

Capital One SavorOne Cash Rewards Card (this card – Review): No annual fee; 3% cash back for dining and entertainment; $150 signup bonus for spending $500 in the first 3 months
Capital One® Savor® Cash Rewards Credit Card (Review): $95 annual fee, waived the first year; 4% cash back for dining and entertainment; $500 signup bonus for spending $3,000 in the first 3 months

Both of these cards feature contactless technology, allowing for quick tap-and-go payments.

Card Quick Facts

Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won’t expire for the life of the account and there’s no limit to how much you can earn
0% intro APR on purchases for 15 months; 14.74% – 24.74% variable APR after that
0% intro APR on balance transfers for 15 months; 14.74% – 24.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
No foreign transaction fee
No annual fee

Capital One® SavorOne℠ Cash Rewards Credit Card

Apply Now

REVIEWS

Our Rating
See details

Read Our Full Review

BEST PICK

Best High Limit Credit Cards: 2019

Best No Foreign Transaction Fee Credit Cards: 2019

RUNNER UP

Best Cash Back Credit Cards

Best Credit Card Signup Bonus Offers: 2019

Best No Annual Fee Credit Cards: 2019

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Card Details

Rewards

3% cash back on:
- Dining
- Entertainment
2% cash back at Grocery Stores
1% cash back on all other purchases

Introductory Bonus

$150 cash back for spending $500 in the first 3 months

Card Stats

Annual Fee $0

Additional Cards Annual Fee -

Regular Purchase APR 15.24%, 21.24%, or 25.24% Variable

Intro Purchase APR 0% for 15 months

Foreign Transaction Fee None

Chip Technology Chip-and-Signature

Minimum Credit Limit $1,000

Maximum Credit Limit -

Free Credit Score Yes

Penalty APR None

Late Fee Up to $38

Returned Payment Fee -

Balance Transfers

Intro Balance Transfer APR 0% for 15 months

Regular Balance Transfer APR 15.24%, 21.24%, or 25.24% Variable

Balance Transfer Fee 3% for transfers at promotional APRs, 0% for other transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

How balance transfers work

Cash Advances

Cash Advance APR 24.74% Variable

Cash Advance Fee 3%, $10 minimum

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

How cash advances work

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Read about this specific card’s benefits

Learn about credit card benefits

World Elite Mastercard Benefits

Cardholders have access to a variety of valuable benefits through World Elite Mastercard, including discounts and complimentary services at airlines, hotels, cruises, and other travel services.
24/7 Concierge Service

Call any time to talk to a personal assistant, who can help you in all sorts of non-emergency tasks like finding hard-to-find gifts, making reservations, and getting travel info.
World Elite Hotels & Resorts Portfolio

Provides complimentary discounts and benefits at over 900 hotel properties, including Starwood, Hyatt, InterContinental, and more. Benefits include complimentary breakfasts for two, room upgrades, and early check-in.
World Elite Air Program

Provides ticket upgrades and discounts when you purchase tickets from select airlines with your SavorOne card.
Mastercard Airport Concierge

Get a 15% discount on Airport Meet and Greets, providing a personal assistant to escort you quickly through the airport.
World Elite Car Rental Program

Provides a discount of 15%–25% at select car rental services, including National, Avis, and Sixt.
World Elite Private Jet Program

Save money when flying by private jet, with discounts like $500 off charter flights with Sentient, 5% off flights with Lufthansa Private Jet, and a chauffeur drive to and from your Air Charter Services jet.
World Elite Cruise Program

Provides shipboard credits of up to $500 per cabin on eligible cruises.
World Elite Tours and Vacations Program

Provides up to $500 in discounts and savings on eligible tours and vacation packages around the world.
World Elite Chauffeured Car Program

Get a 15% discount or a $50 voucher on chauffeured cars. Eligible at Sixt, International Limousine Service, Vitesse, and Avis Chauffeured Car.

Account Management

24/7 Customer Service

Call any time to talk to dedicated customer service representatives.
Personalized Payment

Pick your own monthly due date.
Account Alerts

Get alerts about account information on your phone.
Mobile & Tablet Apps

Manage your account from your phone or tablet.
Financial Tools & Tips

Educate yourself on credit with Capital One resources.
Capital One Wallet℠

Provides charge notifications, account balances, available credit, and rewards earnings.
Capital One CreditWise®

Free access to and monitoring of your VantageScore 3.0 from your TransUnion credit report. Also provides some access to your actual TransUnion credit report, a pretty valuable feature.
Capital One Second Look℠

Capital One monitors your account for unusual and duplicate charges.

Fraud Protection

You will not be held responsible for unauthorized use of your card.
Identity Theft Resolution Services

Provides assistance from a specialist if you believe that you are a victim of identity theft.

Purchase Protection

Provides coverage against lost or stolen items within 90 days from the date of purchase.
Price Protection

If you find an item you bought being advertised for a lesser price, you can be reimbursed for the price difference.
Extended Warranty Protection

Extends an eligible manufacturer’s warranty at no charge.

Travel Assistance Services

Provides help with travel emergencies, including emergency card replacement or cash advances.
Master RoadAssist® Service

Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency. May save money with pre-negotiated fees.
Travel Accident Insurance

Covers you and your family against accidental injury or loss of life up to $1,000,000, when traveling by common carrier.
Trip Cancellation/Interruption Insurance

If your trip is cancelled or interrupted for an eligible reason, this benefit provides up to $1,500 per trip to reimburse any non-refundable costs.
Baggage Delay Insurance

Provides up to $100 per day for 3 days for the purchase of essential items in the event of a baggage delay.
MasterRental Insurance

Provides coverage against theft and collision for rented cars, as long as the car rental company’s own insurance is declined.

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Capital One SavorOne Cash Rewards Credit Card

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