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Capital One® SavorOne® Cash Rewards Credit Card

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Our rating
Credit range: Good
Annual Fee: $0
Regular APR: 15.74% - 25.74% (Variable)
Intro Balance Transfer APR: 0% intro on balance transfers for 15 months
Intro Purchase APR: 0% intro on purchases for 15 months

Capital One® SavorOne® Cash Rewards Credit Card

Our rating
Good Credit range
$0 Annual Fee
Apply Now Read our Review

Highlights & Features

Rewards

  • 3% cash back on:
    • Dining
    • Entertainment
  • 2% cash back at Grocery Stores
  • 1% cash back on all other purchases

INTRODUCTORY BONUS

$150 cash back for spending $500 in the first 3 months

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% intro on balance transfers for 15 months
Regular Balance Transfer APR 15.74% - 25.74% (Variable)
Balance Transfer Fee 3%
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $39
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.74% (Variable)
Cash Advance Fee 3% of the amount of the cash advance, but not less than $10
How to Get a Cash Advance with a Credit Card
Capital One® SavorOne® Cash Rewards Credit Card

Highlights

  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won’t expire for the life of the account and there’s no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.74% – 25.74% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 15.74% – 25.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • No foreign transaction fee
  • No annual fee
ABOUT THE ISSUER

Capital One

Capital One has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-227-4825 or

Try a different phone number
See all Issuer Cards

The Capital One SavorOne Cash Rewards Credit Card is designed for foodies, earning rewards at both restaurants and grocery stores. It provides 3% cash back on dining and entertainment, and 2% cash back at grocery stores.

There’s no annual fee or foreign transaction fee, and you can earn a $150 introductory bonus for spending just $500 in the first three months. Overall, not a bad option for anyone who wants a single card to use for all his or her food expenses.

There are now two cards in the Savor lineup:

  • Capital One SavorOne Cash Rewards Card (this card – Review): No annual fee; 3% cash back for dining and entertainment; $150 welcome bonus for spending $500 in the first 3 months
  • Capital One® Savor® Cash Rewards Credit Card (Review): $95 annual fee, waived the first year; 4% cash back for dining and entertainment; $500 welcome bonus for spending $3,000 in the first 3 months

Both of these cards feature contactless technology, allowing for quick tap-and-go payments.