Capital One® SavorOne® Cash Rewards Credit Card


For People with
Good Credit

The Capital One SavorOne Cash Rewards Credit Card is designed for earning rewards for food expenses, at both restaurants and grocery stores. It provides 3% cash back on dining entertainment, and 2% back on groceries.

There’s no annual fee or foreign transaction fee, and you can earn a $150 signup bonus for spending just $500. Overall, not a bad option for anyone who wants a single card to use for all their food expenses.

There are now two cards in the Savor lineup:

  • Capital One SavorOne Cash Rewards Card (this card): No annual fee; 3% cash back for dining and entertainment; $150 signup bonus
  • Capital One® Savor® Cash Rewards Card (Review): $95 annual fee, waived the first year; 4% cash back for dining and entertainment; $500 signup bonus
Card Quick Facts

Card Quick Facts

  • No annual fee
  • 3% cash back on dining and entertainment, 2% cash back on groceries, 1% cash back on everything else
  • $150 cash back signup bonus for spending $500 in the first 3 months
  • 0% intro APR for purchases and balance transfers for 15 months; 14.474%–24.74% APR after that
  • Mastercard World Elite luxury benefits
  • No foreign transaction fees
  • Travel and shopping protections

For People with
Good Credit

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 3% cash back on dining and entertainment
  • 2% cash back at grocery stores
  • 1% cash back on all other purchases
How to Redeem

Introductory Bonus

  • $150 cash back for spending $500 in the first 3 months
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 14.74%, 20.74% or 24.74% Variable
Intro Purchase APR 0% for 15 Months
Foreign Transaction Fee 0%
Chip Technology Chip-and-Signature
Minimum Credit Limit $1,000
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR See Terms
Late Fee Up to $38
Returned Payment Fee See Terms
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 15 Months
Regular Balance Transfer APR 14.74%, 20.74% or 24.74% Variable
Balance Transfer Fee 3% for transfers at promotional APRs, 0% for other transfers
Cash Advances

Cash Advances

Cash Advance APR 24.74% Variable
Cash Advance Fee 3%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

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