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    Capital One® SavorOne℠ Cash Rewards Credit Card

    Capital One® SavorOne℠ Cash Rewards Credit Card

    For People with
    Good Credit

    Apply Now

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    The Capital One SavorOne Cash Rewards Credit Card is designed for earning rewards for food expenses, at both restaurants and grocery stores. It provides 3% cash back on dining entertainment, and 2% back on groceries.

    There’s no annual fee or foreign transaction fee, and you can earn a $150 signup bonus for spending just $500. Overall, not a bad option for anyone who wants a single card to use for all their food expenses.

    There are now two cards in the Savor lineup:

    • Capital One SavorOne Cash Rewards Card (this card): No annual fee; 3% cash back for dining and entertainment; $150 signup bonus
    • Capital One® Savor® Cash Rewards Card (Review): $95 annual fee, waived the first year; 4% cash back for dining and entertainment; $500 signup bonus
    Card Quick Facts

    Card Quick Facts

    • No annual fee
    • 3% cash back on dining and entertainment, 2% cash back at grocery stores, 1% cash back on everything else
    • $150 cash back signup bonus for spending $500 in the first 3 months
    • 0% intro APR for purchases and balance transfers for 15 months; 14.74%–24.74% Variable APR after that
    • Mastercard World Elite luxury benefits
    • No foreign transaction fees
    • Travel and shopping protections
    Capital One® SavorOne℠ Cash Rewards Credit Card

    For People with
    Good Credit

    Apply Now

    REVIEWS

    Reviews
    Write a Review
    Read Our Full Review
    Runner Up

    RUNNER UP

    Best Pick
    Best Cash Back Rewards Credit Cards: 2018

    Manage My Card

    Want to pay a bill or check your balance?

    Pay My Bill

    Pay My Bill
    Request Credit Limit Increase

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    Limit Increase
    Speak to Customer Service
    Speak to Customer Service

    1-800-227-4825

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    Check Application Status

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    Application Status

    Card Details

    Rewards

    Rewards

    • 3% cash back on dining and entertainment
    • 2% cash back at grocery stores
    • 1% cash back on all other purchases

    Introductory Bonus

    • $150 cash back for spending $500 in the first 3 months
    Card Stats

    Card Stats

    Annual Fee $0
    Additional Cards Annual Fee -
    Regular Purchase APR 14.74%, 20.74% or 24.74% Variable
    Intro Purchase APR 0% for 15 Months
    Foreign Transaction Fee 0%
    Chip Technology Chip-and-Signature
    Minimum Credit Limit $1,000
    Maximum Credit Limit -
    Free Credit Score Yes
    Penalty APR -
    Late Fee Up to $38
    Returned Payment Fee See Terms
    Balance Transfers

    Balance Transfers

    Intro Balance Transfer APR 0% for 15 Months
    Regular Balance Transfer APR 14.74%, 20.74% or 24.74% Variable
    Balance Transfer Fee 3% for transfers at promotional APRs, 0% for other transfers

    A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

    How balance transfers work
    Cash Advances

    Cash Advances

    Cash Advance APR 24.74% Variable
    Cash Advance Fee 3%, $10 minimum

    Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

    How cash advances work

    Card Benefits

    Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

    Read about this specific card’s benefits
    Learn about credit card benefits

    • World Elite Mastercard Benefits

      Cardholders have access to a variety of valuable benefits through World Elite Mastercard, including discounts and complimentary services at airlines, hotels, cruises, and other travel services.

    • 24/7 Concierge Service

      Call any time to talk to a personal assistant, who can help you in all sorts of non-emergency tasks like finding hard-to-find gifts, making reservations, and getting travel info.

    • World Elite Hotels & Resorts Portfolio

      Provides complimentary discounts and benefits at over 900 hotel properties, including Starwood, Hyatt, InterContinental, and more. Benefits include complimentary breakfasts for two, room upgrades, and early check-in.

    • World Elite Air Program

      Provides ticket upgrades and discounts when you purchase tickets from select airlines with your SavorOne card.

    • Mastercard Airport Concierge

      Get a 15% discount on Airport Meet and Greets, providing a personal assistant to escort you quickly through the airport.

    • World Elite Car Rental Program

      Provides a discount of 15%–25% at select car rental services, including National, Avis, and Sixt.

    • World Elite Private Jet Program

      Save money when flying by private jet, with discounts like $500 off charter flights with Sentient, 5% off flights with Lufthansa Private Jet, and a chauffeur drive to and from your Air Charter Services jet.

    • World Elite Cruise Program

      Provides shipboard credits of up to $500 per cabin on eligible cruises.

    • World Elite Tours and Vacations Program

      Provides up to $500 in discounts and savings on eligible tours and vacation packages around the world.

    • World Elite Chauffeured Car Program

      Get a 15% discount or a $50 voucher on chauffeured cars. Eligible at Sixt, International Limousine Service, Vitesse, and Avis Chauffeured Car.

    Account Management

    • 24/7 Customer Service

      Call any time to talk to dedicated customer service representatives.

    • Personalized Payment

      Pick your own monthly due date.

    • Account Alerts

      Get alerts about account information on your phone.

    • Mobile & Tablet Apps

      Manage your account from your phone or tablet.

    • Financial Tools & Tips

      Educate yourself on credit with Capital One resources.

    • Capital One Wallet℠

      Provides charge notifications, account balances, available credit, and rewards earnings.

    • Capital One CreditWise®

      Free access to and monitoring of your VantageScore 3.0 from your TransUnion credit report. Also provides access to your actual TransUnion credit report, a pretty valuable feature.

    • Capital One Second Look℠

      Capital One monitors your account for unusual and duplicate charges.

    • Fraud Protection

      You will not be held responsible for unauthorized use of your card.

    • Identity Theft Resolution Services

      Provides assistance from a specialist if you believe that you are a victim of identity theft.

    • Purchase Protection

      Provides coverage against lost or stolen items within 90 days from the date of purchase.

    • Price Protection

      If you find an item you bought being advertised for a lesser price, you can be reimbursed for the price difference.

    • Extended Warranty Protection

      Extends a manufacturer’s warranty at no charge.

    • Travel Assistance Services

      Provides help with travel emergencies, including emergency card replacement or cash advances.

    • Master RoadAssist® Service

      Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency. May save money with pre-negotiated fees.

    • Travel Accident Insurance

      Covers you and your family against accidental injury or loss of life up to $1,000,000, when traveling by common carrier.

    • Trip Cancellation/Interruption Insurance

      If your trip is cancelled or interrupted for an eligible reason, this benefit provides up to $1,500 per trip to reimburse any non-refundable costs.

    • Baggage Delay Insurance

      Provides up to $100 per day for 3 days for the purchase of essential items in the event of a baggage delay.

    • MasterRental Insurance

      Provides coverage against theft and collision for rented cars, as long as the car rental company’s own insurance is declined.

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