Capital One® Savor® Cash Rewards Credit Card

The Capital One Savor Cash Rewards Credit Card is designed for earning rewards for food expenses, at both restaurants and grocery stores. It provides 3% cash back on dining and 2% back on groceries.

There’s no annual fee or foreign transaction fee, and you can earn a $150 signup bonus for spending just $500. Overall, a pretty good option for anyone who wants a single card to use for all their food expenses.

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Quick View

Quick View

  • Rewards
    • 3% cash back on dining
    • 2% cash back on groceries
    • 1% cash back on all other purchases
  • Signup Bonus $150 cash back for spending $500 in the first 3 months
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 0%
  • Intro Balance Transfer APR 0% for 9 Months
  • Regular Balance Transfer APR 15.49%, 20.49% or 24.49% Variable
  • Cash Advance APR 24.49% Variable
  • Penalty APR See Terms
  • Late Fee Up to $35
  • Returned Payment Fee See Terms

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

Perks

  • World Elite Mastercard Benefits

    Cardholders have access to a variety of valuable benefits through World Elite Mastercard, including discounts and complimentary services at airlines, hotels, cruises, and other travel services.

  • 24/7 Concierge Service

    Call any time to talk to a personal assistant, who can help you in all sorts of non-emergency tasks like finding hard-to-find gifts, making reservations, and getting travel info.

  • World Elite Hotels & Resorts Portfolio

    Provides complimentary discounts and benefits at over 900 hotel properties, including Starwood, Hyatt, InterContinental, and more. Benefits include complimentary breakfasts for two, room upgrades, and early check-in.

  • World Elite Air Program

    Provides ticket upgrades and discounts when you purchase tickets from select airlines with your Savor card.

  • Mastercard Airport Concierge

    Get a 15% discount on Airport Meet and Greets, providing a personal assistant to escort you quickly through the airport.

  • World Elite Car Rental Program

    Provides a discount of 15%–25% at select car rental services, including National, Avis, and Sixt.

  • World Elite Private Jet Program

    Save money when flying by private jet, with discounts like $500 off charter flights with Sentient, 5% off flights with Lufthansa Private Jet, and a chauffeur drive to and from your Air Charter Services jet.

  • World Elite Cruise Program

    Provides shipboard credits of up to $500 per cabin on eligible cruises.

  • World Elite Tours and Vacations Program

    Provides up to $500 in discounts and savings on eligible tours and vacation packages around the world.

  • World Elite Chauffeured Car Program

    Get a 15% discount or a $50 voucher on chauffeured cars. Eligible at Sixt, International Limousine Service, Vitesse, and Avis Chauffeured Car.

Account Management

  • 24/7 Customer Service

    Call any time to talk to dedicated customer service representatives.

  • Personalized Payment

    Pick your own monthly due date.

  • Account Alerts

    Get alerts about account information on your phone.

  • Mobile & Tablet Apps

    Manage your account from your phone or tablet.

  • Financial Tools & Tips

    Educate yourself on credit with Capital One resources.

  • Capital One Wallet℠

    Provides charge notifications, account balances, available credit, and rewards earnings.

  • Capital One CreditWise®

    Free access to and monitoring of your VantageScore 3.0 from your TransUnion credit report. Also provides access to your actual TransUnion credit report, a pretty valuable feature.

  • Capital One Second Look℠

    Capital One monitors your account for unusual and duplicate charges.

Security

  • Fraud Protection

    You will not be held responsible for unauthorized use of your card.

  • Identity Theft Resolution Services

    Provides assistance from a specialist if you believe that you are a victim of identity theft.

Shopping

  • Purchase Protection

    Provides coverage against lost or stolen items within 90 days from the date of purchase.

  • Price Protection

    If you find an item you bought being advertised for a lesser price, you can be reimbursed for the price difference.

  • Extended Warranty Protection

    Extends a manufacturer’s warranty at no charge.

Travel

  • Travel Assistance Services

    Provides help with travel emergencies, including emergency card replacement or cash advances.

  • Master RoadAssist® Service

    Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency. May save money with pre-negotiated fees.

  • Travel Accident Insurance

    Covers you and your family against accidental injury or loss of life up to $1,000,000, when traveling by common carrier.

  • Trip Cancellation/Interruption Insurance

    If your trip is cancelled or interrupted for an eligible reason, this benefit provides up to $1,500 per trip to reimburse any non-refundable costs.

  • Baggage Delay Insurance

    Provides up to $100 per day for 3 days for the purchase of essential items in the event of a baggage delay.

  • MasterRental Insurance

    Provides coverage against theft and collision for rented cars, as long as the car rental company’s own insurance is declined.

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