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Capital One® Savor® Cash Rewards Credit Card

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Our rating
Credit range: Good
Annual Fee: $0 intro for first year; $95 after that
Regular APR: 16.24% - 25.24% (Variable)

Capital One® Savor® Cash Rewards Credit Card

Our rating
Good Credit range
$0 intro for first year; $95 after that Annual Fee
Apply Now Read our Review

Highlights & Features

Rewards

  • 8% cash back on tickets at Vivid Seats (until 5/2020)
  • 4% cash back on:
    • Dining
    • Entertainment
  • 2% cash back at Grocery Stores
  • 1% cash back on all other purchases

INTRODUCTORY BONUS

$300 cash bonus for spending $3,000 in the first 3 months

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 16.24% - 25.24% (Variable)
Balance Transfer Fee $0
How to Transfer a Balance on a Credit Card

Fees

Penalty APR See Terms
Late Fee Up to $39
Returned Payment Fee See Terms
Additional Cards Annual Fee $0
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.24% (Variable)
Cash Advance Fee 3% of the amount of the cash advance, but not less than $10
How to Get a Cash Advance with a Credit Card
Capital One® Savor® Cash Rewards Credit Card

Highlights

  • Earn a one-time $300 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
  • Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020.
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won’t expire for the life of the account and there’s no limit to how much you can earn
  • No foreign transaction fees
  • Capital One cardholders get access to premium experiences in dining, entertainment and more
  • $0 intro annual fee for the first year, $95 after that
ABOUT THE ISSUER

Capital One

Capital One has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-277-4825 or

Try a different phone number
See all Issuer Cards

The Capital One Savor Cash Rewards Card offers 4% cash back on dining and entertainment purchases, with 2% back at grocery stores. Additionally, you’ll now earn 8% cash back on tickets at Vivid Seats through May 2020.

A large welcome offer of $300 cash back can be earned by spending $3,000 in the first 3 months after account opening.

The Savor card has a $95 annual fee, which is waived for the first year. There are no foreign transaction fees.

Capital One released a newer card in the Savor lineup, the Capital One® SavorOne® Cash Rewards Credit Card (Review). That new SavorOne card has similar rewards and terms as the original Savor card, which can make the names a bit confusing.

The new version the Savor card (this card page) offers more cash back for dining and entertainment than the SavorOne. But it also has the $95 annual fee.

If you had the original Savor card, before the new SavorOne was released, you’ll be automatically upgraded to the new Savor card. You’ll get the enhanced rewards program, and best of all you won’t need to pay the annual fee. So if you were already a Savor cardholder, you get the new card without having to pay anything at all.

There are now two cards in the Savor lineup:

  • Capital One Savor Cash Rewards Card (this card): $95 annual fee, waived the first year; 8% cash back at Vivid Seats until May 2020; 4% cash back for dining and entertainment; $300 welcome bonus
  • Capital One® SavorOne® Cash Rewards Credit Card (Review): No annual fee; 3% cash back for dining and entertainment; $150 welcome bonus