Capital One® Savor® Cash Rewards Credit Card

For People with
Good Credit

Learn how to apply for this card.



The Capital One Savor Cash Rewards Card offers 4% cash back on dining and entertainment purchases, with 2% back at grocery stores. Additionally, you’ll now earn 8% cash back on tickets at Vivid Seats through May 2020.

A large welcome offer of $300 cash back can be earned by spending $3,000 in the first 3 months after account opening. Depending on creditworthiness, cardholders may get access to World Elite Mastercard benefits, including shopping and travel discounts.

The Savor card has a $95 annual fee, which is waived for the first year. There are no foreign transaction fees.

Capital One released a newer card in the Savor lineup, the Capital One® SavorOne℠ Cash Rewards Credit Card (Review). That new SavorOne card has similar rewards and terms as the original Savor card, which can make the names a bit confusing.

The new version the Savor card (this card page) offers more cash back for dining and entertainment than the SavorOne. But it also has the $95 annual fee.

If you had the original Savor card, before the new SavorOne was released, you’ll be automatically upgraded to the new Savor card. You’ll get the enhanced rewards program, and best of all you won’t need to pay the annual fee. So if you were already a Savor cardholder, you get the new card without having to pay anything at all.

There are now two cards in the Savor lineup:

  • Capital One Savor Cash Rewards Card (this card): $95 annual fee, waived the first year; 8% cash back at Vivid Seats until May 2020; 4% cash back for dining and entertainment; $300 welcome bonus
  • Capital One® SavorOne℠ Cash Rewards Credit Card (Review): No annual fee; 3% cash back for dining and entertainment; $150 welcome bonus

For People with
Good Credit

Learn how to apply for this card.



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Card Details



  • 8% cash back on tickets at Vivid Seats (until 5/2020)
  • 4% cash back on:
    • Dining
    • Entertainment
  • 2% cash back at Grocery Stores
  • 1% cash back on all other purchases
How to Redeem

Introductory Bonus

  • $300 cash bonus for spending $3,000 in the first 3 months
Card Stats

Card Stats

Annual Fee $0 intro for first year; $95 after that
Additional Cards Annual Fee $0
Regular Purchase APR 16.74% - 25.74%
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit $5,000
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR See Terms
Late Fee Up to $39
Returned Payment Fee See Terms
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 16.74% - 25.74%
Balance Transfer Fee $0
Cash Advances

Cash Advances

Cash Advance APR 25.74% (Variable)
Cash Advance Fee 3% of the amount of the cash advance, but not less than $10

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • 24/7 Customer Service

    Call any time to talk to dedicated customer service representatives.

  • Personalized Payment

    Pick your own monthly due date.

  • Account Alerts

    Get alerts about account information on your phone.

  • Mobile & Tablet Apps

    Manage your account from your phone or tablet.

  • Financial Tools & Tips

    Educate yourself on credit with Capital One resources.

  • Capital One Wallet℠

    Provides charge notifications, account balances, available credit, and rewards earnings.

  • Capital One CreditWise®

    Free access to and monitoring of your VantageScore 3.0 from your TransUnion credit report. Also provides access to your actual TransUnion credit report, a pretty valuable feature.

  • Capital One Second Look℠

    Capital One monitors your account for unusual and duplicate charges.

  • World Elite Mastercard Benefits

    Cardholders have access to a variety of valuable benefits through World Elite Mastercard, including discounts and complimentary services at airlines, hotels, cruises, and other travel services.

  • 24/7 Concierge Service

    Call any time to talk to a personal assistant, who can help you in all sorts of non-emergency tasks like finding hard-to-find gifts, making reservations, and getting travel info.

  • World Elite Hotels & Resorts Portfolio

    Provides complimentary discounts and benefits at over 900 hotel properties, including Starwood, Hyatt, InterContinental, and more. Benefits include complimentary breakfasts for two, room upgrades, and early check-in.

  • World Elite Air Program

    Provides ticket upgrades and discounts when you purchase tickets from select airlines with your SavorOne card.

  • Mastercard Airport Concierge

    Get a 15% discount on Airport Meet and Greets, providing a personal assistant to escort you quickly through the airport.

  • World Elite Car Rental Program

    Provides a discount of 15%–25% at select car rental services, including National, Avis, and Sixt.

  • World Elite Private Jet Program

    Save money when flying by private jet, with discounts like $500 off charter flights with Sentient, 5% off flights with Lufthansa Private Jet, and a chauffeur drive to and from your Air Charter Services jet.

  • World Elite Cruise Program

    Provides shipboard credits of up to $500 per cabin on eligible cruises.

  • World Elite Tours and Vacations Program

    Provides up to $500 in discounts and savings on eligible tours and vacation packages around the world.

  • World Elite Chauffeured Car Program

    Get a 15% discount or a $50 voucher on chauffeured cars. Eligible at Sixt, International Limousine Service, Vitesse, and Avis Chauffeured Car.

  • Fraud Protection

    You will not be held responsible for unauthorized use of your card.

  • Identity Theft Resolution Services

    Provides assistance from a specialist if you believe that you are a victim of identity theft.

  • Price Protection

    If you find an item you bought being advertised for a lesser price, you can be reimbursed for the price difference.

  • Extended Warranty Protection

    Extends a manufacturer’s warranty at no charge.

  • Travel Assistance Services

    Provides help with travel emergencies, including emergency card replacement or cash advances.

  • Master RoadAssist® Service

    Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency. May save money with pre-negotiated fees.

  • Travel Accident Insurance

    Covers you and your family against accidental injury or loss of life up to $1,000,000, when traveling by common carrier.

  • Trip Cancellation/Interruption Insurance

    If your trip is cancelled or interrupted for an eligible reason, this benefit provides up to $1,500 per trip to reimburse any non-refundable costs.

  • Baggage Delay Insurance

    Provides up to $100 per day for 3 days for the purchase of essential items in the event of a baggage delay.

  • MasterRental Insurance

    Provides coverage against theft and collision for rented cars, as long as the car rental company’s own insurance is declined.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

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Average rating:  
 2 reviews
by Eric
Excellent card

Our go to card for dining and entertainment, we considered the Savor (4%) or Uber and the $500 massive bonus won is over compared the low bonus on the Uber card. We don’t ever use rideshare so that’s not really an option for us. We have already past half the money spend requirement and the first month is not even over.Many prefer the Uber card but the $500 bonus made it a no brainer.

by Gameis

710 CS 5 k happy..ive read alot of reviews that people were getting turn down for this card that had 750 CS ..i dont know about that

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