Capital One® QuicksilverOne® Cash Rewards Credit Card


For People with
Fair Credit

REVIEWS

Reviews

The Capital One® QuicksilverOne® Cash Rewards Credit Card is a flat-rate card designed for people with fair or average credit.

It comes with a reward of 1.5% cash back, along with some decent extra benefits. But you’ll need to pay a $39 annual fee to use this card.

Pay your first five monthly payments on time to get access to a higher credit line, a pretty handy feature to have on a card designed for average credit, which would normally come with a relatively low credit limit.

This card has no annual fee and no foreign transaction fees.

There’s another version of this card designed for people with good credit, the Capital One® Quicksilver® Cash Rewards Credit Card (Review). It also offers 1.5% cash back but comes with a nice introductory bonus, along with a promotional APR for purchases and balance transfers.

Card Quick Facts

Card Quick Facts

  • Earn unlimited 1.5% cash back on every purchase, every day
  • Earn cash rewards without signing up for rotating categories
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Monitor your credit profile with the CreditWise® app, free for everyone
  • $0 fraud liability if your card is ever lost or stolen
  • No limit to how much cash back you can earn, and cash back doesn’t expire for the life of the account
  • Help strengthen your credit for the future with responsible card use
  • Get customized alerts and manage your account with the Capital One mobile app

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

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Card Details

Rewards

Rewards

  • 1.5% cash back on all purchases
  • No limit to the amount of rewards you can earn
Card Stats

Card Stats

Annual Fee $39
Additional Cards Annual Fee -
Regular Purchase APR 26.96% Variable
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit $300
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR None
Late Fee Up to $38
Returned Payment Fee See Terms
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 26.96% Variable
Balance Transfer Fee None
Cash Advances

Cash Advances

Cash Advance APR 26.96% Variable
Cash Advance Fee 3%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Higher Credit Line

    Access a higher credit line after making your first 5 payments on time.

  • Account Alerts

    Get alerts about account information on your phone.

  • Mobile & Tablet Apps

    Manage your account from your phone or tablet.

  • Capital One Wallet℠

    Provides charge notifications, account balances, available credit, and rewards earnings.

  • Capital One CreditWise

    Free access to your VantageScore 3.0 credit score from TransUnion. And with the Credit Simulator, you can see how different actions affect that score.

  • Financial Tools & Tips

    Educate yourself on credit with Capital One resources.

  • Virtual Card Numbers from Eno

    Pay for online purchases with virtual card numbers and keep your actual card number to yourself.

  • Capital One Second Look℠

    Capital One monitors your account for unusual and duplicate charges.

  • Fraud Protection

    You will not be held responsible for unauthorized use of your card.

  • Card Lock

    If you misplace your credit card, you can instantly lock it and turn it back on again when you’re ready, right in the Capital One mobile app.

  • Extended Warranty Protection

    Extends a manufacturer’s warranty by up to 1 additional year, for eligible warranties of 3 years or less.

  • Mastercard Global Service®

    Provides help with travel emergencies, including emergency card replacement or cash advances.

  • Travel Accident Insurance

    Covers you and your family in the case of physical accidents when traveling by common carrier.

  • 24/7 Roadside Assistance Hotline

    Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency.

  • Auto Rental Collision Damage Waiver

    Provides coverage against theft and collision for eligible rental cars, as long as the car rental company’s own insurance is declined.

Visitor Reviews

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Average rating:  
 1 reviews
by James Janes
Great card

Capital One does it again! Another great card! We also have our car loan from this creditor!

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