Capital One QuicksilverOne Cash Rewards Credit Card
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Created with people who have fair to average credit in mind, the Capital One QuicksilverOne Cash Rewards card gives 1.5% cash back on all purchases. You’ll also get some nice additional card benefits, but at the cost of an annual fee.
Capital One QuicksilverOne Cash Rewards Credit Card
Highlights & Features
Rewards
| Spending Rewards |
|---|
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Balance Transfers
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 26.99% (Variable) |
| Balance Transfer Fee | $0 |
Fees
| Penalty APR | N/A |
| Late Fee | Up to $40 |
| Returned Payment Fee | See Terms |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 26.99% (Variable) |
| Cash Advance Fee | 3% of the amount of the cash advance, but not less than $10 |
ABOUT THE ISSUER
Capital One
Capital One has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Capital One QuicksilverOne Cash Rewards Credit Card is a flat-rate card designed for people with fair or average credit.
It comes with a reward of 1.5% cash back, along with some decent extra benefits. But you’ll need to pay a $39 annual fee to use this card.
You may be automatically considered for a higher credit line after six months, a pretty handy feature to have on a card designed for average credit, which would normally come with a relatively low credit limit.
This card has no foreign transaction fees.
There’s another version of this card designed for people with good credit, the Capital One Quicksilver Cash Rewards Credit Card (Review). It also offers 1.5% cash back but comes with a nice introductory bonus, along with a promotional APR for purchases and balance transfers.
