Capital One® QuicksilverOne® Cash Rewards Credit Card
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Created with people who have fair to average credit in mind, the Capital One QuicksilverOne Cash Rewards card gives 1.5% cash back on all purchases. You’ll also get some nice additional card benefits, but at the cost of an annual fee.
Capital One® QuicksilverOne® Cash Rewards Credit Card
Highlights & Features
Rewards
- 1.5% cash back on all purchases
- No limit to the amount of rewards you can earn
Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 26.74% Variable |
| Balance Transfer Fee | $0 |
Fees
| Penalty APR | N/A |
| Late Fee | Up to $39 |
| Returned Payment Fee | See Terms |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 26.74% Variable |
| Cash Advance Fee | 3% of the amount of the cash advance, but not less than $10 |
Capital One® QuicksilverOne® Cash Rewards Credit Card
Highlights
- Earn unlimited 1.5% cash back on every purchase, every day
- Earn cash rewards without signing up for rotating categories
- Get access to a higher credit line after making your first 5 monthly payments on time
- Monitor your credit profile with the CreditWise® app, free for everyone
- $0 fraud liability if your card is ever lost or stolen
- No limit to how much cash back you can earn, and cash back doesn’t expire for the life of the account
- Help strengthen your credit for the future with responsible card use
- Get customized alerts and manage your account with the Capital One mobile app
ABOUT THE ISSUER
Capital One
Capital One has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Capital One® QuicksilverOne® Cash Rewards Credit Card is a flat-rate card designed for people with fair or average credit.
It comes with a reward of 1.5% cash back, along with some decent extra benefits. But you’ll need to pay a $39 annual fee to use this card.
Pay your first five monthly payments on time to get access to a higher credit line, a pretty handy feature to have on a card designed for average credit, which would normally come with a relatively low credit limit.
This card has no foreign transaction fees.
There’s another version of this card designed for people with good credit, the Capital One® Quicksilver® Cash Rewards Credit Card (Review). It also offers 1.5% cash back but comes with a nice introductory bonus, along with a promotional APR for purchases and balance transfers.
