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Created with people who have fair to average credit in mind, the Capital One QuicksilverOne Cash Rewards card gives 1.5% cash back on all purchases. You’ll also get Platinum Mastercard benefits, but at the cost of an annual fee.
The Capital One® QuicksilverOne® Cash Rewards Credit Card is a flat-rate card designed for people with fair or average credit.
It comes with a reward of 1.5% cash back, along with some decent extra benefits. But you’ll need to pay a $39 annual fee to use this card.
Pay your first five monthly payments on time to get access to a higher credit line, a pretty handy feature to have on a card designed for average credit, which would normally come with a relatively low credit limit.
This card has no foreign transaction fees.
There’s another version of this card designed for people with good credit, the Capital One® Quicksilver® Cash Rewards Credit Card (Review). It also offers 1.5% cash back but comes with a nice introductory bonus, along with a promotional APR for purchases and balance transfers.