Capital One QuicksilverOne Cash Rewards Credit Card
Advertiser Disclosure
Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.
Created with people who have fair to average credit in mind, the Capital One QuicksilverOne Cash Rewards card gives 1.5% cash back on all purchases. You’ll also get some nice additional card benefits, but at the cost of an annual fee.
The information related to Capital One Quicksilver Cash Rewards Credit Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.
Capital One QuicksilverOne Cash Rewards Credit Card
Highlights & Features
Rewards
| Spending Rewards |
|---|
|
Balance Transfers
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 26.99% (Variable) |
| Balance Transfer Fee | $0 at the Transfer APR |
Fees
| Penalty APR | None |
| Late Fee | Up to $40 |
| Returned Payment Fee | See Terms |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 26.99% (Variable) |
| Cash Advance Fee | 3% of the amount of the cash advance, but not less than $10 |
Capital One QuicksilverOne Cash Rewards Credit Card
Highlights
- Earn unlimited 1.5% cash back on every purchase, every day
- Earn cash rewards without signing up for rotating categories
- Be automatically considered for a higher credit line in as little as 6 months
- Monitor your credit profile with the CreditWise® app, free for everyone
- $0 fraud liability if your card is ever lost or stolen
- No limit to how much cash back you can earn, and cash back doesn’t expire for the life of the account
- Help strengthen your credit for the future with responsible card use
- Get customized alerts and manage your account with the Capital One mobile app
ABOUT THE ISSUER
Capital One
Capital One has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Capital One QuicksilverOne Cash Rewards Credit Card is a flat-rate card designed for people with fair or average credit.
It comes with a reward of 1.5% cash back, along with some decent extra benefits. But you’ll need to pay a $39 annual fee to use this card.
You may be automatically considered for a higher credit line after six months, a pretty handy feature to have on a card designed for average credit, which would normally come with a relatively low credit limit.
This card has no foreign transaction fees.
There’s another version of this card designed for people with good credit, the Capital One Quicksilver Cash Rewards Credit Card (Review). It also offers 1.5% cash back but comes with a nice introductory bonus, along with a promotional APR for purchases and balance transfers.
The information related to Capital One QuicksilverOne Cash Rewards Credit Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.
