Capital One® QuicksilverOne® Cash Rewards Credit Card
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Created with people who have fair to average credit in mind, the Capital One QuicksilverOne Cash Rewards card gives 1.5% cash back on all purchases. You’ll also get Platinum Mastercard benefits, but at the cost of an annual fee.
Capital One® QuicksilverOne® Cash Rewards Credit Card
Highlights & Features
Rewards
- 1.5% cash back on all purchases
- No limit to the amount of rewards you can earn
Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 26.99% Variable |
| Balance Transfer Fee | $0 |
Fees
| Penalty APR | |
| Late Fee | Up to $39 |
| Returned Payment Fee | See Terms |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 26.99% Variable |
| Cash Advance Fee | 3% of the amount of the cash advance, but not less than $10 |
Capital One® QuicksilverOne® Cash Rewards Credit Card
Highlights
ABOUT THE ISSUER
Capital One
Capital One has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Capital One® QuicksilverOne® Cash Rewards Credit Card is a flat-rate card designed for people with fair or average credit.
It comes with a reward of 1.5% cash back, along with some decent extra benefits. But you’ll need to pay a $39 annual fee to use this card.
Pay your first five monthly payments on time to get access to a higher credit line, a pretty handy feature to have on a card designed for average credit, which would normally come with a relatively low credit limit.
This card has no foreign transaction fees.
There’s another version of this card designed for people with good credit, the Capital One® Quicksilver® Cash Rewards Credit Card (Review). It also offers 1.5% cash back but comes with a nice introductory bonus, along with a promotional APR for purchases and balance transfers.
