Capital One® QuicksilverOne® Cash Rewards Credit Card


For People with
Fair Credit

REVIEWS

Reviews

The Capital One® QuicksilverOne® Cash Rewards Credit Card is a flat-rate card designed for people with fair or average credit.

It comes with a reward of 1.5% cash back, along with some decent extra benefits. But you’ll need to pay a $39 annual fee to use this card.

Pay your first five monthly payments on time to get access to a higher credit line, a pretty handy feature to have on a card designed for average credit, which would normally come with a relatively low credit limit.

This card has no annual fee and no foreign transaction fees.

There’s another version of this card designed for people with good credit, the Capital One® Quicksilver® Cash Rewards Credit Card (Review). It also offers 1.5% cash back but comes with a nice introductory bonus, along with a promotional APR for purchases and balance transfers.

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 1.5% cash back on all purchases
  • No limit to the amount of rewards you can earn
Card Stats

Card Stats

Annual Fee $39
Additional Cards Annual Fee -
Regular Purchase APR 26.96% Variable
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit $300
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR None
Late Fee Up to $38
Returned Payment Fee See Terms
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 26.96% Variable
Balance Transfer Fee None
Cash Advances

Cash Advances

Cash Advance APR 26.96% Variable
Cash Advance Fee 3%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Higher Credit Line

    Access a higher credit line after making your first 5 payments on time.

  • Account Alerts

    Get alerts about account information on your phone.

  • Mobile & Tablet Apps

    Manage your account from your phone or tablet.

  • Capital One Wallet℠

    Provides charge notifications, account balances, available credit, and rewards earnings.

  • Capital One CreditWise

    Free access to your VantageScore 3.0 credit score from TransUnion. And with the Credit Simulator, you can see how different actions affect that score.

  • Financial Tools & Tips

    Educate yourself on credit with Capital One resources.

  • Virtual Card Numbers from Eno

    Pay for online purchases with virtual card numbers and keep your actual card number to yourself.

  • Capital One Second Look℠

    Capital One monitors your account for unusual and duplicate charges.

  • Fraud Protection

    You will not be held responsible for unauthorized use of your card.

  • Card Lock

    If you misplace your credit card, you can instantly lock it and turn it back on again when you’re ready, right in the Capital One mobile app.

  • Extended Warranty Protection

    Extends a manufacturer’s warranty by up to 1 additional year, for eligible warranties of 3 years or less.

  • Mastercard Global Service®

    Provides help with travel emergencies, including emergency card replacement or cash advances.

  • Travel Accident Insurance

    Covers you and your family in the case of physical accidents when traveling by common carrier.

  • 24/7 Roadside Assistance Hotline

    Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency.

  • Auto Rental Collision Damage Waiver

    Provides coverage against theft and collision for eligible rental cars, as long as the car rental company’s own insurance is declined.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 1 reviews
by James Janes
Great card

Capital One does it again! Another great card! We also have our car loan from this creditor!

The Insider

Ellen Sirull
Hilton Honors Credit Cards: How to Earn Points and Get Free Night Stays
Ellen Sirull | Apr 18, 2019

You have four different options for Hilton credit cards. Find out which one will fit best with your personal spending and travel habits.

Read More
Susan Shain
Priority Pass Select: How It Works (and Credit Cards That Have It)
Susan Shain | Apr 18, 2019

Want to get free food and drinks at airports around the world? You need Priority Pass Select. Here's how to get it for free with Priority Pass credit cards.

Read More
Susan Shain
United Airlines Credit Cards: Here’s Our Top Pick
Susan Shain | Apr 09, 2019

Trying to choose between the various United Airlines credit cards? We've done the legwork for you — here's the best card for most United flyers.

Read More