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Capital One® QuicksilverOne® Cash Rewards Credit Card

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Our rating
Credit range: Fair
Annual Fee: $39
Regular APR: 26.46% (Variable)

Capital One® QuicksilverOne® Cash Rewards Credit Card

Our rating
Fair Credit range
$39 Annual Fee
How To Apply Read our Review

Highlights & Features

Rewards

  • 1.5% cash back on all purchases
  • No limit to the amount of rewards you can earn

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR 26.46% (Variable)
Balance Transfer Fee $0

Fees

Penalty APR None
Late Fee Up to $39
Returned Payment Fee See Terms
Additional Cards Annual Fee None
Foreign Transaction Fee None

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

  • Cash Advance APR: 26.46% (Variable)
  • Cash Advance Fee: 3% of the amount of the cash advance, but not less than $10
ABOUT THE ISSUER

Capital One

Capital One has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-227-4825 or

Try a different phone number
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Capital One® QuicksilverOne® Cash Rewards Credit Card

Highlights

  • Earn unlimited 1.5% cash back on every purchase, every day
  • Earn cash rewards without signing up for rotating categories
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Monitor your credit profile with the CreditWise® app, free for everyone
  • $0 fraud liability if your card is ever lost or stolen
  • No limit to how much cash back you can earn, and cash back doesn’t expire for the life of the account
  • Help strengthen your credit for the future with responsible card use
  • Get customized alerts and manage your account with the Capital One mobile app

The Capital One® QuicksilverOne® Cash Rewards Credit Card is a flat-rate card designed for people with fair or average credit.

It comes with a reward of 1.5% cash back, along with some decent extra benefits. But you’ll need to pay a $39 annual fee to use this card.

Pay your first five monthly payments on time to get access to a higher credit line, a pretty handy feature to have on a card designed for average credit, which would normally come with a relatively low credit limit.

This card has no annual fee and no foreign transaction fees.

There’s another version of this card designed for people with good credit, the Capital One® Quicksilver® Cash Rewards Credit Card (Review). It also offers 1.5% cash back but comes with a nice introductory bonus, along with a promotional APR for purchases and balance transfers.