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Capital One BuyPower Card®

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Our rating
Credit range: Fair
Annual Fee: $0
Regular APR: 11.90%-19.90% (Variable)
Intro Purchase APR: 0% for 12 months

Capital One BuyPower Card®

 Our rating
Fair Credit range
$0 Annual Fee
Apply Now

Highlights & Features

Rewards

  • 5% earnings on the first $5,000 for every $1 spent on purchases of GM parts and services at authorized GM dealers
  • 2% earnings on all other purchases
  • There are no limits to the amount of points you can earn
  • Points never expire

INTRODUCTORY BONUS

None

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR 11.90%-19.90% (Variable)
Balance Transfer Fee $0

Fees

Penalty APR 24.99% (Variable)
Late Fee Up to $35
Returned Payment Fee Up to $25
Additional Cards Annual Fee None
Foreign Transaction Fee None

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

  • Cash Advance APR: 24.90% (Variable)
  • Cash Advance Fee: 3%; Min:$10
ABOUT THE ISSUER

Capital One

Capital One has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Speak to Customer Service

1-800-460-2845 or

Try a different phone number
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Capital One BuyPower Card®

Highlights

  • 5% Earnings on your first $5,000 in purchases every year
  • Unlimited 2% Earnings on every purchase after that
  • Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle
  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees
  • Save even more when you combine your available Earnings with most current GM offers and incentives
  • 0% intro APR on purchases for 12 months, then an 11.9% – 19.9% variable APR on purchases will apply

The BuyPower Card® offers 5% earnings on the first $5,000 for every $1 spent on purchases of GM parts and services at authorized GM dealers.