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Capital One BuyPower Card®

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Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: 14.65%–24.65% Variable
Intro Purchase APR: 0% for 12 months

Capital One BuyPower Card®

Our rating
Fair Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features

Rewards

  • 5% earnings on the first $5,000 for every $1 spent on purchases of GM parts and services at authorized GM dealers
  • 2% earnings on all other purchases
  • There are no limits to the amount of points you can earn
  • Points never expire

INTRODUCTORY BONUS

None

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 14.65%–24.65% Variable
Balance Transfer Fee $0
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 31.15% Variable
Late Fee Up to $38
Returned Payment Fee Up to $25
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 26.65% Variable
Cash Advance Fee 3%, $10 minimum
How to Get a Cash Advance with a Credit Card

Card Benefits

Perks

  • Concierge Service: Help with with dinner and event reservations, tickets, locating hard-to-find items, and buying and delivering gifts.
  • MasterCard Global Service™: Help with your card at almost anytime. Includes emergency card replacement.
  • Priceless® Cities Offers: Exclusive experiences and offers around the world.

Security

  • Identity Theft Protection: Help with credit bureau notification, credit card replacement, and more.
  • Zero Fraud Liability: You are not held responsible for unauthorized use of your card.

Shopping

  • Extended Warranty: Eligible U.S. store brand manufacturer warranties can be extended up to 1 year.
  • Price Protection: If you find a lower price for an item that you purchased on your card within 60 days of the purchase, you can get reimbursed the difference.

Travel

  • Travel Assistance Services: Help with pre-trip destination information.
  • Trip Cancellation / Trip Interruption Insurance: If a trip is disrupted for an eligible reason, you get reimbursed for non-refundable costs.
  • MasterCard® Travel Services: Complimentary benefits, upgrades, VIP status and premium travel offers from best-in-class travel companies. Get help with your travel planning from top class travel advisors.
  • MasterCard® Airport Concierge™: Have a Meet and Greet agent escort you through the airport at over 450 locations.
  • 1 Million Travel Accident Insurance: If you buy a common carrier travel ticket with your card, you get $1,000,000 worth of coverage for you and your family against Accidental Death or Dismemberment.
  • MasterRental® Insurance/CDW: If you use your card to pay for a car rental and the rental company coverage is declined, you will be reimbursed for physical damage and theft to the rental vehicle. Restrictions apply.

World Elite Mastercard Benefits

TRAVEL
  • No Foreign Transaction Fee
Capital One BuyPower Card®

Highlights

  • 5% Earnings on your first $5,000 in purchases every year
  • Unlimited 2% Earnings on every purchase after that
  • Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle
  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees
  • Save even more when you combine your available Earnings with most current GM offers and incentives
  • 0% intro APR on purchases for 12 months, then an 14.65% – 24.65% variable APR on purchases will apply
ABOUT THE ISSUER

Capital One

Capital One has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Speak to Customer Service

1-800-460-2845 or

Try a different phone number
See all Issuer Cards

The BuyPower Card® offers 5% earnings on the first $5,000 for every dollar spent on all purchases  on purchases of GM parts and services at authorized GM dealers.

This card has no annual fee.

 

arnings can be redeemed in their entirety toward the retail purchase or lease of any new vehicle from
Chevrolet, Buick, GMC or Cadillac; and
2) Earnings can be redeemed for statement credits of up to $250 per calendar year for qualifying
in-dealership purchases of vehicle care and GM extras made on your BuyPower Card.