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Capital One BuyPower Card®

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Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: 14.65%–24.65% Variable
Intro Purchase APR: 0% for 12 months

Capital One BuyPower Card®

Our rating
Fair Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features

Rewards

  • 5% earnings on the first $5,000 for every $1 spent on purchases of GM parts and services at authorized GM dealers
  • 2% earnings on all other purchases
  • There are no limits to the amount of points you can earn
  • Points never expire

INTRODUCTORY BONUS

None

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 14.65%–24.65% Variable
Balance Transfer Fee $0
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 31.15% Variable
Late Fee Up to $38
Returned Payment Fee Up to $25
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 26.65% Variable
Cash Advance Fee 3%, $10 minimum
How to Get a Cash Advance with a Credit Card

Card Benefits

TRAVEL
  • No Foreign Transaction Fee
Capital One BuyPower Card®

Highlights

  • 5% Earnings on your first $5,000 in purchases every year
  • Unlimited 2% Earnings on every purchase after that
  • Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle
  • No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees
  • Save even more when you combine your available Earnings with most current GM offers and incentives
  • 0% intro APR on purchases for 12 months, then an 14.65% – 24.65% variable APR on purchases will apply
ABOUT THE ISSUER

Capital One

Capital One has several card types depending on your needs.

Speak to Customer Service

1-800-460-2845 or

Try a different phone number
See all Issuer Cards

The BuyPower Card® offers 5% earnings on the first $5,000 for every dollar spent on all purchases  on purchases of GM parts and services at authorized GM dealers.

This card has no annual fee.

 

arnings can be redeemed in their entirety toward the retail purchase or lease of any new vehicle from
Chevrolet, Buick, GMC or Cadillac; and
2) Earnings can be redeemed for statement credits of up to $250 per calendar year for qualifying
in-dealership purchases of vehicle care and GM extras made on your BuyPower Card.