Capital One BuyPower Card
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Highlights & Features
Rewards
- 5% cash back on the first $5,000 spent on purchases of GM parts and services at authorized GM dealers
- 2% cash back on all other purchases
- There are no limits to the amount of points you can earn
- Points never expire
Balance Transfers
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 14.65%–24.65% Variable |
| Balance Transfer Fee | $0 |
Fees
| Penalty APR | 31.15% Variable |
| Late Fee | Up to $38 |
| Returned Payment Fee | Up to $25 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 26.65% Variable |
| Cash Advance Fee | 3%, $10 minimum |
Card Benefits
TRAVEL
- No Foreign Transaction Fee
Capital One BuyPower Card
Highlights
- 5% Earnings on your first $5,000 in purchases every year
- Unlimited 2% Earnings on every purchase after that
- Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle
- No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees
- Save even more when you combine your available Earnings with most current GM offers and incentives
- 0% intro APR on purchases for 12 months, then an 14.65% – 24.65% variable APR on purchases will apply
ABOUT THE ISSUER
Capital One
Capital One has several card types depending on your needs.
The BuyPower Card offers 5% earnings on the first $5,000 for every dollar spent on all purchases on purchases of GM parts and services at authorized GM dealers.
This card has no annual fee.
