BuyPower Business Card™

For People with
Fair Credit



The GM Business Card is now the BuyPower Business Card™ from Capital One. All GM Business Card holders should have received new cards in the mail by March of 2015.

Your rewards card comes with a 0% intro purchase APR for 12 months, and then your rate will be 19.24% Variable.

The BuyPower Business card comes with World Mastercard benefits such as Concierge ServicesMasterRental Insurance, Purchase Assurance, and more.

There is no annual fee.

Card Quick Facts

Card Quick Facts

  • 5% earnings on purchases of GM parts and services at authorized GM dealers
  • 3% earnings spent on purchases at gas stations, restaurants and office supply stores
  • 1% earnings on all other purchases
  • 0% intro purchase APR for 12 months, and then your rate will be 19.24% Variable
  • Additional employee cards at no cost
  • There are no limits to the amount of points you can earn
  • Points never expire
  • No annual fee

For People with
Fair Credit



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Card Details



  • 5% earnings on purchases of GM parts and services at authorized GM dealers
  • 3% earnings at:
    • Gas stations
    • Restaurants
    • Office supply stores
  • 1% earnings on all other purchase
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee $0
Regular Purchase APR 19.24% Variable
Intro Purchase APR 0% for 12 months
Foreign Transaction Fee -
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR 27.24% Variable
Late Fee Up to $38
Returned Payment Fee Up to $35
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR 27.15% Variable
Cash Advance Fee 3%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Concierge Service

    Help with with dinner and event reservations, tickets, locating hard-to-find items, and buying and delivering gifts.

  • Mastercard® Airport Concierge™

    Have a Meet and Greet agent escort you through the airport at over 450 locations.

  • Mastercard Easy Savings

    Get exclusive saving opportunities at select merchants around the world including hotels, restaurants, travel services, business services and more.

  • Priceless® Cities Offers

    Exclusive experiences and offers around the world.

  • Free Employee Cards

    Get authorized cards for your employees at no additional cost to you.

  • ShopRunner

    Get free 2-day shipping and free return shipping while saving both time and money by using ShopRunner.

  • Rental Home Access

    Get access to over 2,500 premium rental homes in Paris, London, Rome, New York, LA, Miami, and San Francisco using onefinestay.

  • Identity Theft Resolution Services & Wallet Protection

    Help with credit bureau notification, credit card replacement, and more.

  • Zero Fraud Liability

    You are not held responsible for unauthorized use of your card.

  • Purchase Assurance

    For the first 90 days your items are covered against theft or damage under certain circumstances.

  • Extended Warranty

    Eligible U.S. store brand manufacturer warranties can be extended up to 1 year.

  • Mastercard Global Service™

    Help with your card at almost anytime. Includes emergency card replacement.

  • Trip Cancellation / Trip Interruption Insurance

    If a trip is disrupted for an eligible reason, you can get reimbursed for non-refundable costs.

  • $1 Million Travel Accident Insurance

    If you buy a common carrier travel ticket with your card, you get $1,000,000 worth of coverage for you and your family against accidental death or dismemberment.

  • MasterRental® Insurance/CDW

    If you use your card to pay for a car rental and the rental company coverage is declined, you will be reimbursed for physical damage and theft to the rental vehicle. Restrictions apply.

  • MasterAssist® Travel Services

    Complimentary benefits, upgrades, VIP status and premium travel offers from best-in-class travel companies. Get help with your travel planning from top class travel advisors.

  • Travel Assistance Services

    Help with pre-trip destination information.

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