- Annual Fee $0
- Intro Purchase APR 0% for 12 months
- Regular Purchase APR 13.24% (Variable)
- 5% earnings for every $1 spent on purchases of GM parts and services at authorized GM dealers
- 3% earnings for every $1 spent on purchases at gas stations, restaurants and office supply stores
- 1% earnings on all other purchases
- There are no limits to the amount of points you can earn.
- Points never expire
- Signup Bonus None
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee -
- Intro Balance Transfer APR -
- Regular Balance Transfer APR -
- Cash Advance APR 24.90% (Variable)
- Penalty APR 24.99% (Variable)
- Late Fee Up to $35
- Returned Payment Fee Up to $25
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
- Concierge Service: Help with with dinner and event reservations, tickets, locating hard-to-find items, and buying and delivering gifts.
- MasterCard Global Service™: Help with your card at almost anytime. Includes emergency card replacement.
- Priceless® Cities Offers: Exclusive experiences and offers around the world.
- Identity Theft Protection: Help with credit bureau notification, credit card replacement, and more.
- Zero Fraud Liability: You are not held responsible for unauthorized use of your card.
- Extended Warranty: Eligible U.S. store brand manufacturer warranties can be extended up to 1 year.
- Price Protection: If you find a lower price for an item that you purchased on your card within 60 days of the purchase, you can get reimbursed the difference.
- Travel Assistance Services: Help with pre-trip destination information.
- Trip Cancellation / Trip Interruption Insurance: If a trip is disrupted for an eligible reason, you get reimbursed for non-refundable costs.
- MasterCard® Travel Services: Complimentary benefits, upgrades, VIP status and premium travel offers from best-in-class travel companies. Get help with your travel planning from top class travel advisors.
- MasterCard® Airport Concierge™: Have a Meet and Greet agent escort you through the airport at over 450 locations.
- 1 Million Travel Accident Insurance: If you buy a common carrier travel ticket with your card, you get $1,000,000 worth of coverage for you and your family against Accidental Death or Dismemberment.
- MasterRental® Insurance/CDW: If you use your card to pay for a car rental and the rental company coverage is declined, you will be reimbursed for physical damage and theft to the rental vehicle. Restrictions apply.
World Elite Mastercard Benefits
- This card comes with World Elite Mastercard benefits. You will be provided with a list of benefits available to you once you get approved for your card.
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