Skip to content

Bass Pro Shops CLUB Card

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

The CLUB card replaced the old Bass Pro Shops Outdoor Rewards Mastercard, and is now issued by Capital One rather than Bank of America. This card provides different interest rates depending on where you shop; see below for more details on interest rates and what to do if you didn’t receive a new card.

Our rating
Credit range: Fair
Annual Fee: $0
Regular APR: 9.99% at Bass Pro Shops and Cabela's; 17.49%, 20.49%, or 26.49% Variable elsewhere

Bass Pro Shops CLUB Card

Our rating
Fair Credit range
$0 Annual Fee
Apply Now

Highlights & Features

Rewards

  • 2X CLUB points per dollar at Bass Pro Shops, Cabela’s, participating Cenex stores, and affiliated locations
    • 3X CLUB points for CLUB Silver members
    • 5X CLUB points for CLUB Black members
  • 1X CLUB point per dollar for all other purchases

INTRODUCTORY BONUS

$20 in CLUB points after approval; $10 in CLUB points after making 5 purchases in the first 30 days

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR 17.49%, 20.49%, or 26.49% Variable
Balance Transfer Fee 3% for transfers at promotional APRs, no fee for other transfers
How to Transfer a Balance on a Credit Card

Fees

Penalty APR See Terms
Late Fee Up to $38
Returned Payment Fee None
Additional Cards Annual Fee None
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 27.49% Variable
Cash Advance Fee 4%, $10 minimum
How to Get a Cash Advance with a Credit Card
ABOUT THE ISSUER

Capital One

Capital One has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-227-4825 or

Try a different phone number
See all Issuer Cards
Bass Pro Shops CLUB Card

Highlights

  • 2X CLUB points at Bass Pro Shops, Cabela’s, participating Cenex stores, and affiliated resorts and restaurants
  • CLUB Silver members earn 3X points on those purchases, and CLUB Black members earn 5X
  • $20 in CLUB points after approval; $10 in CLUB points after making 5 purchases in the first 30 days
  • Earn CLUB Silver status by spending $10,000 per year; earn CLUB Black status by spending $25,000 per year
  • Extra point-earning opportunities on select purchases through the Gear Guide
  • Silver and Black-level members get Signature Outdoor Adventures and The Experiences program
  • Shopping and travel protections
  • No foreign transaction fees
  • No annual fee

The Bass Pro Shops CLUB Card has replaced the old Bass Pro Shops Outdoor Rewards Mastercard, and this new card is issued by Capital One rather than Bank of America. The new card is more rewarding for certain purchases, and comes with additional benefits. See the section below for details on this transition, and what to do if you had the old card.

Cardholders will earn CLUB points based on their member level at Bass Pro Shops, Cabela’s, participating Cenex convenience stores, and a variety of affiliated resorts and restaurants. You can see all of those participating locations below.

CLUB Points (at Bass Pro and affiliates) Status Level Annual Spend Requirement
2X CLUB Classic None
3X CLUB Silver $10,000
5X CLUB Black $25,000

1X Club point is provided for every other purchase, at non-affiliated merchants.

Points can be redeemed for purchases at Bass Pro Shops or Cabela’s, at a rate of $1 for 100 points. This means you’ll earn a cash back equivalent of 2–5% at Bass Pro Shops and affiliates, depending on your status level, with 1% back everywhere else.

The annual spend requirements refer to calendar years (January to December). In addition to the spend requirements, eligibility for the Silver and Black status levels will be based on your creditworthiness. The better your credit, the better your chances of approval. The Silver and Black levels also come with different card designs.

It will usually take up to five business days to process your status upgrade after reaching a spend requirement. The new status level will last for the remainder of the current year and for the next year as well. Downgrades will usually be processed in January, based on the previous year’s spending.

Cardholders also get a variety of benefits, including extra point opportunities through the Gear Guide. Silver and Black status members have access to Signature Outdoor Adventures, and invitations to exciting workshops and training events through The Experiences program. There are also several purchase and travel protections provided by Capital One. Cardholders at the Classic and Silver levels will receive World Mastercards, while those at the Black level will receive a World Elite Mastercard with enhanced benefits.

Unlike most cards, the Bass Pro Shops CLUB Card has different interest rates depending on where you’re shopping. Purchases made at Bass Pro Shops and affiliated stores will have an APR of 9.99%, while all other purchases will get the APR shown below.

The Bass Pro Shops CLUB Card has no annual fee, and there are no foreign transaction fees.

Cabela’s offers the same card product, which is identical in every respect except the name and card design: The Cabela’s CLUB Card.

What You Need to Know About the Transition from Outdoor Rewards to CLUB

If you had the original , you should have received a new Bass Pro Shops CLUB Card near the end of September 2018. If you didn’t receive a new card contact Capital One at 1-800-227-4825.

There are quite a few things to be aware of regarding your new card and account:

  • You must activate your new card and set up an account with Capital One before you can use it, which you can do by clicking that link or calling 1-800-300-5984.
  • If you already have a Capital One account, you can sign in with your regular login details to link the Bass Pro Shops CLUB Card to your account.
  • You’ll now be logging in to your online account through Capital One, rather than Bank of America.
  • Your old Outdoor Rewards card was deactivated as of October 8, 2018.
  • Your new card will have a new account number and other details.
  • Your new card will not show up as a new account on your credit reports, it will remain the same.
  • You may get new interest rates, with a new billing due date and minimum payment.
  • If you set up automatic payments or were paying for any subscriptions with the old card, you’ll need to set up those services again with the new card.
  • You’ll be able to see the last 12 months of statements in your new online account (this may take 30 days to transfer).
  • Any rewards you earned with your previous card will be transferred to your new card account.
  • Any authorized users on your account will remain, and they will be issued new cards with new account numbers (the cards will be sent to the primary user’s address).