Capital One® Spark® Miles for Business


For People with
Excellent Credit

The Capital One® Spark® Miles for Business offers a reward of 2 miles for every $1 spent on all purchases, Visa Signature benefits, and a very generous sign-up bonus.

Card Quick Facts

Card Quick Facts

  • Earn 2 miles per dollar spent on every purchase, every day
  • Plus, a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months
  • Miles don’t expire, and there are no categories to limit where or what you buy
  • $0 intro annual fee for the first year; $95 after that
  • There’s no limit to the amount of miles you can earn and miles don’t expire
  • Redeem miles for travel, cash back, gift cards, and more
  • No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions

For People with
Excellent Credit

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • Earn 2 miles for every $1 spent on all purchases
  • There is no limit to the amount of rewards you can earn
How to Redeem

Introductory Bonus

  • 50,000 miles (equivalent to $500) if you spend $4,500 in the first 3 months
Card Stats

Card Stats

Annual Fee $0 for the first year, then $95
Additional Cards Annual Fee -
Regular Purchase APR 17.99% Variable
Intro Purchase APR -
Foreign Transaction Fee 0%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR 30.4% Variable
Late Fee Up to $39
Returned Payment Fee See Terms
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 17.99% Variable
Balance Transfer Fee $0
Cash Advances

Cash Advances

Cash Advance APR 23.99% Variable
Cash Advance Fee 3%; Min:$10

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

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