Capital One® Spark® Miles Select for Business


For People with
Excellent Credit

The Capital One® Spark® Miles Select for Business offers some great benefits, but the reward points are a bit low, offering only 1.5 points for every $1 spent.

Card Quick Facts

Card Quick Facts

  • Earn 1.5 miles per dollar spent on every purchase, every day
  • Plus, a one-time bonus of 20,000 miles once you spend $3,000 on purchases within the first 3 months
  • Miles don’t expire, and there are no categories to limit where or what you buy
  • Pay no annual fee or foreign transaction fees
  • Get online Quarterly and Year-End Summaries
  • There’s no limit to the amount of miles you can earn and miles don’t expire
  • Fly on any airline, anytime, with no blackout dates or seat restrictions

For People with
Excellent Credit

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • Earn 1.5 miles for every $1 spent on all purchases
  • There is no limit to the amount of rewards you can earn
How to Redeem

Introductory Bonus

  • 20,000 miles (equivalent to $200) when you spend $3,000 in the first 3 months
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 14.74%–22.74% Variable
Intro Purchase APR 0% for 9 months
Foreign Transaction Fee 0%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR 31.15% Variable
Late Fee Up to $39
Returned Payment Fee See Terms
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 14.74%–22.74% Variable
Balance Transfer Fee $0
Cash Advances

Cash Advances

Cash Advance APR 24.74% Variable
Cash Advance Fee 3%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

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