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Business owners who need to establish themselves in the credit world could find the Spark Classic a good option. With no annual fee and an average credit requirement, it’s a simple starting option that’ll earn you 1% cash back on every purchase.
The information related to Capital One Spark Classic for Business has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
Intro Balance Transfer APR | N/A |
Regular Balance Transfer APR | 24.49% Variable |
Balance Transfer Fee | N/A |
Penalty APR | 30.90% Variable |
Late Fee | Up to $39 |
Returned Payment Fee | N/A |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | None |
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 24.49% Variable |
Cash Advance Fee | 3% of the amount of the cash advance, but not less than $10 |
Capital One Business has several card types depending on your needs.
You can usually pay your bill online on your
Credit card issuer's websiteThe Capital One Spark Classic for Business offers business owners the opportunity to build business credit, while earning 1% cash back on all purchases.
This card is designed for people with average credit.
There’s no limit to the amount of cash back you can earn, and no foreign transaction fees or annual fee.
Capital One also issues some other business cards designed for people with good credit, which are more rewarding and have better perks: