Capital One® Spark® Cash for Business


For People with
Excellent Credit

The Capital One® Spark® Cash for Business is a good card for businesses looking to maximize rewards. It earns users an unlimited 2% cash back on all purchases. And though there is an annual fee, unlike many business cards, this card does not limit the amount of cash back you can earn and your cash rewards never expire.

Card Quick Facts

Card Quick Facts

  • Earn 2% cash back on every purchase, every day
  • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within the first 3 months
  • Cash rewards don’t expire, and there are no categories to limit where or what you buy
  • $0 intro annual fee for the first year; $95 after that
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • No foreign transaction fees
  • Earn unlimited cash rewards that don’t expire

For People with
Excellent Credit

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • Earn 2% cash back rewards for every $1 spent on all purchases
  • There is no limit to the amount of rewards you can earn

Introductory Bonus

  • Spend $4,500 in the first 3 months and get a $500 cash bonus
Card Stats

Card Stats

Annual Fee $95 (waived the first year)
Additional Cards Annual Fee -
Regular Purchase APR 18.74% Variable
Intro Purchase APR -
Foreign Transaction Fee 0%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR 31.15% Variable
Late Fee Up to $39
Returned Payment Fee See Terms
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 18.74% Variable
Balance Transfer Fee See Terms
Cash Advances

Cash Advances

Cash Advance APR 24.74% Variable
Cash Advance Fee 3%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

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