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The Spark Cash gives business owners a straightforward way to earn easy cash back. You’ll earn decent rewards on all your spending, no matter what expenses you have from month to month, and get some helpful business perks.
Capital One Business has several card types depending on your needs.
You can usually pay your bill online on yourCredit card issuer's website
1-800-227-4825 orTry a different phone number
The Capital One Spark Cash for Business is a good card for businesses looking to maximize rewards.
Capital One designed this card for people with excellent credit, but if your scores fall in the “good” range you probably have a decent chance of being approved, depending on your credit history and other factors.
It earns users an unlimited 2% cash back on all purchases. And though there is an annual fee ($95, waived the first year), unlike many business cards, this card does not limit the amount of cash back you can earn and your cash rewards never expire.
Like most business cards, the Spark Cash will report positive activity to certain business credit bureaus, and negative activity to the consumer credit bureaus.
However, different rules apply if you opened this card on or before 10/19/20; in that case, both positive and negative account activity will be reported to both the business and consumer credit bureaus. This means your card spending can affect your credit utilization, which can negatively affect your credit scores. This rule also applies to most other Capital One business credit cards.
The information related to Capital One Spark Cash for Business has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.