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Capital One Spark Cash Select for Business

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An inexpensive, simple way for business owners to earn some cash back, the Spark Cash Select for Business earns a flat 1.5% cash back on all your purchases with no cap. You’ll also get some standard business benefits like free employee cards and shopping protections.

The information related to Capital One Spark Cash Select for Business has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: 14.49% - 22.49% Variable
Intro Purchase APR: 0% intro on purchases for 9 months

Capital One Spark Cash Select for Business

Our rating
Good Min. credit level
$0 Annual Fee
Apply Now Read our Review

Highlights & Features


Spending Rewards
  • 1.5% cash back for all purchases
  • There is no limit to the amount of rewards you can earn
Introductory Bonus
  • $200 cash bonus for spending $3,000 in the first 3 months after account opening

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 14.49% - 22.49% Variable
Balance Transfer Fee None
How to Transfer a Balance on a Credit Card


Penalty APR 30.90% Variable
Late Fee Up to $39
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 24.49% Variable
Cash Advance Fee 3% of the amount of the cash advance, but not less than $10
How to Get a Cash Advance with a Credit Card

Capital One Business

Capital One Business has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-227-4825 or

Try a different phone number
See all Issuer Cards

With the Capital One Spark Cash Select for Business, cardholders get a nice reward for every purchase — unlimited 1.5% cash back.

There’s no limit to the amount of cash back users can earn, your rewards won’t expire, and there’s no annual fee.

You’ll also get an introductory APR of 0% intro on purchases for 9 months for purchases, before the regular rate of 14.49% - 22.49% Variable kicks in.

Capital One designed this card for people with excellent credit, but if your scores fall in the “good” range you probably have a decent chance of being approved, depending on other factors that affect your creditworthiness.