Capital One® Spark® Cash Select for Business


For People with
Excellent Credit

REVIEWS

Reviews

With the Capital One® Spark® Cash Select for Business, cardholders get a nice reward for every purchase and an intro APR for 9 months. There’s no limit to the amount of cash back users can earn, and your rewards won’t expire.

Card Quick Facts

Card Quick Facts

  • Earn 1.5% cash back on every purchase, every day
  • Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within the first 3 months
  • Save on interest with 0% intro APR on purchases for 9 months; 14.74%, 18.74%, or 22.74% Variable variable APR after that
  • Pay no annual fee or foreign transaction fees
  • Get online Quarterly and Year-End Summaries
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • Earn unlimited cash rewards that don’t expire

For People with
Excellent Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • Earn 1.5% cash back rewards for every $1 spent on all purchases
  • There is no limit to the amount of rewards you can earn

Introductory Bonus

  • Spend $3,000 in the first 3 months and get a $200 cash bonus
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 14.74%, 18.74%, or 22.74% Variable
Intro Purchase APR 0% for 9 months
Foreign Transaction Fee 0%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR 31.15% Variable
Late Fee Up to $39
Returned Payment Fee See Terms
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 14.74%, 18.74%, or 22.74% Variable
Balance Transfer Fee 0%
Cash Advances

Cash Advances

Cash Advance APR 24.74% Variable
Cash Advance Fee 3%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

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Average rating:  
 1 reviews
by Misola
Horrible Customer Service

I have now spent 1 1/2 hours trying to activate this card. Downloaded the app. Set up a online account. Just keeps saying "card restricted" Called Customer Service twice with no luck. Will probably cancel this card. If it's This bad out the gate, what will happen later!

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