BuyPower Business Card™
Advertiser Disclosure
Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.
Highlights & Features
Rewards
- 5% earnings on purchases of GM parts and services at authorized GM dealers
- 3% earnings at:
- Gas stations
- Restaurants
- Office supply stores
- 1% earnings on all other purchase
Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | None |
| Regular Balance Transfer APR | None |
| Balance Transfer Fee | None |
Fees
| Penalty APR | 27.24% Variable |
| Late Fee | Up to $38 |
| Returned Payment Fee | Up to $35 |
| Additional Cards Annual Fee | $0 |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 27.15% Variable |
| Cash Advance Fee | 3%, $10 minimum |
ABOUT THE ISSUER
Capital One Business
Capital One Business has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteBuyPower Business Card™
Highlights
- 5% earnings on purchases of GM parts and services at authorized GM dealers
- 3% earnings spent on purchases at gas stations, restaurants and office supply stores
- 1% earnings on all other purchases
- 0% intro purchase APR for 12 months, and then your rate will be 19.24% Variable
- Additional employee cards at no cost
- There are no limits to the amount of points you can earn
- Points never expire
- No annual fee
The GM Business Card is now the BuyPower Business Card™ from Capital One. All GM Business Card holders should have received new cards in the mail by March of 2015.
Your rewards card comes with a 0% intro purchase APR for 12 months, and then your rate will be 19.24% Variable.
The BuyPower Business card comes with World Mastercard benefits such as Concierge Services, MasterRental Insurance, Purchase Assurance, and more.
There is no annual fee.
