CapEd Visa® Platinum Credit Card
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The CapEd Visa Platinum card earns you 1X point per dollar spent, has no annual fee or balance transfer fee, and features some helpful travel protections including travel accident insurance up to $1,000,000.
Highlights & Features
Rewards
- 1X ScoreCard Rewards point per dollar spent
Balance Transfers
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | 4.90% for 12 months |
| Regular Balance Transfer APR | 9.45%–17.45% |
| Balance Transfer Fee | None |
Fees
| Penalty APR | See Terms |
| Late Fee | See Terms |
| Returned Payment Fee | See Terms |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 17.99% |
| Cash Advance Fee | 3% |
Card Benefits
SECURITY
- Zero Liability on Unauthorized Charges
TRAVEL
- Auto Rental Insurance
- Roadside Assistance
- Baggage Delay Insurance
- Travel Accident Insurance
CapEd Visa® Platinum Credit Card
Highlights
- 1X ScoreCard Rewards point per dollar spent
- You may qualify for a 12 month intro APR of 4.90% for purchases, balance transfers, and cash advances made within the first 6 months, after which your rate will be 9.45%–17.45%
- Travel accident insurance
- No balance transfer fee
- No annual fee
ABOUT THE ISSUER
CapEd
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteSpeak to Customer Service
1-208-884-0150
The CapEd Visa Platinum Credit Card comes with an exceptionally low regular APR, of 9.45%–17.45%.
Qualified applicants will get an intro APR of 4.90% for 12 months, which is good for purchases, balance transfers, and cash advances made during the first 6 months.
This card offers 1X ScoreCard Rewards point per dollar. Cardholders also get Travel Accident Insurance up to $1,000,000, which covers accidental death and dismemberment when traveling by common carrier.
The CapEd Visa Platinum is fee-free, for the most part: there’s no annual fee and no balance transfer fee. There is a 1% foreign transaction fee, but this is quite a bit smaller than most cards.
This card is issued by the CapEd Credit Union. CapEd membership is available to anyone who:
- Works for, volunteers with, or is retired from the educational industry in Idaho
- Has an immediate family member or member of the household who meets the above qualification
- Has an immediate family member or member of the household who is currently a CapEd member
