CapEd Visa® Platinum Credit Card
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Highlights & Features
Rewards
- 1X ScoreCard Rewards point per dollar spent
Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | 4.90% for 12 months |
| Regular Balance Transfer APR | 7.59%–17.99% |
| Balance Transfer Fee | None |
Fees
| Penalty APR | See Terms |
| Late Fee | See Terms |
| Returned Payment Fee | See Terms |
| Additional Cards Annual Fee | None |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
- Cash Advance APR: 7.59%–17.99%
- Cash Advance Fee: None
ABOUT THE ISSUER
CapEd
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteSpeak to Customer Service
1-208-884-0150
CapEd Visa® Platinum Credit Card
Highlights
- 1X ScoreCard Rewards point per dollar spent
- You may qualify for a 12 month intro APR of 4.90% for purchases, balance transfers, and cash advances made within the first 6 months, after which your rate will be 7.59%–17.99%
- Travel accident insurance
- No balance transfer fee
- No cash advance fee
- No annual fee
The CapEd Visa Platinum Credit Card comes with an exceptionally low regular APR, of 7.59%–17.99%.
Qualified applicants will get an intro APR of 4.90% for 12 months, which is good for purchases, balance transfers, and cash advances made during the first 6 months.
This card offers 1X ScoreCard Rewards point per dollar. Cardholders also get Travel Accident Insurance up to $250,000, which covers accidental death and dismemberment when traveling by common carrier.
The CapEd Visa Platinum is fee-free, for the most part: there’s no annual fee, no balance transfer fee, and no cash advance fee. There is a 1% foreign transaction fee, but this is quite a bit smaller than most cards.
This card is issued by the CapEd Credit Union. CapEd membership is available to anyone who:
- Works for, volunteers with, or is retired from the educational industry in Idaho
- Has an immediate family member or member of the household who meets the above qualification
- Has an immediate family member or member of the household who is currently a CapEd member
