CapEd Visa® Platinum Credit Card
Advertiser Disclosure
Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.
Highlights & Features
Rewards
- 1X ScoreCard Rewards point per dollar spent
Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | 4.90% for 12 months |
| Regular Balance Transfer APR | 7.59%–17.99% |
| Balance Transfer Fee | None |
Fees
| Penalty APR | See Terms |
| Late Fee | See Terms |
| Returned Payment Fee | See Terms |
| Additional Cards Annual Fee | None |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 7.59%–17.99% |
| Cash Advance Fee | None |
ABOUT THE ISSUER
CapEd
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteSpeak to Customer Service
1-208-884-0150
CapEd Visa® Platinum Credit Card
Highlights
- 1X ScoreCard Rewards point per dollar spent
- You may qualify for a 12 month intro APR of 4.90% for purchases, balance transfers, and cash advances made within the first 6 months, after which your rate will be 7.59%–17.99%
- Travel accident insurance
- No balance transfer fee
- No cash advance fee
- No annual fee
The CapEd Visa Platinum Credit Card comes with an exceptionally low regular APR, of 7.59%–17.99%.
Qualified applicants will get an intro APR of 4.90% for 12 months, which is good for purchases, balance transfers, and cash advances made during the first 6 months.
This card offers 1X ScoreCard Rewards point per dollar. Cardholders also get Travel Accident Insurance up to $250,000, which covers accidental death and dismemberment when traveling by common carrier.
The CapEd Visa Platinum is fee-free, for the most part: there’s no annual fee, no balance transfer fee, and no cash advance fee. There is a 1% foreign transaction fee, but this is quite a bit smaller than most cards.
This card is issued by the CapEd Credit Union. CapEd membership is available to anyone who:
- Works for, volunteers with, or is retired from the educational industry in Idaho
- Has an immediate family member or member of the household who meets the above qualification
- Has an immediate family member or member of the household who is currently a CapEd member
