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The CapEd Visa Platinum card earns you 1X point per dollar spent, has no annual fee or balance transfer fee, and features some helpful travel protections including travel accident insurance up to $1,000,000.
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
Intro Balance Transfer APR | 4.90% for 12 months |
Regular Balance Transfer APR | 9.45%–17.45% |
Balance Transfer Fee | None |
Penalty APR | See Terms |
Late Fee | See Terms |
Returned Payment Fee | See Terms |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | None |
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 17.99% |
Cash Advance Fee | 3% |
You can usually pay your bill online on your
Credit card issuer's website1-208-884-0150
The CapEd Visa Platinum Credit Card comes with an exceptionally low regular APR, of 9.45%–17.45%.
Qualified applicants will get an intro APR of 4.90% for 12 months, which is good for purchases, balance transfers, and cash advances made during the first 6 months.
This card offers 1X ScoreCard Rewards point per dollar. Cardholders also get Travel Accident Insurance up to $1,000,000, which covers accidental death and dismemberment when traveling by common carrier.
The CapEd Visa Platinum is fee-free, for the most part: there’s no annual fee and no balance transfer fee. There is a 1% foreign transaction fee, but this is quite a bit smaller than most cards.
This card is issued by the CapEd Credit Union. CapEd membership is available to anyone who: