CapEd Visa® Platinum Credit Card


For People with
Fair Credit

REVIEWS

Reviews

The CapEd Visa Platinum Credit Card comes with an exceptionally low regular APR, of 7.59%–17.99%.

Qualified applicants will get an intro APR of 4.90% for 12 months, which is good for purchases, balance transfers, and cash advances made during the first 6 months.

This card offers 1X ScoreCard Rewards point per dollar. Cardholders also get Travel Accident Insurance up to $250,000, which covers accidental death and dismemberment when traveling by common carrier.

The CapEd Visa Platinum is fee-free, for the most part: there’s no annual fee, no balance transfer fee, and no cash advance fee. There is a 1% foreign transaction fee, but this is quite a bit smaller than most cards.

This card is issued by the CapEd Credit Union. CapEd membership is available to anyone who:

  • Works for, volunteers with, or is retired from the educational industry in Idaho
  • Has an immediate family member or member of the household who meets the above qualification
  • Has an immediate family member or member of the household who is currently a CapEd member
Card Quick Facts

Card Quick Facts

  • 1X ScoreCard Rewards point per dollar spent
  • 12-month 4.90% intro APR for purchases, balance transfers, and cash advances made during the first 6 months
  • Travel accident insurance
  • No balance transfer fee
  • No cash advance fee
  • No annual fee

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

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Card Details

Rewards

Rewards

  • 1X ScoreCard Rewards point per dollar spent
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 7.59%–17.99%
Intro Purchase APR 4.90% for 12 months
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR See Terms
Late Fee See Terms
Returned Payment Fee See Terms
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 4.90% for 12 months
Regular Balance Transfer APR 7.59%–17.99%
Balance Transfer Fee None
Cash Advances

Cash Advances

Cash Advance APR 7.59%–17.99%
Cash Advance Fee None

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Travel Accident Insurance

    Up to $250,000 in coverage against accidental death and dismemberment, when traveling by common carrier.

Visitor Reviews

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