The CapEd Visa Platinum Credit Card comes with an exceptionally low regular APR, of 7.59%–17.99%.
Qualified applicants will get an intro APR of 4.90% for 12 months, which is good for purchases, balance transfers, and cash advances made during the first 6 months.
This card offers 1X ScoreCard Rewards point per dollar. Cardholders also get Travel Accident Insurance up to $250,000, which covers accidental death and dismemberment when traveling by common carrier.
The CapEd Visa Platinum is fee-free, for the most part: there’s no annual fee, no balance transfer fee, and no cash advance fee. There is a 1% foreign transaction fee, but this is quite a bit smaller than most cards.
This card is issued by the CapEd Credit Union. CapEd membership is available to anyone who:
- Works for, volunteers with, or is retired from the educational industry in Idaho
- Has an immediate family member or member of the household who meets the above qualification
- Has an immediate family member or member of the household who is currently a CapEd member