Skip to content

Buy on Trust Lending

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

Buy on Trust Lending is a lease ownership program that offers highly marked up electronics and home goods from Best Buy for purchase. You can be approved for a credit account up to $5,000, and can shop on the website and pick up your orders from your nearest Best Buy when they’re ready.

Our rating
Min. credit level: Limited Credit History
Annual Fee: See Terms
Regular APR: See Terms

Buy on Trust Lending

Our rating
Limited Credit History Min. credit level
See Terms Annual Fee
Apply Now

Highlights & Features

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card


Penalty APR See Terms
Late Fee See Terms
Returned Payment Fee See Terms
Additional Cards Annual Fee N/A
Foreign Transaction Fee N/A
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR N/A
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card
Buy on Trust Lending


  • With an initial payment of just $50, you can afford to shop from all the top brand names.
  • Buy On Trust TODAY, Pay LATER.
  • All The Big Name Brand Laptops, Tv’s & More.
  • Up to $5,000 approval.

Buy On Trust

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service


Buy on Trust Lending is a lease ownership plan offering electronics and other goods through Best Buy, at a highly marked up price point.

Once you’re approved for a line of credit (up to $5,000), you’ll shop like you normally would: adding items to your cart and then checking out when you’re ready. You’ll be able to see the total price of each item along with what you could pay weekly if you decide to lease it (your terms may be different).

Once you’re ready to check out, you’ll sign your lease electronically and provide a down payment to place the order. You’ll get a text on your phone to track your order, and items will be marked when they’re ready to be picked up at your nearest Best Buy.

They say that most products are available same day for pickup, and you’ll only need to bring your photo ID.

Payments are due starting one week after your last item is marked ready to pick up.


Scroll to top