Business Edition® Secured Visa® Card

The Business Edition Secured Visa Card provides small to medium-sized business owners with a way to fund their business, even with poor or bad credit.

This is a secured credit card, which means it requires a security deposit when you’re approved. You can request your own credit limit between $2,000 and $100,000, and your security deposit must be equal to 110% of your requested limit.

You won’t earn any rewards with this card, but there are a few extra benefits and you’ll actually be able to earn interest on your security deposit. This card is meant to help build your credit, so as long as you use it responsibly you’ll eventually be able to qualify for more rewarding cards.

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  • Rewards
    • None
  • Signup Bonus -
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 3%
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR 18.24% *Variable
  • Cash Advance APR 25.49% *Variable
  • Penalty APR -
  • Late Fee Up to $39
  • Returned Payment Fee $35

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • Earn Interest

    Your security deposit will accrue interest over time.


  • Account Reporting

    Provides itemized expenditure reports, including a record of tax-deductible expenses.


  • Visa SavingsEdge® Rebates

    Get automatic rebates on purchases at qualified merchants.

  • Purchase Security

    Provides automatic protection against damage and theft for eligible purchases f0r 90 days.

  • Extended Warranty

    Doubles the original manufacturer’s warranty on eligible products, up to one full year on warranties of three years or less.


  • Hotel Discount Program

    Get up to 60% off at over 11,000 hotels and resorts around the world.

  • Travel Accident Insurance

    You’re covered up to $100,000 for accidents that may occur while traveling.

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