BP Visa® Credit Card

For People with
Fair Credit



The BP Visa® Credit Card may be worth it if you get gas at BP or Amoco stations frequently, with discounts for spending on gas and other purchases. BP also has a BP Credit Card that can only be used at BP.

You’ll get 25¢ off per gallon for every $100 you spend at BP or Amoco stations, and 15¢ off per gallon for every $100 you spend on eligible groceries, dining, and travel. For all other purchases where Visa is accepted, you’ll get 5¢ off per gallon for every $100.

You can also get 25¢ off per gallon for every $100 you spend with your card in the first 90 days of account opening, everywhere you use your card excluding non-BP gas stations.

This card has no annual fee.

Where can I use my BP Visa® Credit Card?

You can use this card anywhere Visa credit cards are accepted.

Card Quick Facts

Card Quick Facts

  • 25¢ off per gallon for every $100 spent at BP
  • 15¢ off per gallon for every $100 spent on eligible groceries, dining and travel
  • 5¢ off per gallon for every $100 spent on all other purchases
  • 25¢ off per gallon for every $100 you spend in the first 90 days of account opening, excluding non-BP gas stations
  • No annual fee
  • Rewards can be earned and redeemed in 1¢ increments

For People with
Fair Credit



Manage My Card

Want to pay a bill or check your balance?

Card Details



  • 25¢ off per gallon for every $100 spent at BP
  • 15¢ off per gallon for every $100 spent on:
    • Groceries
    • Dining
    • Travel
  • 5¢ off per gallon for every $100 spent on all other purchases

Introductory Bonus

  • 25¢ off per gallon for every $100 you spend in the first 90 days (excluding non-BP gas stations)
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 29.99%
Intro Purchase APR -
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $39
Returned Payment Fee -
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR 29.99%
Cash Advance Fee 5%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Visa Benefits

    You will be provided with a list of benefits available to you once you get approved for your card.

  • $0 Fraud Liability

    Cardholders are not held responsible for unauthorized purchases on this card.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review

Create your own review

Average rating:  
 2 reviews
by frank

Sychrony Bank is Horrible and very bad to do business with.

by Kristin
Sychrony Bank has horrible Customer Service

I've had a BP visa card for 20 years--have gone through several bank changes, but the one this spring to Synchrony Bank is the definition of disaster! In addition to "losing" my payment during the switch, these are a few of the top customer service fails I've experienced in the past 6mo:
1) denied payment on 3 occasions: One was legitimate fraud. One was at a Dick's Sporting Goods store. They though it was a purchase in Columbia the country and not the Columbia 5 miles from my house that i shop at every few weeks. One was because I traveled out of state. I was told that i should call them every time i leave the state. HUH?
2) I've had fraud or possible fraud 3 times in the last six months. It takes them 5 business days to send a new card. If you happen to be away from home, they cannot figure out how to get the card to you without changing your billing address to your travel address.
3) The "customer service" number on the back of the card is actually the claims department. I've had several claims dept people vigorously inform me of this. In fact, one person told me it wasn't his job to provide customer service. HUH?!?!?!?
4) The first person to answer the phone is poorly trained and has no ability to deviate from a written script. I've called so many times i now politely ask for their manager.
They don't care if they lose customers, so I'm done with this card.

The Insider

Abigail Welles
How to Protect Yourself From Credit Card Fraud: Scams, Skimmers, and Phishing
Abigail Welles | Sep 20, 2019

Do you know what a credit card skimmer is? You may have swiped your card through one without even knowing, leaving your information in the hands of a thief.

Read More
Jacob Lunduski
2019 Survey: 40% of Retail Store Credit Cardholders Regret Applying
Jacob Lunduski | Sep 19, 2019

Do you have a retail store credit card? Is it useful, or do you get hit with interest and fees? Learn why so many people regret getting store cards here.

Read More
Abigail Welles
What Is a Data Breach and What Should I Do If I Am a Victim of One?
Abigail Welles | Sep 17, 2019

Data breaches are more common than ever, exposing the confidential information of millions of Americans each year. Have you been involved in a breach?

Read More