BP Visa® Credit Card


For People with
Fair Credit

REVIEWS

Reviews

The BP Visa® Credit Card is worth it if you get gas at BP frequently. You get discounts for spending money on gas and more. BP also has a BP Credit Card that is for store use at BP only.

Where can I use my BP Visa® Credit Card?

You can use this card anywhere Visa credit cards are accepted.

Card Quick Facts

Card Quick Facts

  • Earn $.25 off per gallon for every $100 spent at BP
  • Earn $.15 off per gallon for every $100 spent on eligible groceries, dining and travel
  • Earn $.5 off per gallon for every $100 spent on all other purchases

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • Earn $.25 off per gallon for every $100 spent at BP
  • Earn $.15 off per gallon for every $100 spent on eligible groceries, dining and travel
  • Earn $.5 off per gallon for every $100 spent on all other purchases

Introductory Bonus

  • Earn 25¢ off per gallon for every $100 you spend in the first 90 days
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 26.99% (Variable)
Intro Purchase APR -
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $38
Returned Payment Fee -
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR 29.99% (Variable)
Cash Advance Fee 5%; Min:$10

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

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Average rating:  
 2 reviews
by frank
Bank

Sychrony Bank is Horrible and very bad to do business with.

by Kristin
Sychrony Bank has horrible Customer Service

I've had a BP visa card for 20 years--have gone through several bank changes, but the one this spring to Synchrony Bank is the definition of disaster! In addition to "losing" my payment during the switch, these are a few of the top customer service fails I've experienced in the past 6mo:
1) denied payment on 3 occasions: One was legitimate fraud. One was at a Dick's Sporting Goods store. They though it was a purchase in Columbia the country and not the Columbia 5 miles from my house that i shop at every few weeks. One was because I traveled out of state. I was told that i should call them every time i leave the state. HUH?
2) I've had fraud or possible fraud 3 times in the last six months. It takes them 5 business days to send a new card. If you happen to be away from home, they cannot figure out how to get the card to you without changing your billing address to your travel address.
3) The "customer service" number on the back of the card is actually the claims department. I've had several claims dept people vigorously inform me of this. In fact, one person told me it wasn't his job to provide customer service. HUH?!?!?!?
4) The first person to answer the phone is poorly trained and has no ability to deviate from a written script. I've called so many times i now politely ask for their manager.
They don't care if they lose customers, so I'm done with this card.

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