Bloomingdale’s American Express® Card


For People with
Fair Credit

REVIEWS

Reviews

Offering an upgraded reward package, Bloomingdale’s American Express® Card is a step up from the Bloomingdale’s Card.

Card Quick Facts

Card Quick Facts

  • Earn 6 points for every $1 spent on cosmetics and fragrance, and shoes in-store and at bloomingdales.com
  • Earn 4 points for every $1 spent at restaurants outside of Bloomingdales
  • Earn 3 points for every $1 spent on all other items purchased in-store and at bloomingdales.com
  • Earn 2 points for every $1 spent everywhere else

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

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Card Details

Rewards

Rewards

  • Earn 6 points for every $1 spent on cosmetics and fragrance, and shoes in-store and at bloomingdales.com
  • Earn 4 points for every $1 spent at restaurants outside of Bloomingdales
  • Earn 3 points for every $1 spent on all other items purchased in-store and at bloomingdales.com
  • Earn 2 points for every $1 spent everywhere else

Introductory Bonus

  • None
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 24.50% (Variable)
Intro Purchase APR -
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $38
Returned Payment Fee Up to $38
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR 24.50% (Variable)
Cash Advance Fee 4%; Min: $5

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

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Average rating:  
 2 reviews
by Gloria Weiss
Worst Customer Service

The Bloomingdale's website is confusing and if you use this card, make sure it's not charging your shared charging account that Bloomingdale's will set up when they give you this card. You have two options to pay with; they created this card so you will charge OUTSIDE of Bloomngdale's. Bloomingdale's is owned by Macy's, and the customer service at their credit department is DISMAL. They are unprofessional and catty on the phone. I was a customer for 20 years and they make you feel like any mistake is your fault, laugh, and use "you should have known"; it's their favorite catchphrase. It must be part of credit employee training at Macy's. I will never use this card again. It's NOT AMERICAN EXPRESS. AMEX credit customer service is impeccable. Macy's credit department is NOT AMEX and is awful. Avoid this card.

by marlene shyer
consistent problems

I've had a Bloomingdale's account and store card, Visa card and now, the Amex. Since I live a block from the store, I've kept the card and visit the store frequently--most often for lunch. Since this became an Amex credit card, it's been one problem after another. Today, It was turned down when I tried to buy a monthly Metro card. I called Amex and a nice lady "fixed it". Twenty minutes later, turned down at exactly the same subway. I've had it turned down overseas again and again and many merchants-my hair salon for example, won't accept it. They've also diminished the rewards and since the store prices are much higher, the points aren't worth as much. If I didn't live this close, I'd never use this Amex!

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