Bloomingdale’s Credit Card at the Top of the List

For People with
Fair Credit



The Bloomingdale’s Credit Card at the Top of the List is an upgrade from the Bloomingdale's Credit Card. If you spend over $3,500 per year at Bloomingdales, you will be automatically upgraded to the Top of the List card within 60 days.

You’ll earn 8X points per dollar spent on shoes, cosmetics, and fragrances at Bloomingdale’s along with 4X points per dollar for all other purchases at Bloomingdale’s.

This card comes with a number of valuable perks for Bloomingdale’s, including four triple points days per year, free online shippingfree local delivery up to $28, complimentary fur storage, and more.

Card Quick Facts

Card Quick Facts

  • Earn 8X points per dollar spent on cosmetics, fragrance, and shoes at Bloomingdale’s, in-store and online
  • Earn 4X points per dollar spent at Bloomingdale’s in-store and online
  • Must spend over $3,500 at Bloomingdale’s in a calendar year to get upgraded from the Bloomingdale’s Credit Card
  • Free shipping from
  • Eligible for double, triple, and power points events
  • Get a special offer sent to you monthly
  • Four triple points days per year
  • Exclusive offers and events for Top of The List members
  • Free local delivery up to $28 for certain in-store purchases
  • Store one article of fur clothing at Bloomingdale’s for the summertime

For People with
Fair Credit



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Card Details



  • 8X points per dollar spent in-store and online at Bloomingdales, on:
    • Shoes
    • Cosmetics
    • Fragrance
  • 4X points per dollar spent on Bloomingdale’s, in-store and online%
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 27.49% Variable
Intro Purchase APR -
Foreign Transaction Fee -
Chip Technology None
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $39
Returned Payment Fee Up to $39
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR -
Cash Advance Fee -

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Free Shipping

    No minimum purchase required.

  • Friends & Family

    Get early access to Friends & Family and exclusive Top of the List events.

  • Triple Points Days

    You get four triple points days per year.

  • Eligible For Power Points

    Points on eligible purchases that can add to your total points balance.

  • Dining Club

    Get a reward for an entree and non-alcoholic beverage, up to $19 for every $100 (minus tax and gratuity) you spend in a Bloomingdale’s restaurant on your Bloomingdale’s Card.

  • Free Local Delivery

    Up to $28 on eligible purchases.

  • Gift Wrap

    Get unlimited complimentary gift wrap.

  • Monthly Offer

    Get a special offer sent to you monthly.

  • Free Fur Storage

    Store an article of fur clothing for the summer at Bloomingdale’s, even if you didn’t purchase it from Bloomingdale’s.

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