BJ’s Perks Elite™ Credit Card


For People with
Fair Credit

REVIEWS

Reviews

The BJ’s Perks Elite™ Credit Card offers the most in terms of rewards in BJ’s Rewards Membership program. If you shop at BJ’s a lot this is the card for you; 5% of every $1 spent on purchases at BJ’s is given back in the form of in-store rewards.

Card Quick Facts

Card Quick Facts

  • Earn 5% per $1 spent on purchases made at BJ’s and BJs.com
  • Earn 2% per $1 spent on purchases made at gas and dining outside of BJ’s locations
  • Earn 1% per $1 spent on all other purchases
  • $50 award given for making the first purchase outside of BJ’s Clubs, BJ’s Gas® and BJs.com
  • 10¢ off every gallon when buying fuel at BJ’s; purchases made at BJ’s Gas accrue rewards

 

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 5% cash back on purchases made at BJ’s and BJs.com
  • 2% cash back on purchases made at gas and dining outside of BJ’s locations
  • 1% cash back on all other purchases

Introductory Bonus

  • $50 in awards for making your first purchase
Card Stats

Card Stats

Annual Fee $100; $75 w/ Auto-Renewal
Additional Cards Annual Fee -
Regular Purchase APR 7.99% - 16.99% (Variable)
Intro Purchase APR -
Foreign Transaction Fee based on currency
Chip Technology None
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $35
Returned Payment Fee Up to $35
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee 3%; Min:$10
Cash Advances

Cash Advances

Cash Advance APR 24.99% (Variable)
Cash Advance Fee 3%; Min:$10

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 0 reviews

The Insider

Brendan Harkness
Review of the My Best Buy® Credit Card and the My Best Buy® Visa®
Brendan Harkness | Nov 15, 2018

The My Best Buy Credit Card and My Best Buy Visa are popular cards for the big electronics retailer. But are they a good deal? You might be surprised.

Read More
Susan Shain
What Is a Credit Card CVV Number? Where to Find Your Security Code
Susan Shain | Nov 14, 2018

Looking for your credit card CVV code? Here's exactly where to find it on different cards, plus why this security code is vital for online shoppers.

Read More
Susan Shain
How Credit Cards With Car Rental Insurance Could Save You Big Bucks
Susan Shain | Nov 10, 2018

Looking for credit cards with car rental insurance? This post explains the different options and terms — and selects four cards with the best coverage.

Read More