BJ’s Perks Elite™ Mastercard


For People with
Fair Credit

REVIEWS

Reviews

The BJ’s Perks Elite™ Mastercard offers the most in terms of rewards in BJ’s Rewards Membership program. If you shop at BJ’s a lot this is the card for you; 5% of every $1 spent on purchases at BJ’s is given back in the form of in-store rewards.

Card Quick Facts

Card Quick Facts

  • Earn 5% per $1 spent on purchases made at BJ’s and BJs.com
  • Earn 2% per $1 spent on purchases made at gas and dining outside of BJ’s locations
  • Earn 1% per $1 spent on all other purchases
  • $50 award given for making the first purchase outside of BJ’s Clubs, BJ’s Gas® and BJs.com
  • 10¢ off every gallon when buying fuel at BJ’s; purchases made at BJ’s Gas accrue rewards

 

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 5% cash back on purchases made at BJ’s and BJs.com
  • 2% cash back on purchases made at gas and dining outside of BJ’s locations
  • 1% cash back on all other purchases

Introductory Bonus

  • $50 in awards for making your first purchase
Card Stats

Card Stats

Annual Fee $100; $75 w/ Auto-Renewal
Additional Cards Annual Fee -
Regular Purchase APR 7.99% - 16.99% (Variable)
Intro Purchase APR -
Foreign Transaction Fee based on currency
Chip Technology None
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $35
Returned Payment Fee Up to $35
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee 3%; Min:$10
Cash Advances

Cash Advances

Cash Advance APR 24.99% (Variable)
Cash Advance Fee 3%; Min:$10

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

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