BJ’s Perks Elite™ Mastercard


For People with
Fair Credit

REVIEWS

Reviews

The BJ’s Perks Elite™ Mastercard can help you maximize rewards in BJ’s membership program. If you shop at BJ’s a lot this is the card for you.

Along with saving 10¢/gal on BJ’s gas, you’ll get 5% cash back on most purchases at BJ’s in-store or online, and 2% cash back on dining and non-BJ’s gas.

This card has no annual fee.

Card Quick Facts

Card Quick Facts

  • Earn 5% cash back on purchases at BJ’s and BJs.com
  • Earn 2% cash back on gas and dining outside of BJ’s locations
  • Earn 1% cash back on all other purchases
  • 10¢ off every gallon when buying fuel at BJ’s; purchases made at BJ’s Gas accrue rewards
  • No annual fee

 

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 5% cash back at BJ’s and BJs.com
  • 2% cash back at:
    • Non-BJ’s gas stations
    • Restaurants
  • 1% cash back on all other purchases
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 27.24%–17.24% Variable
Intro Purchase APR -
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $39
Returned Payment Fee Up to $39
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 26.99%
Balance Transfer Fee 5%, $10 minimum
Cash Advances

Cash Advances

Cash Advance APR 29.24% Variable
Cash Advance Fee 5%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Mastercard Benefits

    You will be provided with a list of benefits available to you once you get approved for your card.

  • 10¢ Off Every Gallon

    When buying fuel at BJ’s; purchases made at BJ’s Gas accrue rewards.

  • Zero Liability Protection

    Cardholders aren’t held liable for unauthorized purchases.

  • Mastercard Global Service

    24-hour assistance for emergencies related to lost or stolen cards and cash advances.

  • Identity Theft Resolution Services

    Help with identify theft via credit bureau notifications and 24-hour specialists.

  • Extended Warranty

    Doubles an original manufacturer’s warranty or service contract (for warranties of 12 months or less).

  • Price Protection

    Cardholders can get reimbursed for the difference between two items if they find a lower price for the item at another store within 60 days of the original purchase.

Visitor Reviews

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Average rating:  
 1 reviews
by DebbiebAlexander
Non existent customer service

I have so far been on hold 6 hours . Two on Friday, Two on Saturday, and 2 on Sunday. I have yet to talk to a person. Ridiculous. If the gas perks were not as good I would cancel this card. This is unbelievable. I have had speedier and better service at the DMV. I had to put one star because it would not take a review without a star.

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