The Belk Rewards Credit Card


For People with
Fair Credit

REVIEWS

Reviews

The Belk Rewards credit card provides 1 point for every $1 spent at Belk, as well as cardmember-only discounts throughout the year. Cardholders will be awarded with upgraded status for spending more each year.

Card Quick Facts

Card Quick Facts

  • 1 point per dollar spent at Belk
  • 15% off all purchases the day of approval
  • No annual fee
  • APR of 24.49%
  • Exclusive savings days throughout the year
  • Extra Points days throughout the year
  • Returns don’t need a receipt

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • Earn 1 point for every $1 spent at Belk, both in-store and online

Introductory Bonus

  • 20% off all day when you sign up for your card (15% off Home/Shoes)
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 24.49%
Intro Purchase APR -
Foreign Transaction Fee -
Chip Technology None
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $35
Returned Payment Fee -
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR -
Cash Advance Fee -

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 1 reviews
by Jasmine
TERRIBLE CARD

Do not get this card!! I had excellent credit/high 700’s until getting this card. I accidentally missed 1 month of a $16 charge, Belk’s doubled the charge, then reported it to all credit bureaus! It did not end there. Belk’s then dropped my credit line from 800 to 100 make it appear that the $35 charge was me using 35% of my credit line. This dropped my credit score by 123 points!!!! Years towards building a excellent credit score undone by a 1 month late, $16 payment! I will never shop or use a card from Belk’s again. I have credit cards from Wells Fargo and capital one and have never had to deal with this. Thank goodness I am not trying to buy another house at this time. I hope this helps save someone else from a huge mistake!

The Insider

Susan Shain
Here’s the Best Credit Card for Groceries, Plus 6 Runners-Up
Susan Shain | Jan 14, 2019

We combed the fine print to crown the best grocery credit card in all the land. We name six runners-up for different types of grocery shoppers, too.

Read More
Michelle Black
How to Place Fraud Alerts on Your Credit Reports
Michelle Black | Jan 04, 2019

Fraud alerts are protective measures you can take to help prevent identity theft, requiring companies to verify your identity before extending new credit.

Read More
Brendan Harkness
Review of the Macy’s Credit Card and the Macy’s American Express Card
Brendan Harkness | Jan 01, 2019

The Macy's Credit Card and Macy's American Express Card are popular for their discounts at Macy's, but are they worth getting? Read our review to decide.

Read More