The Belk Rewards Credit Card

The Belk Rewards credit card provides 1 point for every $1 spent at Belk, as well as cardmember-only discounts throughout the year. Cardholders will be awarded with upgraded status for spending more each year.

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  • Rewards
    • Earn 1 point for every $1 spent at Belk, both in-store and online
  • Signup Bonus 20% off all day when you sign up for your card (15% off Home/Shoes)
  • Chip Technology None
  • Foreign Transaction Fee -
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR -
  • Cash Advance APR -
  • Penalty APR -
  • Late Fee Up to $35
  • Returned Payment Fee -

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • $10 Belk Rewards: Every 400 points you earn.
  • 35 Special Discount Days Yearly
  • Special Extra Points Events
  • Receipt Free-returns


  • Zero Fraud Liability: You will not be held responsible for unauthorized charges made on your card.

Belk Premier Status – Spend $600 per year

  • Special Financing: Through the Belk Rewards Flex Pay Plan
  • Free Deluxe Gift Wrap
  • Free Basic Alterations

Belk Elite Status – Spend $1,500 per year

  • Triple Points Events: A chance to earn Elite Rewards Points, which never expire.
  • 15% Off Pick Your Own Sale Days
  • 20% Off Birthday Coupon
  • Free Shipping: In-store and online.

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