The Belk Rewards credit card provides 1 point for every $1 spent at Belk, as well as cardmember-only discounts throughout the year. Cardholders will be awarded with upgraded status for spending more each year.
Learn more about reward credit cards
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- Annual Fee $0
- Intro Purchase APR -
- Regular Purchase APR 24.49%
- Earn 1 point for every $1 spent at Belk, both in-store and online
- Signup Bonus 20% off all day when you sign up for your card (15% off Home/Shoes)
- Chip Technology None
- Foreign Transaction Fee -
- Intro Balance Transfer APR -
- Regular Balance Transfer APR -
- Cash Advance APR -
- Penalty APR -
- Late Fee Up to $35
- Returned Payment Fee -
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
- $10 Belk Rewards: Every 400 points you earn.
- 35 Special Discount Days Yearly
- Special Extra Points Events
- Receipt Free-returns
- Zero Fraud Liability: You will not be held responsible for unauthorized charges made on your card.
Belk Premier Status – Spend $600 per year
- Special Financing: Through the Belk Rewards Flex Pay Plan
- Free Deluxe Gift Wrap
- Free Basic Alterations
Belk Elite Status – Spend $1,500 per year
- Triple Points Events: A chance to earn Elite Rewards Points, which never expire.
- 15% Off Pick Your Own Sale Days
- 20% Off Birthday Coupon
- Free Shipping: In-store and online.