BBVA Compass Business Secured Visa Credit Card


For People with
No Credit

REVIEWS

Reviews

The BBVA Compass Business Secured Visa Credit Card is designed to help businesses and business owners rebuild their credit.

Before you apply, you’ll need to open a secured credit card savings account. The minimum opening deposit is $500 and you can make deposits in increments of $100. Your available credit will be 90% of your savings account balance at any given time.

This card is only available in Alabama, Arizona, California, Colorado, Florida, Texas, and New Mexico

You’ll get 3X points per dollar at office supply stores, 2X points per dollar at gas stations and restaurants, and 1X point per dollar spent on everything else.

The annual fee for this card is waived for the first year, then it’s $40 per year.

Card Quick Facts

Card Quick Facts

  • Earn 3X points per dollar at office supply stores
  • Earn 2X points per dollar at gas stations and restaurants
  • Earn 1X point per dollar spent on all other eligible purchases
  • Must have a Secured Credit Card Savings account and deposit a minimum of $500
  • Free employee cards
  • Annual fee waived for the first year, then $40 annually

For People with
No Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 3X points per dollar spent at Office supply stores
  • 2X points per dollar spent at:
    • Gas stations
    • Restaurants
  • 1X point per dollar spent on everything else
Card Stats

Card Stats

Annual Fee $0 the first year, then $40
Additional Cards Annual Fee -
Regular Purchase APR 18.49% Variable
Intro Purchase APR -
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR 29.49% Variable
Late Fee Up to $49
Returned Payment Fee $25
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 18.49% Variable
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR 27.49% Variable
Cash Advance Fee 4%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Visa® SavingsEdge

    Complimentary program that gives up to a 15% discount on certain business purchases at qualifying merchants.

  • Visa Liability Waiver Program

    Protects you from eligible losses from misuse by a terminated eligible cardholder up to $100,000.

  • Fraud Protection

    Your card account will be monitored 24/7 for suspicious activity.

  • Purchase Security

    For the first 90 days your eligible items are automatically covered against theft, loss, fire, or damage.

  • Extended Warranty Protection

    Your Visa Signature card extends the time period for U.S. manufacturer’s warranties by an additional year, on eligible warranties of three years or less.

  • Travel Accident Insurance

    You’re eligible to receive accidental death or dismemberment coverage of up to $500,000 when traveling by common carrier.

  • Auto Rental Collision Damage Waiver

    Must decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most rental cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.

  • Travel and Emergency Assistance

    Call for legal and medical referrals, or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)

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