The Wyndham Rewards® Visa Signature® Card – No Annual Fee
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The Wyndham Rewards® Visa Signature® Card – No Annual Fee
Highlights & Features
Rewards
- 3X points per dollar spent on eligible Wyndham purchases
- 2X points per dollar spent on:
- Gas
- Utility
- Groceries
- 1X point per dollar spent on all other purchases (excluding Wyndham timeshare down payments)
| Introductory Bonus |
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Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | 0% for 15 months (must be completed within the first 45 days of account opening) |
| Regular Balance Transfer APR | 17.49%, 22.24%, or 27.24% Variable |
| Balance Transfer Fee | 3%, $5 minimum |
Fees
| Penalty APR | N/A |
| Late Fee | Up to $37 |
| Returned Payment Fee | Up to $37 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 27.49% Variable |
| Cash Advance Fee | 5%, $10 minimum |
The Wyndham Rewards® Visa Signature® Card – No Annual Fee
Highlights
- Earn 3X points per dollar spent on eligible Wyndham purchases (hotels, vacation properties, timeshares, etc.)
- Earn 2X points per dollar spent on eligible gas, utility and grocery store purchases (excluding Target® and Walmart®)
- Earn 1X point per dollar spent on purchases everywhere else (excluding Wyndham timeshare down-payments)
- 15,000 bonus points after your first purchase, enough to redeem for up to 1 free night
- 0% balance transfer APR for 15 months (must be completed within the first 45 days of account opening), then your rate will be 17.49%, 22.24%, or 27.24% Variable
- $0 Fraud liability protection
- No annual fee or foreign transaction fees
ABOUT THE ISSUER
Barclays
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Wyndham Rewards® Visa Signature® Card – No Annual Fee is a step down from the Wyndham Rewards® Visa Signature® Card – $75 Annual Fee, offering 3X points per dollar on participating hotels instead of 5X. However, with no annual fee, this card could be a great way to get points while traveling.
You’ll get a 0% balance transfer APR for 15 months (must be completed within the first 45 days of account opening), then your rate will be 17.49%, 22.24%, or 27.24% Variable.
You’ll also earn 2X points per dollar spent on gas, utility, and grocery store purchases. The intro bonus is quite easy to get: You’ll be able to earn 15,000 bonus points after your first purchase with this card.
