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The Wyndham Rewards® Visa Signature® Card – No Annual Fee

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Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: 17.49%, 22.24%, or 27.24% Variable
Intro Balance Transfer APR: 0% for 15 months (must be completed within the first 45 days of account opening)
Intro Purchase APR: 0% for 6 months for all Wyndham Timeshare Purchases

The Wyndham Rewards® Visa Signature® Card – No Annual Fee

Our rating
Good Min. credit level
$0 Annual Fee
Apply Now Read our Review

Highlights & Features

Rewards

  • 3X points per dollar spent on eligible Wyndham purchases
  • 2X points per dollar spent on:
    • Gas
    • Utility
    • Groceries
  • 1X point per dollar spent on all other purchases (excluding Wyndham timeshare down payments)

INTRODUCTORY BONUS

15,000 bonus points after your first purchase or balance transfer

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 15 months (must be completed within the first 45 days of account opening)
Regular Balance Transfer APR 17.49%, 22.24%, or 27.24% Variable
Balance Transfer Fee 3%, $5 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $37
Returned Payment Fee Up to $37
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 27.49% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card
The Wyndham Rewards® Visa Signature® Card – No Annual Fee

Highlights

  • Earn 3X points per dollar spent on eligible Wyndham purchases (hotels, vacation properties, timeshares, etc.)
  • Earn 2X points per dollar spent on eligible gas, utility and grocery store purchases (excluding Target® and Walmart®)
  • Earn 1X point per dollar spent on purchases everywhere else (excluding Wyndham timeshare down-payments)
  • 15,000 bonus points after your first purchase, enough to redeem for up to 1 free night
  • 0% balance transfer APR for 15 months (must be completed within the first 45 days of account opening), then your rate will be 17.49%, 22.24%, or 27.24% Variable
  • $0 Fraud liability protection
  • No annual fee or foreign transaction fees
ABOUT THE ISSUER

Barclays

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-866-383-5312 or

Try a different phone number

The Wyndham Rewards® Visa Signature® Card – No Annual Fee is a step down from the Wyndham Rewards® Visa Signature® Card – $75 Annual Fee, offering 3X points per dollar on participating hotels instead of 5X. However, with no annual fee, this card could be a great way to get points while traveling.

You’ll get a 0% balance transfer APR for 15 months (must be completed within the first 45 days of account opening), then your rate will be 17.49%, 22.24%, or 27.24% Variable.

You’ll also earn 2X points per dollar spent on gas, utility, and grocery store purchases. The intro bonus is quite easy to get: You’ll be able to earn 15,000 bonus points after your first purchase with this card.