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Introductory Bonus |
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A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
Intro Balance Transfer APR | 0% for 15 months (must be completed within the first 45 days of account opening) |
Regular Balance Transfer APR | 17.49%, 22.24%, or 27.24% Variable |
Balance Transfer Fee | 3%, $5 minimum |
Penalty APR | N/A |
Late Fee | Up to $37 |
Returned Payment Fee | Up to $37 |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | None |
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 27.49% Variable |
Cash Advance Fee | 5%, $10 minimum |
You can usually pay your bill online on your
Credit card issuer's websiteThe Wyndham Rewards® Visa Signature® Card – No Annual Fee is a step down from the Wyndham Rewards® Visa Signature® Card – $75 Annual Fee, offering 3X points per dollar on participating hotels instead of 5X. However, with no annual fee, this card could be a great way to get points while traveling.
You’ll get a 0% balance transfer APR for 15 months (must be completed within the first 45 days of account opening), then your rate will be 17.49%, 22.24%, or 27.24% Variable.
You’ll also earn 2X points per dollar spent on gas, utility, and grocery store purchases. The intro bonus is quite easy to get: You’ll be able to earn 15,000 bonus points after your first purchase with this card.