Skip to content

The Wyndham Rewards® Visa Signature® Card – No Annual Fee

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

Our rating
Credit range: Good
Annual Fee: $0
Regular APR: 17.49%, 22.24%, or 27.24% Variable
Intro Balance Transfer APR: 0% for 15 months (must be completed within the first 45 days of account opening)
Intro Purchase APR: 0% for 6 months for all Wyndham Timeshare Purchases

The Wyndham Rewards® Visa Signature® Card – No Annual Fee

Our rating
Good Credit range
$0 Annual Fee
Apply Now Read our Review

Highlights & Features

Rewards

  • 3X points per dollar spent on eligible Wyndham purchases
  • 2X points per dollar spent on:
    • Gas
    • Utility
    • Groceries
  • 1X point per dollar spent on all other purchases (excluding Wyndham timeshare down payments)

INTRODUCTORY BONUS

15,000 bonus points after your first purchase or balance transfer

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 15 months (must be completed within the first 45 days of account opening)
Regular Balance Transfer APR 17.49%, 22.24%, or 27.24% Variable
Balance Transfer Fee 3%, $5 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $37
Returned Payment Fee Up to $37
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 27.49% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card
The Wyndham Rewards® Visa Signature® Card – No Annual Fee

Highlights

  • Earn 3X points per dollar spent on eligible Wyndham purchases (hotels, vacation properties, timeshares, etc.)
  • Earn 2X points per dollar spent on eligible gas, utility and grocery store purchases (excluding Target® and Walmart®)
  • Earn 1X point per dollar spent on purchases everywhere else (excluding Wyndham timeshare down-payments)
  • 15,000 bonus points after your first purchase, enough to redeem for up to 1 free night
  • 0% balance transfer APR for 15 months (must be completed within the first 45 days of account opening), then your rate will be 17.49%, 22.24%, or 27.24% Variable
  • $0 Fraud liability protection
  • No annual fee or foreign transaction fees
ABOUT THE ISSUER

Barclays

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-866-383-5312 or

Try a different phone number

The Wyndham Rewards® Visa Signature® Card – No Annual Fee is a step down from the Wyndham Rewards® Visa Signature® Card – $75 Annual Fee, offering 3X points per dollar on participating hotels instead of 5X. However, with no annual fee, this card could be a great way to get points while traveling.

You’ll get a 0% balance transfer APR for 15 months (must be completed within the first 45 days of account opening), then your rate will be 17.49%, 22.24%, or 27.24% Variable.

You’ll also earn 2X points per dollar spent on gas, utility, and grocery store purchases. The intro bonus is quite easy to get: You’ll be able to earn 15,000 bonus points after your first purchase with this card.