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This travel rewards Visa card offers a whole bunch of points every time you purchase a stay at any Hotels by Wyndham. You’ll be enrolled in Wyndham Rewards at the Platinum membership level, gain access to cardmember discounts, and get a long 0% introductory APR for balance transfers.
Spending Rewards |
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Introductory Bonus |
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A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
Intro Balance Transfer APR | 0% for 15 billing cycles (must be completed within the first 45 days of account opening) |
Regular Balance Transfer APR | 15.74%, 19.99%, or 24.99% Variable |
Balance Transfer Fee | 3%, $5 minimum |
Penalty APR | N/A |
Late Fee | Up to $40 |
Returned Payment Fee | Up to $40 |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | 0% |
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 25.24% Variable |
Cash Advance Fee | 5%, $10 minimum |
You can usually pay your bill online on your
Credit card issuer's websiteThe Wyndham Rewards Earner Plus Card doesn’t offer much in terms of benefits, but makes up for it by providing a broad rewards program, discounts for loyalty to the Wyndham brand, and a 0% intro APR for balance transfers.
When approved for the card you’ll automatically be enrolled in Wyndham Rewards at the Platinum level, giving you access to perks like early check-in/out, free WiFi, car rental upgrades, dedicated customer service, and more.
Along with go free awards (Wyndham hotel night stays), you’ll also get an anniversary bonus of 7,500 bonus points after you spend $15,000 in the year prior.
There’s a $75 annual fee and no foreign transaction fee.