Wyndham Rewards® Earner Card
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This card has you covered for travel rewards — you’ll get points for gas, restaurants, grocery stores, and stays at Hotels by Wyndham. You’ll get cardmember discounts for booking nights, amenities to make your trip more comfortable, and a decent introductory bonus. For no annual fee, this Visa card has quite a bit to offer.
Highlights & Features
Rewards
| Spending Rewards |
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| Introductory Bonus |
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Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | 0% for 15 billing cycles (must be completed within the first 45 days of account opening) |
| Regular Balance Transfer APR | 15.74%, 19.99%, or 24.99% Variable |
| Balance Transfer Fee | 3%, $5 minimum |
Fees
| Penalty APR | N/A |
| Late Fee | Up to $40 |
| Returned Payment Fee | Up to $40 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | 0% |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 25.24% Variable |
| Cash Advance Fee | 5%, $10 minimum |
Card Benefits
SECURITY
- Zero Liability on Unauthorized Charges
SHOPPING
- Discount Portal
TRAVEL
- No Foreign Transaction Fee
Wyndham Rewards® Earner Card
Highlights
- 30,000 bonus points for spending $1,000 in the first 90 days
- 7,500 annual bonus points when you spend $15,000 in the year prior
- 5X points per dollar spent on purchases with Hotels By Wyndham and for gas
- 2X points per dollar spent on dining and groceries (excluding Target and Walmart)
- Complimentary Wyndham Rewards Gold membership status which offers free WiFi, preferred room selection, late checkout, and more
- Redeem 10% fewer Wyndham Rewards points for go free awards
- No foreign transaction fee
- No annual fee
ABOUT THE ISSUER
Barclays
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteJust by being a cardmember you’ll get a better rate when booking rooms, and you can redeem your points for an extra 10% discount when you use go free awards to book your stays at Hotels by Wyndham.
You’ll get a 0% introductory balance transfer APR for 15 billing cycles (must be completed within the first 45 days of account opening), then your APR will be 15.74%, 19.99%, or 24.99% Variable.
You’ll also get to enjoy complimentary Wyndham Rewards Gold member status which offers free WiFi, preferred room selection, late checkout and a couple other perks.
There’s an anniversary bonus of 7,500 points after you spend $15,000 in the previous year.
All this for no annual fee or foreign transaction fees.
If you’re looking for a more rewarding card with an annual fee, checkout the Wyndham Rewards® Earner Plus Card.
