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RATING

Wyndham Rewards® Earner Card

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This card has you covered for travel rewards — you’ll get points for gas, restaurants, grocery stores, and stays at Hotels by Wyndham. You’ll get cardmember discounts for booking nights, amenities to make your trip more comfortable, and a decent introductory bonus. For no annual fee, this Visa card has quite a bit to offer.

Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: 15.74%, 19.99%, or 24.99% Variable
Intro Balance Transfer APR: 0% for 15 billing cycles (must be completed within the first 45 days of account opening)
Intro Purchase APR: 0% for 6 billing cycles only for Wyndham Timeshare Purchases

Wyndham Rewards® Earner Card

Our rating
Good Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features

Rewards

Spending Rewards
  • 5X points per dollar for:
    • Hotels By Wyndham purchases
    • Gas
  • 2X points per dollar spent on:
    • Dining
    • Groceries (excluding Target and Walmart)
  • 1X point per dollar spent on all other purchases
Introductory Bonus
  • 45,000 bonus points for spending $1,000 in the first 90 days; 15,000 bonus points after spending a total of $2,000 in first 6 months

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 15 billing cycles (must be completed within the first 45 days of account opening)
Regular Balance Transfer APR 15.74%, 19.99%, or 24.99% Variable
Balance Transfer Fee 3%, $5 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $40
Returned Payment Fee Up to $40
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.24% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card

Card Benefits

SECURITY
  • Zero Liability on Unauthorized Charges
SHOPPING
  • Discount Portal
TRAVEL
  • No Foreign Transaction Fee
Wyndham Rewards® Earner Card

Highlights

  • 45,000 bonus points for spending $1,000 in the first 90 days; 15,000 bonus points after spending a total of $2,000 in first 6 months
  • 7,500 annual bonus points when you spend $15,000 in the year prior
  • 5X points per dollar spent on purchases with Hotels By Wyndham and for gas
  • 2X points per dollar spent on dining and groceries (excluding Target and Walmart)
  • Complimentary Wyndham Rewards Gold membership status which offers free WiFi, preferred room selection, late checkout, and more
  • Redeem 10% fewer Wyndham Rewards points for go free awards
  • No foreign transaction fee
  • No annual fee
ABOUT THE ISSUER

Barclays

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-866-383-5312 or

Try a different phone number

Just by being a cardmember you’ll get a better rate when booking rooms, and you can redeem your points for an extra 10% discount when you use go free awards to book your stays at Hotels by Wyndham.

You’ll get a 0% introductory balance transfer APR for 15 billing cycles (must be completed within the first 45 days of account opening), then your APR will be 15.74%, 19.99%, or 24.99% Variable.

You’ll also get to enjoy complimentary Wyndham Rewards Gold member status which offers free WiFi, preferred room selection, late checkout and a couple other perks.

There’s an anniversary bonus of 7,500 points after you spend $15,000 in the previous year.

All this for no annual fee or foreign transaction fees.

If you’re looking for a more rewarding card with an annual fee, checkout the Wyndham Rewards® Earner Plus Card.

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