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This card has you covered for travel rewards — you’ll get points for gas, restaurants, grocery stores, and stays at Hotels by Wyndham. You’ll get cardmember discounts for booking nights, amenities to make your trip more comfortable, and a decent introductory bonus. For no annual fee, this Visa card has quite a bit to offer.
Spending Rewards |
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Introductory Bonus |
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A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
Intro Balance Transfer APR | 0% for 15 billing cycles (must be completed within the first 45 days of account opening) |
Regular Balance Transfer APR | 15.74%, 19.99%, or 24.99% Variable |
Balance Transfer Fee | 3%, $5 minimum |
Penalty APR | N/A |
Late Fee | Up to $40 |
Returned Payment Fee | Up to $40 |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | 0% |
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 25.24% Variable |
Cash Advance Fee | 5%, $10 minimum |
You can usually pay your bill online on your
Credit card issuer's websiteJust by being a cardmember you’ll get a better rate when booking rooms, and you can redeem your points for an extra 10% discount when you use go free awards to book your stays at Hotels by Wyndham.
You’ll get a 0% introductory balance transfer APR for 15 billing cycles (must be completed within the first 45 days of account opening), then your APR will be 15.74%, 19.99%, or 24.99% Variable.
You’ll also get to enjoy complimentary Wyndham Rewards Gold member status which offers free WiFi, preferred room selection, late checkout and a couple other perks.
There’s an anniversary bonus of 7,500 points after you spend $15,000 in the previous year.
All this for no annual fee or foreign transaction fees.
If you’re looking for a more rewarding card with an annual fee, checkout the Wyndham Rewards® Earner Plus Card.