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Wyndham Rewards® Earner Business Card

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This card offers a top-tier Diamond membership in Wyndham Rewards, a 10% discount when you use go free awards to redeem nights, Cell Phone Insurance, and other benefits. You’ll also get an anniversary bonus of 15,000 bonus points (no spend requirement) to help offset the annual fee.

Our rating
Min. credit level: Good
Annual Fee: $95
Regular APR: 15.99%, 19.99%, or 24.99% Variable
Intro Purchase APR: 0% for 6 billing cycles only for Wyndham Timeshare Purchases

Wyndham Rewards® Earner Business Card

Our rating
Good Min. credit level
$95 Annual Fee
Apply Now

Highlights & Features


Spending Rewards
  • 8X points per dollar on:
    • Hotels By Wyndham
    • Gas
  • 5X points per dollar on:
    • Marketing
    • Advertising services
    • Utilities
  • 1X point per dollar on all other purchases
Introductory Bonus
  • 60,000 bonus points for spending $1,000 in the first 90 days; 30,000 bonus points for spending a total of $2,000 in first 6 months

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 15.99%, 19.99%, or 24.99% Variable
Balance Transfer Fee 3%, $5 minimum
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $39
Returned Payment Fee $39
Additional Cards Annual Fee $0
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.24% Variable
Cash Advance Fee 3%, $10 minimum
How to Get a Cash Advance with a Credit Card

Card Benefits

  • Zero Liability on Unauthorized Charges
  • Extended Warranty Protection
  • No Foreign Transaction Fee
Wyndham Rewards® Earner Business Card


  • 8X points per dollar spent on purchases made at Hotels By Wyndham and on gas
  • 5X points per dollar spent on marketing, advertising services, and utilities
  • 60,000 bonus points for spending $1,000 in the first 90 days; 30,000 bonus points for spending a total of $2,000 in first 6 months
  • Automatic Wyndham Rewards Diamond level membership
  • Cell Phone Protection when you pay your phone bill with your card
  • Complimentary employee cards
  • Visa SavingsEdge turns business purchases into savings
  • No foreign transaction fee
  • $95 annual fee


Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-866-383-5312 or

Try a different phone number

Designed for the frequent business traveler, you’ll get a welcome amenity each time you check in to a Hotel by Wyndham, exclusive cardmember discounts, complimentary employee cards, and suite upgrades to make your overnights more comfortable.

The card offers benefits like automatic Diamond member status with Wyndham, which comes with perks like suite upgrades, early check-in, and late checkout. You’ll also get Visa SavingsEdge, which offers discounts on various hotel brands and services like Microsoft, FreshBooks,, Sears Parts Direct, and more.

The anniversary bonus of 15,000 points comes without any spending requirement, and there’s no limit to the amount of points you can earn. Additionally, if you book your night stays through go free awards you’ll get a 10% discount on your room.

This card has a $95 annual fee and no foreign transaction fees.

If you’re looking for the regular consumer versions, check out the Wyndham Rewards® Earner Card or the Wyndham Rewards® Earner Plus Card.

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