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The RCI® Elite Rewards® Mastercard® could be a good card if you use RCI to book your vacations frequently.
You’ll earn 5X points per dollar spent on RCI® purchases, 2X points per dollar spent on all eligible travel purchases, and 1X point per dollar spent on all other purchases.
You’ll have a 0% intro balance transfer offer for 15 billing cycles (must be made within the first 45 days of account opening), and then your rate will be 15.74%, 19.99% or 24.99% Variable.
You’ll also get a 5% bonus every time you redeem, which goes toward your next redemption.
This card has no annual fee.