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RCI® Elite Rewards® Mastercard®

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Our rating
Credit range: Fair
Annual Fee: $0
Regular APR: 17.24%, 22.24%, or 27.24% Variable
Intro Balance Transfer APR: 0% for 15 billing cycles (must be made within the first 45 days of account opening)

RCI® Elite Rewards® Mastercard®

Our rating
Fair Credit range
$0 Annual Fee
Apply Now Read our Review

Highlights & Features

Rewards

  • 5X points per dollar spent on RCI® purchases
  • 2X points per dollar spent on all eligible travel purchases
  • 1X point per dollar spent on all other purchases

INTRODUCTORY BONUS

2,500 bonus reward points after your first purchase

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 15 billing cycles (must be made within the first 45 days of account opening)
Regular Balance Transfer APR 17.24%, 22.24%, or 27.24% Variable
Balance Transfer Fee 3%, $5 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR None
Late Fee Up to $39
Returned Payment Fee Up to $39
Additional Cards Annual Fee None
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 27.49% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card
ABOUT THE ISSUER

Barclays

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-877-587-8742 or

Try a different phone number
RCI® Elite Rewards® Mastercard®

Highlights

  • Earn 5X points per dollar spent on RCI® purchases
  • Earn 2X points per dollar spent on all eligible travel purchases
  • Earn 1X point per dollar spent on all other purchases
  • 2,500 bonus reward points after your first purchase
  • $250 vacation credit after spending $10,000 in a year
  • 5% rewards back when you redeem, as a bonus towards your next redemption
  • 0% intro balance transfer offer for 15 billing cycles (must be made within the first 45 days of account opening), and then your rate will be 17.24%, 22.24%, or 27.24% Variable
  • Rewards expire after 4 years
  • No annual fee
  • No foreign transaction fees

The RCI® Elite Rewards® Mastercard® could be a good card if you use RCI to book your vacations frequently.

You’ll earn 5X points per dollar spent on RCI® purchases, 2X points per dollar spent on all eligible travel purchases, and 1X point per dollar spent on all other purchases.

You’ll have a 0% intro balance transfer offer for 15 billing cycles (must be made within the first 45 days of account opening), and then your rate will be 17.24%, 22.24%, or 27.24% Variable.

You’ll also get a 5% bonus every time you redeem, which goes toward your next redemption.

This card has no annual fee.