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Holland America Line Rewards Visa Card

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Are you into cruises? The Holland America Line Rewards Visa Card earns 2X points per dollar on Holland America purchases, onboard or off, and 1X point on everything else. There’s no foreign transaction fees to worry about on your travels, and you can redeem your points for discounts when booking your cruise or purchasing on-board amenities.

Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: 13.99%, 18.99%, or 23.99% Variable
Intro Balance Transfer APR: 0% for 15 billing cycles

Holland America Line Rewards Visa Card

Our rating
Fair Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features


  • 2X points per dollar spent on all Holland America purchases including onboard purchases
  • 1X point per dollar spent on all other purchases
Introductory Bonus
  • 5,000 bonus points after first purchase or balance transfer

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 15 billing cycles
Regular Balance Transfer APR 13.99%, 18.99%, or 23.99% Variable
Balance Transfer Fee 3%, $5 minimum
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $39
Returned Payment Fee Up to $39
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.24% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card

Card Benefits

  • Concierge Service
  • Zero Liability on Unauthorized Charges
  • No Foreign Transaction Fee
Holland America Line Rewards Visa Card




Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-888-232-0780 or

Try a different phone number

The Holland America Line Rewards Visa Card is worth considering if you travel with Holland America frequently, since you’ll get rewards for every purchase with them.

You’ll get 2X points per dollar for all purchases from Holland America, 1X point per dollar for all other purchases, and you can snag 5,000 bonus points after your first card purchase or balance transfer.

This card has no annual fee.

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