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Are you into cruises? The Holland America Line Rewards Visa Card earns 2X points per dollar on Holland America purchases, onboard or off, and 1X point on everything else. There’s no foreign transaction fees to worry about on your travels, and you can redeem your points for discounts when booking your cruise or purchasing on-board amenities.
Introductory Bonus |
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A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
Intro Balance Transfer APR | 0% for 15 billing cycles |
Regular Balance Transfer APR | 13.99%, 18.99%, or 23.99% Variable |
Balance Transfer Fee | 3%, $5 minimum |
Penalty APR | N/A |
Late Fee | Up to $39 |
Returned Payment Fee | Up to $39 |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | None |
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 25.24% Variable |
Cash Advance Fee | 5%, $10 minimum |
You can usually pay your bill online on your
Credit card issuer's websiteThe Holland America Line Rewards Visa Card is worth considering if you travel with Holland America frequently, since you’ll get rewards for every purchase with them.
You’ll get 2X points per dollar for all purchases from Holland America, 1X point per dollar for all other purchases, and you can snag 5,000 bonus points after your first card purchase or balance transfer.
This card has no annual fee.