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You’ll earn points when you stay with the Choice Privileges network, thanks to the Choice Privileges Visa Signature Rewards Card. You’ll also get Elite Gold status and a selection of Visa Signature benefits, all for no annual fee.
Introductory Bonus |
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A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
Intro Balance Transfer APR | 0% for 15 months (must be completed within the first 45 days of account opening) |
Regular Balance Transfer APR | 15.24%, 19.99%, or 24.99% Variable |
Balance Transfer Fee | 3%, $5 minimum |
Penalty APR | N/A |
Late Fee | Up to $39 |
Returned Payment Fee | Up to $39 |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | 3% |
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 25.24% Variable |
Cash Advance Fee | 5%, $10 minimum |
You can usually pay your bill online on your
Credit card issuer's websiteIf you’re a frequent traveler who overnights in hotels often, the Choice Privileges® Visa Signature® Credit Card could be worth looking into.
You’ll earn 15X points per dollar for stays at Choice Hotels, and 2X points per dollar on everything else you purchase.
Along with a decent signup bonus, you’ll get a 0% intro balance transfer APR for 15 months (must be completed within the first 45 days of account opening), and then your rate will be 15.24%, 19.99%, or 24.99% Variable.
The card offers a variety of ways to earn points for redemptions toward free stays at Choice Privileges hotels worldwide. There are no blackout dates, and your points don’t expire, and you’ll get to enjoy Elite Gold Status.
This card also has no annual fee.