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Choice Privileges® Visa Signature® Credit Card

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You’ll earn points when you stay with the Choice Privileges network, thanks to the Choice Privileges Visa Signature Rewards Card. You’ll also get Elite Gold status and a selection of Visa Signature benefits, all for no annual fee.

Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: 15.24%, 19.99%, or 24.99% Variable
Intro Balance Transfer APR: 0% for 15 months (must be completed within the first 45 days of account opening)

Choice Privileges® Visa Signature® Credit Card

Our rating
Good Min. credit level
$0 Annual Fee
Apply Now Read our Review

Highlights & Features


  • 15X points per dollar spent at eligible Choose Privileges locations
  • 5X points per dollar spent on the purchase of Choice Privileges points or Choice Hotels gift cards
  • 2X points per dollar spent on all other purchases
  • 10% bonus on points when you stay at Choice Hotels


32,000 points for spending $1,000 on purchases within the first 90 days

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 15 months (must be completed within the first 45 days of account opening)
Regular Balance Transfer APR 15.24%, 19.99%, or 24.99% Variable
Balance Transfer Fee 3%, $5 minimum
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $39
Returned Payment Fee Up to $39
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.24% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card
Choice Privileges® Visa Signature® Credit Card


  • Earn 32,000 bonus points after your first purchase
  • Earn 8,000 bonus points every year when you spend $10,000 or more with your card
  • Earn 15 points per eligible $1 spent at over 4,200 Choice Privileges® locations
  • Earn 2 points per eligible $1 spent on everyday purchases
  • Elite Gold Status and 10% point bonus every time you purchase a stay with Choice Hotels
  • No annual fee


Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-866-383-5312 or

Try a different phone number

If you’re a frequent traveler who overnights in hotels often, the Choice Privileges® Visa Signature® Credit Card could be worth looking into.

The card offers a variety of ways to earn points for redemptions toward free stays at Choice Privileges hotels worldwide. There are no blackout dates, and there’s no annual fee.

You can currently get 32,000 bonus points after you spend $1,000 on purchases within the first 90 days of opening your card account.