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Barnes & Noble Mastercard®

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The Barnes & Noble Mastercard provides discounts at Barnes & Noble stores. You’ll earn 5% cash back at Barnes & Noble, 2X points per dollar at restaurants, and 1X point everywhere else. It comes along with a year membership to Barnes & Noble for spending a certain amount, and Platinum Mastercard benefits.

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Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: 13.99%–24.99% Variable
Intro Balance Transfer APR: 0% for 15 months

Barnes & Noble Mastercard®

Our rating
Good Min. credit level
$0 Annual Fee
Apply Now Read our Review

Highlights & Features

Rewards

  • 5% cash back at Barnes & Noble, in-store and online
  • 2X points per dollar spent at Restaurants
  • 1X point per dollar spent on all other purchases

INTRODUCTORY BONUS

$25 Barnes & Noble gift card after making your first purchase

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 15 months
Regular Balance Transfer APR 13.99%–24.99% Variable
Balance Transfer Fee 3%, $5 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $37
Returned Payment Fee Up to $37
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.24% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card

Card Benefits

SECURITY
  • Zero Liability on Unauthorized Charges
Barnes & Noble Mastercard®

Highlights

  • Get 5% back at Barnes & Noble
  • Get 2X points for purchases at restaurants, and 1X point for all other purchases
  • 0% intro balance transfer rate for 15 months, then your rate will be 13.99%–24.99% Variable
  • Earn a $25 B&N gift card after your first purchase
  • 12 months of Barnes & Noble membership after spending $7,500/year on eligible purchases
  • Every time you reach 2,500 points, you’ll automatically receive a $25 B&N gift card
  • No annual fee
ABOUT THE ISSUER

Barclays

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-866-383-5312 or

Try a different phone number

The Barnes & Noble Mastercard® is a store card issued by Barclays. If you shop at Barnes & Noble frequently, this card could valuable to you.

You’ll earn 5% cash back on all your purchases at Barnes & Noble, 2X points per dollar at restaurants, and 1X point per dollar everywhere else you use your card. Every time you reach 2,500 points, you’ll automatically receive a $25 B&N gift card.

You’ll also get a 0% intro balance transfer rate for 15 months, then your rate will be 13.99%–24.99% Variable.

This card has no annual fee.