Skip to content
RATING

Barnes & Noble Mastercard®

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

The Barnes & Noble Mastercard provides discounts at Barnes & Noble stores. You’ll earn 5% cash back at Barnes & Noble, 2X points per dollar at restaurants, and 1X point everywhere else. It comes along with a year membership to Barnes & Noble for spending a certain amount, and Platinum Mastercard benefits.

Apply Now Read Our Review
Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: 13.99%–24.99% Variable
Intro Balance Transfer APR: 0% for 15 months

Barnes & Noble Mastercard®

Our rating
Good Min. credit level
$0 Annual Fee
Apply Now Read Our Review

Highlights & Features

Rewards

Spending Rewards
  • 5% cash back at Barnes & Noble, in-store and online
  • 2X points per dollar spent at Restaurants
  • 1X point per dollar spent on all other purchases
Introductory Bonus
  • $25 Barnes & Noble gift card after making your first purchase

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 15 months
Regular Balance Transfer APR 13.99%–24.99% Variable
Balance Transfer Fee 3%, $5 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $37
Returned Payment Fee Up to $37
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.24% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card

Card Benefits

SECURITY
  • Zero Liability on Unauthorized Charges
Barnes & Noble Mastercard®

Highlights

  • Get 5% back at Barnes & Noble
  • Get 2X points for purchases at restaurants, and 1X point for all other purchases
  • 0% intro balance transfer rate for 15 months, then your rate will be 13.99%–24.99% Variable
  • Earn a $25 B&N gift card after your first purchase
  • 12 months of Barnes & Noble membership after spending $7,500/year on eligible purchases
  • Every time you reach 2,500 points, you’ll automatically receive a $25 B&N gift card
  • No annual fee
ABOUT THE ISSUER

Barclays

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-866-383-5312 or

Try a different phone number

The Barnes & Noble Mastercard® is a store card issued by Barclays. If you shop at Barnes & Noble frequently, this card could valuable to you.

You’ll earn 5% cash back on all your purchases at Barnes & Noble, 2X points per dollar at restaurants, and 1X point per dollar everywhere else you use your card. Every time you reach 2,500 points, you’ll automatically receive a $25 B&N gift card.

You’ll also get a 0% intro balance transfer rate for 15 months, then your rate will be 13.99%–24.99% Variable.

This card has no annual fee.

Scroll to top