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Barclaycard Financing Visa®

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The Barclaycard Financing Visa has been replaced by the Barclays View™ Mastercard®. If you had the old Financing Visa, your account will be switched over to the new card.

Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: 15.99% – 28.74% Variable

Barclaycard Financing Visa®

Our rating
Fair Min. credit level
$0 Annual Fee
Apply Now Read Our Review

Highlights & Features

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 15.99% – 28.74% Variable
Balance Transfer Fee 3%, $5 minimum
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $39
Returned Payment Fee Up to $39
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 29.24% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card
Barclaycard Financing Visa®


  • Deferred interest financing for purchases made at Apple within the first 30 days of account opening
  • Deferred financing term is based on purchase amount. Less than $499: 6 months; $499 to $998: 12 months; $999 and over: 18 months
  • For deferred financing, if a late payment is made or the full balance is not paid on time, interest will be charged for the full length of the term going back to the purchase date


Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-866-383-5312 or

Try a different phone number

The Barclaycard Financing Visa® is made for people who are interested in financing purchases at Apple. It was previously called the Barclaycard Visa with Apple Rewards.

Insider tip

This is not the same card as the Apple Card that was announced on March 25, 2019.

This card offers deferred financing for purchases from Apple made within the first 30 days of opening the card. After your initial deferred financing term is over, you can activate another deferred financing offer by calling customer support.

The more you spend, the longer your deferred financing term:

Total Amount Spent Term Length
Less than $499 6 months
$499 to less than $999 12 months
$999 and over 18 months

Take note that this is a deferred interest financing offer, rather than a true 0% introductory APR. That means if you make a late payment or fail to pay off the full balance by the end of the term, you’ll be charged interest going all the way back to the purchase date. And that could get quite expensive.

Read more about this deferred financing offer here, and learn how to use it to safely make Apple purchases without paying extra interest.

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