Wyndham Rewards® Visa Signature® Card – $75 Annual Fee


For People with
Excellent Credit

REVIEWS

Reviews

The Wyndham Rewards® Visa Signature® Card may be a great choice if you stay at Wyndham hotels frequently. There’s an alternate version of this card without the annual fee, The Wyndham Rewards® Visa Signature® Card - No Annual Fee (Review), but it’s basically only half as great.

You can get 15,000 bonus points for making your first purchase, and another 15,000 bonus points after spending $1,000 on purchases in the first 90 days of opening your account, for a signup bonus total of 30,000 points. Additionally, for every year you maintain your account you’ll receive 6,000 anniversary bonus points.

You’ll earn 5X points per dollar for all purchases made at Wyndham hotels, 2X points per dollar spent on gas, utility, and grocery store purchases (excluding Target and Walmart), and 1X point per dollar spent on all other purchases.

This card also comes with a 0% introductory APR for balance transfers for 15 billing cycles (must be completed within the first 45 days of account opening), and then your rate will be 17.49%, 22.24% or 27.24% Variable.

This card comes with a $75 annual fee.

Card Quick Facts

Card Quick Facts

  • 15,000 bonus points after your first card purchase; 15,000 bonus points after spending $1,000 on purchases with your card in the first 90 days of account opening
  • 5X points per dollar spent at participating By Wyndham hotels, Wyndham Vacation Rental North America properties, and Wyndham timeshare properties
  • 2X points per dollar spent on eligible gas, utilities, and groceries (excluding Target and Walmart)
  • 0% introductory APR for balance transfers for 15 billing cycles (must be completed within the first 45 days of account opening), and then your rate will be 17.49%, 22.24% or 27.24% Variable
  • 6,000 points each year on your account anniversary
  • Complimentary Wyndham Rewards Platinum status
  • Avis and Budget car rental upgrades
  • go free Award Nights with No Blackout Dates
  • Free Wi-Fi at Wyndham hotels
  • No foreign transaction fee
  • $75 annual fee

For People with
Excellent Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 5X points per dollar spent at:
    • Participating By Wyndham hotels
    • Wyndham Vacation Rental North America properties
    • Wyndham timeshare properties
  • 2X points per dollar spent for:
    • Gas
    • Utilities
    • Grocery Stores (excluding Target and Walmart)
  • 1X point per dollar spent on all other purchases (excluding Wyndham timeshare down-payments)

Introductory Bonus

  • 15,000 bonus points for making your first purchase; 15,000 bonus points after spending $1,000 in the first 90 days

Yearly Bonus

  • 6,000 annual bonus points after your account anniversary
Card Stats

Card Stats

Annual Fee $75
Additional Cards Annual Fee -
Regular Purchase APR 17.49%, 22.24% or 27.24% Variable
Intro Purchase APR 0% for 6 billing cycles only for Wyndham Timeshare Purchases
Foreign Transaction Fee None
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR None
Late Fee Up to $37
Returned Payment Fee Up to $37
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 15 billing cycles (must be completed within the first 45 days of account opening)
Regular Balance Transfer APR 17.49%, 22.24% or 27.24% Variable
Balance Transfer Fee 3%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 27.49% Variable
Cash Advance Fee 5%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Platinum Status

    Automatically receive Wyndham Rewards Platinum status and receive hotel perks such as free WiFi, preferred room selection, late checkout, early check-in, Caesars Rewards Status match, and more. Click here to see all of the details of Platinum status and member levels.

  • Avis & Budget Rental Car Upgrades

    Get one complimentary car class upgrade with Avis & Budget Rent a Car (when available) at participating locations.

  • Visa Signature Benefits

    You will be provided with a list of benefits available to you once you get approved for your card.

  • $0 Fraud Liability Protection

    You are not responsible for unauthorized charges (contact customer support immediately).

  • Identity Theft Services

    Services to assist you in dealing with and recovering from identity theft.

  • Return Protection

    Get extra return protection any time you make an eligible purchase. If you’re dissatisfied with your product within 90 days and the merchant will not accept a return, Visa may help.

  • Price Protection

    If the item you bought with your Visa card appears in a print advertisement at a lower price, you may be eligible for reimbursement for the difference.

  • Purchase Security

    For the first 90 days your eligible items are covered against theft or damage under certain circumstances.

  • Travel & Emergency Services

    Call for legal and medical referrals, or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)

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