The Wyndham Rewards® Visa Signature® Card – No Annual Fee


The Wyndham Rewards® Visa Signature® Card – No Annual Fee is a step down from the Wyndham Rewards® Visa Signature® Card – $75 Annual Fee, offering 3X points per dollar on participating hotels instead of 5X. However, with no annual fee, this card could be a great way to get points while traveling.

You’ll get a 0% balance transfer APR for 15 months (must be completed within the first 45 days of account opening), then your rate will be 17.49%, 22.24%, or 27.24% Variable.

You’ll also earn 2X points per dollar spent on gas, utility, and grocery store purchases. The intro bonus is quite easy to get: You’ll be able to earn 15,000 bonus points after your first purchase with this card.

Card Quick Facts

Card Quick Facts

  • Earn 3X points per dollar spent on eligible Wyndham purchases (hotels, vacation properties, timeshares, etc.)
  • Earn 2X points per dollar spent on eligible gas, utility and grocery store purchases (excluding Target® and Walmart®)
  • Earn 1X point per dollar spent on purchases everywhere else (excluding Wyndham timeshare down-payments)
  • 15,000 bonus points after your first purchase, enough to redeem for up to 1 free night
  • 0% balance transfer APR for 15 months (must be completed within the first 45 days of account opening), then your rate will be 17.49%, 22.24%, or 27.24% Variable
  • $0 Fraud liability protection
  • No annual fee or foreign transaction fees

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 3X points per dollar spent on eligible Wyndham purchases
  • 2X points per dollar spent on:
    • Gas
    • Utility
    • Groceries
  • 1X point per dollar spent on all other purchases (excluding Wyndham timeshare down payments)

Introductory Bonus

  • 15,000 bonus points after your first purchase or balance transfer
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 17.49%, 22.24%, or 27.24% Variable
Intro Purchase APR 0% for 6 months for all Wyndham Timeshare Purchases
Foreign Transaction Fee None
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR None
Late Fee Up to $37
Returned Payment Fee Up to $37
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 15 months (must be completed within the first 45 days of account opening)
Regular Balance Transfer APR 17.49%, 22.24%, or 27.24% Variable
Balance Transfer Fee 3%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 27.49% Variable
Cash Advance Fee 5%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • 24/7 Concierge Service

    Call any time to talk to a personal assistant, who can help you in all sorts of non-emergency tasks like finding hard-to-find gifts, making reservations, and getting travel info.

  • Visa Signature Benefits

    This card comes with Visa Signature benefits: You will be provided with a list of available benefits when you receive your card.

  • Global Assistance

    Customer service assistance with lost and stolen card reporting, 24 hours a day, 7 days a week

  • Wyndham Rewards Gold Membership

    A complimentary Wyndham Rewards Gold membership.

  • $0 Fraud Liability Guarantee 

    Cardholders are not responsible for unauthorized purchases on this card.

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