Upromise® World MasterCard®

The Upromise® World MasterCard® is designed for students. You can use the cash rewards you earn to pay back your loans and more.

You’ll earn 10% cash back when you make purchases through Upromise.com, which is a HUGE reward. You can see a list of eligible retailers on their website, both online and in store.

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  • Rewards
    • Up to 10% cash back at eligible retailers through Upromise.com
    • 2% cash back on eligible in-store department store and movie theater purchases
    • 1% cash back on all other purchases
  • Signup Bonus $100 cash back for using your card within 90 days
  • Chip Technology Chip-and-Signature & Chip-and-PIN
  • Foreign Transaction Fee See Terms
  • Intro Balance Transfer APR 0% for 15 months, made within the first 45 days of account opening
  • Regular Balance Transfer APR See Terms
  • Cash Advance APR See Terms
  • Penalty APR See Terms
  • Late Fee See Terms
  • Returned Payment Fee Up to $37

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • Free FICO® Credit Score

    See your FICO score online for free anytime, without hurting your credit.

  • 529 College Savings Plan

    Use cash rewards to contribute to an eligible 529 College Savings plan.

  • Sallie Mae High-Yield Savings Account

    Deposit cash rewards into an Sallie Mae high-yield Savings account.

  • Student Loans

    Use cash rewards to pay for eligible student loans.

Visitor Reviews

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The Insider

John Ganotis
Two free rides from 11 US airports from Uber and American Express
John Ganotis | Nov 16, 2016

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Brendan Harkness
Review of the Best Western® Rewards MasterCard®
Brendan Harkness | Oct 21, 2016

The Best Western Rewards MasterCard provides 13 points for every dollar you spend with Best Western, along with a variety of extra perks and benefits.

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Brendan Harkness
Review of the Upromise® World MasterCard®
Brendan Harkness | Sep 28, 2016

The Upromise World MasterCard offers up to 10% cash back at select retailers, and you can redeem your rewards directly to your college fund or student loan.

Read More