The Uber Visa Card is one of the newest offerings by Barclaycard, providing 4% back on dining (including UberEATS), 3% back on airfare and at hotels, and 2% back on online purchases (including Uber itself).
It has no annual fee, and comes with some rewarding benefits like a $50 annual credit for streaming services if you spend $5,000 per year, and up to $600 in mobile phone insurance if you pay your phone bill with the card.
Overall it’s a very rewarding card given that it has no annual fee. The 4% back category is a better reward for dining than most cards offer, the 3% category includes not just airfare and hotels but also travel agencies like Airbnb, and the 2% category covers a very wide variety of purchases, including most online subscription services (excluding utilities and similar services).
You’ll be able to redeem the points you earn at a value of 1 cent per point, for Uber credits through the Uber app, statement credits, or gift cards. That means you’ll be earning the equivalent of 4% cash back on dining, 3% cash back on airfare and at hotels, and 2% cash back on online purchases.
There’s no foreign transaction fee on this card, so it’s a good choice to bring with you when traveling outside the country unlike most cards, which charge a 3% fee.
Where can I use my Uber Visa Card?
You can use this card anywhere Visa is accepted.
If you apply for this card through the Uber app and are approved, you’ll be able to use it immediately through the app for Uber purchases without needing to wait for the physical card to be mailed to you.
Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.
- Annual Fee $0
- Intro Purchase APR -
- Regular Purchase APR 15.99%, 21.74%, or 24.74% Variable
- Earn 4% back on dining, including restaurants, take-out, bars, and UberEATS
- Earn 3% back on airfare, at hotels, and with travel agencies like Airbnb
- Earn 2% back on eligible online purchases, including Uber (excludes third-party payments like PayPal, utilities, and more)
- Earn 1% back on all other purchases
- Signup Bonus $100 for spending $500 in the first 90 days
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee 0%
- Intro Balance Transfer APR -
- Regular Balance Transfer APR 15.99%, 21.74%, or 24.74% Variable
- Cash Advance APR 25.99% Variable
- Penalty APR See Terms
- Late Fee Up to $37
- Returned Payment Fee Up to $37
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
Redeem Points Directly Through the Uber App
Once you add your card information to your Uber app, you’ll be able to redeem your points directly for Uber credits. Usually this redemption takes place in a few seconds, but in some cases it can take up to 24 hours.
$50 Annual Streaming Credit for Spending $5,000
If you spend at least $5,000 with the card in a given year, you’ll earn a $50 credit that will be applied to the cost (previous or forthcoming) of streaming services like Netflix, Apple Music, Spotify, HBO NOW, Audible, and the Amazon Prime membership fee, among others.
Up to $600 in Mobile Phone Insurance
If you pay for your mobile phone bill with your card, you’ll receive up to $600 per claim in mobile phone insurance covering damage and theft. Your phone will be automatically covered starting the month after your phone bill is first charged to your card. Up to 2 claims can be made per year, and a $25 deductible will be charged. This insurance is only effective after any other available insurance plans have been utilized.
Exclusive Access to Events
Cardholders will occasionally be invited to exclusive events or to take advantage of special offers in different cities around the world, most likely in New York, San Francisco, Los Angeles, Chicago, and D.C.
Free FICO 8® Credit Score from TransUnion
Access your FICO 8 Credit Score online at any time, for free. Barclaycard will use your TransUnion credit report to generate your score.
Visa Platinum or Visa Signature Benefits
You will either receive a Visa Platinum or Visa Signature-level card, depending on your credit history and financial status. These benefits are listed below. Check the Guide to Benefits that you receive with your card to see the specific benefits you have available to you.
You will not be held responsible for unauthorized use of your card.
Provides coverage for 90 days against theft and damage.
Extended Warranty Protection
Extends a manufacturer’s warranty by 1 year, for warranties of 3 years or less.
Travel and Emergency Assistance
If you get in trouble and need help of any kind while traveling, you can call Visa 24/7 for help finding local emergency services like medical or legal referrals, travel advice, and translation assistance.
If you get in trouble while driving, call to get toll-free referrals for roadside services like towing, locksmith, tire change, fuel delivery, and more.
Trip Cancellation / Trip Interruption Insurance (Potential Benefit)
If a trip is disrupted for an eligible reason, provides reimbursement for non-refundable costs. Eligible reasons include severe weather and sickness.
Travel Accident Insurance (Potential Benefit)
Covers you and your family in the case of accident when you use your card to purchase common carrier tickets.
Auto Rental Collision Damage Waiver (Potential Benefit)
Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.
Baggage Delay Insurance (Potential Benefit)
Reimbursement on eligible items in the event of a baggage delay.
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