Sallie Mae MasterCard®

The Sallie Mae MasterCard® offers a cash back reward of 5%, but only on the first $250 per month, making this reward a bit meager.

Check out our post on The Three Best Credit Cards For Young Adults and College Students for some better card recommendations.

Note: This card is no longer offered. Instead, Sallie Mae offers the Upromise World MasterCard®, which gives you:

  • 10% cash back for every $1 spent on eligible retailers through
  • 2% cash back for every $1 spent on eligible in-store department store and movie theater purchases
  • 1% cash back for every $1 spent on all other purchases
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  • Rewards
    • Earn 5% cash back for every $1 spent on purchases made at eligible gas and groceries; up to $250 per month
    • Earn 5% cash back for every $1 spent on books; up to $750 per month
    • Earn 1% cash back for every $1 spent on all other purchases
    • Rewards never expire
  • Signup Bonus 25,000 points for using your card within the first 3 months (redeemable for a $25 gift card)
  • Chip Technology Chip-and-Signature & Chip-and-PIN
  • Foreign Transaction Fee 3%
  • Intro Balance Transfer APR 0% for 15 months (need to be completed 45 days from opening the account)
  • Regular Balance Transfer APR 14.24%, 20.24% or 23.24% *Variable
  • Cash Advance APR 25.49% *Variable
  • Penalty APR See Terms
  • Late Fee Up to $37
  • Returned Payment Fee Up to $37

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

Mastercard Benefits

  • This card comes with Mastercard benefits. You will be provided with a list of benefits available to you once you get approved for your card.

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