Barclaycard Ring™ Mastercard®

The Barclaycard Ring™ Mastercard® stands out among other credit cards. Users of this card are encouraged to participate in a forum where they can provide feedback on it. Barclaycard even goes so far as to change the Terms based on consumer votes.

Was this helpful?

Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.

Quick View

Quick View

  • Rewards


  • Signup Bonus None
  • Chip Technology Chip-and-Signature & Chip-and-PIN
  • Foreign Transaction Fee None
  • Intro Balance Transfer APR N/A for N/A
  • Regular Balance Transfer APR 10.24% Variable
  • Cash Advance APR 10.24% Variable
  • Penalty APR None
  • Late Fee Up to $27
  • Returned Payment Fee Up to $27

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • Giveback Profit-Sharing Reward Program

    Get a small share of the card profits, if the community as a whole demonstrates financial responsibility.

  • Community Influence and Voting

    Cardmembers can propose changes and vote to determine the terms of the card.

  • Community Discussions

    Contribute in the forum, discuss card terms and general finances. There are four categories: Card Basics, Community, “Track” Talk, and Financial Health.

  • Community and Financial Tracking

    An overview of the Ring card’s performance, and summaries of the financial activity of the community.

  • FICO 8 Credit Score Access

    Cardholders can view their FICO 8 Credit Score based on their TransUnion credit report for free, any time.

  • EMV Technology

    This card comes with both Chip-and-Signature and Chip-and-PIN EMV technology. This makes it usable at more merchants outside the U.S.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review

Create your own review

The Insider

John Ganotis
Review of the Amex EveryDay and Amex EveryDay Preferred Credit Cards
John Ganotis | Feb 22, 2018

The Amex EveryDay and EveryDay Preferred Credit Cards earn lots of rewards at supermarkets, but is one of them best for you? Read this to decide.

Read More
Brendan Harkness
Review of the Business Green Rewards Card from American Express: Is it worth $95?
Brendan Harkness | Feb 19, 2018

The Business Green Rewards Card from American Express provides 2X points per dollar from Amex Travel. Cardholders also get a nice set of Amex OPEN benefits.

Read More
Brendan Harkness
Review of the Capital One Spark Cash Back Business Credit Cards
Brendan Harkness | Feb 16, 2018

The Capital One Spark Business Credit Cards offer rewards for every purchase you make, along with specific benefits designed for business owners.

Read More