- Annual Fee $0
- Intro Purchase APR 0% for 6 months
- Regular Purchase APR 15.24%, 19.24%, or 22.24% *Variable
- Earn 2 points for every $1 spent on RCI® purchases
- Earn 1 point for every $1 spent on all other purchases
- Signup Bonus 2,500 bonus reward points after your first purchase
- Chip Technology Chip-and-Signature & Chip-and-PIN
- Foreign Transaction Fee 3%
- Intro Balance Transfer APR 0% for 12 months (must be made within the first 45 days of account opening)
- Regular Balance Transfer APR 15.24%, 19.24%, or 22.24% *Variable
- Cash Advance APR 25.49% *Variable
- Penalty APR See Terms
- Late Fee Up to $37
- Returned Payment Fee Up to $37
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
- This card comes with Mastercard benefits. You will be provided with a list of benefits available to you once you get approved for your card.
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Ordered a $50 gift card with my rewards points but never received it. I forgot about it until later in the year but when I called to have it replaced they said they could not replace it after 6 months. I've had the card for almost two years and this was the only reward I was able to get. Thanks..