RCI® Elite Rewards® Mastercard®


For People with
Fair Credit

REVIEWS

Reviews

The RCI® Elite Rewards® Mastercard® could be a good card if you use RCI to book your vacations frequently.

You’ll earn 5X points per dollar spent on RCI® purchases, 2X points per dollar spent on all eligible travel purchases, and 1X point per dollar spent on all other purchases.

You’ll have a 0% intro balance transfer offer for 15 billing cycles (must be made within the first 45 days of account opening), and then your rate will be 17.24%, 22.24%, or 27.24% Variable.

You’ll also get a 5% bonus every time you redeem, which goes toward your next redemption.

This card has no annual fee.

Card Quick Facts

Card Quick Facts

  • Earn 5X points per dollar spent on RCI® purchases
  • Earn 2X points per dollar spent on all eligible travel purchases
  • Earn 1X point per dollar spent on all other purchases
  • 2,500 bonus reward points after your first purchase
  • $250 vacation credit after spending $10,000 in a year
  • 5% rewards back when you redeem, as a bonus towards your next redemption
  • 0% intro balance transfer offer for 15 billing cycles (must be made within the first 45 days of account opening), and then your rate will be 17.24%, 22.24%, or 27.24% Variable
  • Rewards expire after 4 years
  • No annual fee
  • No foreign transaction fees

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 5X points per dollar spent on RCI® purchases
  • 2X points per dollar spent on all eligible travel purchases
  • 1X point per dollar spent on all other purchases
How to Redeem

Introductory Bonus

  • 2,500 bonus reward points after your first purchase

Redemption Bonus

  • 5% bonus towards your next redemption
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 17.24%, 22.24%, or 27.24% Variable
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $39
Returned Payment Fee Up to $39
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 15 billing cycles (must be made within the first 45 days of account opening)
Regular Balance Transfer APR 17.24%, 22.24%, or 27.24% Variable
Balance Transfer Fee 3%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 27.49% Variable
Cash Advance Fee 5%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Mastercard Benefits

    You will be provided with a list of benefits available to you once you get approved for your card.

Visitor Reviews

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Average rating:  
 4 reviews
by Ying
The worst card to have right bow

This is the worst card to have right now. They don’t care about you or take care of your problems. I was suppose to get a refund and they never did. Customer services are so rude. Don’t sign up. You will regret it

by Ricky Crowder

Worse service I have ever received from a credit card company. Payment started at around $100.00 last July. Been paying $200.00 a month every month and now getting calls telling me that I'm $256.00 behind. Asked how is that possible and was told it was due to my interest rate being 19 percent. Seriously? Now my payment had more then doubled in less then a year even after paying more then was required. You will be getting my call tomorrow and I'm going to pay it in full. Then I'm going to call oakmont resorts and let them know you people are ripping off their clients. Will also request a complete summery of my account and will be contacting the BBB to investigate your actions. Sorry folks but you really picked the wrong person to try and screw over.

by Adrien
worst card ever stay away minus 100 stars

this card was transferred to Barclays bank and Barclays closed my account with out any notice when I called their customer service located in another country they could not tell me why it was closed and said they would send me a letter explaining when I received the letter it states that my account was closed per my request .this company is fucked up and I hope everybody sees this review and closes their account and tells everybody they know to stay away from this so called bank!

by Morgan
Rewards Points

Ordered a $50 gift card with my rewards points but never received it. I forgot about it until later in the year but when I called to have it replaced they said they could not replace it after 6 months. I've had the card for almost two years and this was the only reward I was able to get. Thanks..

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