Holland America Line Rewards Visa Card


For People with
Fair Credit

REVIEWS

Reviews

The Holland America Line Rewards Visa Card is a card worth considering if you travel with Holland America frequently since you’ll get rewards every time you travel through them.

Card Quick Facts

Card Quick Facts

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • Earn 2 points for every $1 spent on all Holland America purchases including onboard purchases
  • Earn 1 point for every $1 spent on all other purchases

Introductory Bonus

  • None
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 14.24%, 17.24%, or 21.24% *Variable
Intro Purchase APR -
Foreign Transaction Fee 0%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR See Terms
Late Fee Up to $37
Returned Payment Fee Up to $37
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 15 months (must be made within the first 45 days)
Regular Balance Transfer APR 14.24%, 17.24%, or 21.24% *Variable
Balance Transfer Fee 3%; Min:$5
Cash Advances

Cash Advances

Cash Advance APR 25.49% *Variable
Cash Advance Fee 5%; Min:$10

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 2 reviews
by Christopher Johnson
My everything card

I use my Holland America (HAL) card for everything and pay off the full balance every month. Why do I like it?(1) There is no annual fee.(2) You earn 2 points on all HAL purchases (1 pt on everything else)(3) You can cash in your points for up to 2.5% (depending on the number of points your cashing in).(4) Points are easy to redeem on the card's website.Only thing I can think of that may be a drawback for some people (but it isn't for me) is that points are redeemable only for travel purchases.We use this to offset our HAL cruises. Every three to four years we have enough points accrued to say $2500-3000. We use it to upgrade to a large suite. Since there's no annual fee, this feels totally free.

by Pat McCauley
Holland America Signature Visa

If you have good enough credit score to get this card, don't! It is not worth having. The initial bonus is $50. With what I have already put on it in charges on another card I would have earned $750. Versus $200 on this card. Also they fail to tell you that they only redeem in 10,000 point increments.

The Insider

Ellen Sirull
Hilton Honors Credit Cards: How to Earn Points and Get Free Night Stays
Ellen Sirull | Apr 18, 2019

You have four different options for Hilton credit cards. Find out which one will fit best with your personal spending and travel habits.

Read More
Susan Shain
Priority Pass Select: How It Works (and Credit Cards That Have It)
Susan Shain | Apr 18, 2019

Want to get free food and drinks at airports around the world? You need Priority Pass Select. Here's how to get it for free with Priority Pass credit cards.

Read More
Susan Shain
United Airlines Credit Cards: Here’s Our Top Pick
Susan Shain | Apr 09, 2019

Trying to choose between the various United Airlines credit cards? We've done the legwork for you — here's the best card for most United flyers.

Read More