Choice Privileges® Visa Signature® Credit Card

For People with
Good Credit



If you’re a frequent traveler who overnights in hotels often, the Choice Privileges® Visa Signature® Credit Card could be worth looking into.

The card offers a variety of ways to earn points for redemptions toward free stays at Choice Privileges hotels worldwide. There are no blackout dates, and there’s no annual fee.

You can currently get 32,000 bonus points after you spend $1,000 on purchases within the first 90 days of opening your card account.

Card Quick Facts

Card Quick Facts

  • Earn 32,000 bonus points after your first purchase
  • Earn 8,000 bonus points every year when you spend $10,000 or more with your card
  • Earn 15 points per eligible $1 spent at over 4,200 Choice Privileges® locations
  • Earn 2 points per eligible $1 spent on everyday purchases
  • Elite Gold Status and 10% point bonus every time you purchase a stay with Choice Hotels
  • No annual fee

For People with
Good Credit



Manage My Card

Want to pay a bill or check your balance?

Card Details



  • 15X points per dollar spent at eligible Choose Privileges locations
  • 5X points per dollar spent on the purchase of Choice Privileges points or Choice Hotels gift cards
  • 2X points per dollar spent on all other purchases
  • 10% bonus on points when you stay at Choice Hotels
How to Redeem

Introductory Bonus

  • 32,000 points for spending $1,000 on purchases within the first 90 days

Yearly Bonus

  • 8,000 bonus points every year you spend $10,000 or more
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 17.49%, 22.24%, or 27.24% Variable
Intro Purchase APR -
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR None
Late Fee Up to $37
Returned Payment Fee Up to $37
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 15 months (must be completed within the first 45 days of account opening)
Regular Balance Transfer APR 17.49%, 22.24%, or 27.24% Variable
Balance Transfer Fee 3%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 27.49% Variable
Cash Advance Fee 5%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • 24/7 Concierge Service

    Call any time to talk to a personal assistant, who can help you in all sorts of non-emergency tasks like finding hard-to-find gifts, making reservations, and getting travel info.

  • Visa Signature Benefits

    This card comes with Visa Signature benefits: You will be provided with a list of benefits available to you once you get approved for your card.

  • Book Free Nights

    Book free nights 50 days in advance, instead of 30, with Elite Gold Status.

  • Elite Gold Status

    You’ll be able to enjoy Elite Gold Status upon approval for the Choice Privileges Visa card.

  • $0 Fraud Liability Guarantee 

    Cardholders are not responsible for unauthorized purchases on this card.

Visitor Reviews

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Average rating:  
 1 reviews
by jay gwaltney
love this card

Here's why I love this card....We put everything that we possibly can on it, and pay it all off monthly, Interest rates are irrelevant. Every month we earn a few thousand points from purchases. We take advantage of points bonus promotions that are worth several free stays per year. As platinum level users, we get higher point rewards, and even free rooms count towards your status. Booking points rooms is easy, and you can often find huge bargains. For example, this November we'll be staying on Clearwater Beach in a king suite overlooking the water for three nights. This is costing 40,000 points. That's an excellent deal. We often stay free on Magnificent Mile in Chicago for points or reduced rates with points bonuses. We do travel about every other week on short weekend trips, and this card is perfect for that.

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