Choice Privileges® Visa Signature® Credit Card


For People with
Excellent Credit

REVIEWS

Reviews

If you are a frequent traveler who overnights in hotels often, then the Choice Privileges® Visa Signature® Credit Card is certainly worth looking into.

The card offers a variety of ways to earn points for redemption towards free stays at a multitude of hotels worldwide and there are no blackout dates. A range of other travel, entertainment and shopping redemption rewards are also available via Visa Signature partners.

Card Quick Facts

Card Quick Facts

  • Earn 8,000 bonus points after your first purchase
  • Earn 24,000 bonus points after your first paid stay at a Choice Privileges® location
  • Earn 15 points per eligible $1 spent at over 4,200 Choice Privileges® locations
  • Earn 2 points per eligible $1 spent on everyday purchases
  • No Annual Fee
  • Please see Terms and Conditions for complete details

For People with
Excellent Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • Earn 15 points for every $1 spent at over 4,200 Choose Privileges® locations
  • Earn 5 points for every $1 on extra Choice Privileges® points or Choice Hotel gift cards
  • Earn 2 points for every $1 spent on all other purchases
  • 10% bonus on points when you stay at Choice Hotels®
How to Redeem

Introductory Bonus

  • 8,000 points after your first purchase or balance transfer + 24,000 points when you pay for your first stay
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 15.49%, 20.24%, or 25.24% *Variable
Intro Purchase APR -
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR See Terms
Late Fee Up to $37
Returned Payment Fee Up to $37
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 15 months (must be completed within the first 45 days of account opening)
Regular Balance Transfer APR 15.49%, 20.24%, or 25.24% *Variable
Balance Transfer Fee 3%; Min:$5
Cash Advances

Cash Advances

Cash Advance APR 25.49% *Variable
Cash Advance Fee 5%; Min:$10

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 1 reviews
by jay gwaltney
love this card

Here's why I love this card....We put everything that we possibly can on it, and pay it all off monthly, Interest rates are irrelevant. Every month we earn a few thousand points from purchases. We take advantage of points bonus promotions that are worth several free stays per year. As platinum level users, we get higher point rewards, and even free rooms count towards your status. Booking points rooms is easy, and you can often find huge bargains. For example, this November we'll be staying on Clearwater Beach in a king suite overlooking the water for three nights. This is costing 40,000 points. That's an excellent deal. We often stay free on Magnificent Mile in Chicago for points or reduced rates with points bonuses. We do travel about every other week on short weekend trips, and this card is perfect for that.

The Insider

Brendan Harkness
Low-Interest Credit Cards
Brendan Harkness | Sep 20, 2018

Credit cards are known for their high interest rates, but is this true across the board? Read about some credit cards with unusually low APRs here.

Read More
Susan Shain
Chase Sapphire Reserve vs Amex Platinum: Which One Is Better for You? 
Susan Shain | Sep 20, 2018

It's tough to choose between the Chase Sapphire Reserve vs Amex Platinum. We compare them head-to-head and determine which is the superior pick.

Read More
Susan Shain
The Ultimate Guide to Air Miles Credit Cards (Plus Our 8 Favorites)
Susan Shain | Sep 19, 2018

Wondering how air miles credit cards work — and which one to choose? We'll help you start earning major travel rewards with our top 8 favorite cards.

Read More