Carnival™ World MasterCard®

The Carnival™ MasterCard® offers some decent rewards if you are going to travel through Carnival frequently. It allows you to earn points good toward gift cards, gift certificates, merchandise, and discounts on approved cruise lines.

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  • Rewards
    • Earn 2 points for every $1 spent on Carnival Cruise Lines, including onboard purchases
      charged to Sail & Sign
    • Earn 1 point for every $1 spent on all other purchases
  • Signup Bonus 5,000 points for making your first purchase; equivalent to $50 towards a cruise purchase
  • Chip Technology Chip-and-Signature & Chip-and-PIN
  • Foreign Transaction Fee 0%
  • Intro Balance Transfer APR 0% for 15 months (must be completed within first forty-five days of account opening)
  • Regular Balance Transfer APR 14.24%, 17.24% or 21.24% *Variable
  • Cash Advance APR 25.49% (Variable)
  • Penalty APR -
  • Late Fee Up to $37
  • Returned Payment Fee Up to $37

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • 24/7 Concierge Services


  • Fraud Protection: You will not be held responsible for unauthorized use of your card.


  • Purchase Protection: Provides coverage for 90 days against theft and damage.
  • Extended Warranty Protection: Extends a manufacturer’s warranty by 1 year, for warranties of 3 years or less.


  • Trip Cancellation / Trip Interruption Insurance: If a trip is disrupted for an eligible reason, provides reimbursement for non-refundable costs.  Eligible reasons include severe weather and sickness.
  • Travel Accident Insurance: Covers you and your family in the case of accident when you use your card to purchase common carrier tickets.
  • Auto Rental Collision Damage Waiver: Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.
  • Baggage Delay Insurance: Reimbursement on eligible items in the event of a baggage delay.
  • Mastercard Global Service®: Provides help with travel emergencies, including emergency card replacement or cash advances.

Mastercard Benefits

  • This card comes with Mastercard benefits. You will be provided with a list of benefits available to you once you get approved for your card.

Visitor Reviews

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The Insider

Brendan Harkness
Review of the Best Western® Rewards MasterCard®
Brendan Harkness | Oct 21, 2016

The Best Western Rewards MasterCard provides 13 points for every dollar you spend with Best Western, along with a variety of extra perks and benefits.

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Review of the Upromise® World MasterCard®
Brendan Harkness | Sep 28, 2016

The Upromise World MasterCard offers up to 10% cash back at select retailers, and you can redeem your rewards directly to your college fund or student loan.

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Brendan Harkness
Review of the Ultamate Rewards Credit Card and Ultamate Rewards MasterCard
Brendan Harkness | Sep 22, 2016

The Ultamate Rewards Credit Card and Ultamate Rewards MasterCard both offer 2 points per dollar at Ulta, along with member-only rewards and benefits.

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