- Annual Fee $0
- Intro Purchase APR -
- Regular Purchase APR 14.24% or 25.24% *Variable
- Earn 5% cash back for every $1 spent at Barnes & Noble
- Earn 1% cash back for every $1 spent on all other purchases
- Signup Bonus $25 Barnes & Noble gift card after making your first purchase
- Chip Technology Chip-and-Signature & Chip-and-PIN
- Foreign Transaction Fee 3%
- Intro Balance Transfer APR 0% for 15 months (as long as you make the transfer within the first 45 days)
- Regular Balance Transfer APR 14.24% or 25.24% *Variable
- Cash Advance APR 25.49% *Variable
- Penalty APR See Terms
- Late Fee Up to $37
- Returned Payment Fee Up to $37
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
- $25 Barnes & Noble Gift Card: Get a gift card every time you get to 2,500 points.
- This card comes with Mastercard benefits. You will be provided with a list of benefits available to you once you get approved for your card.