Barnes & Noble Mastercard®


For People with
Good Credit

The Barnes & Noble Mastercard® is a store card issued by Barclays. If you shop at Barnes & Noble frequently, this card could be for you.

You’ll earn 5% cash back on all your purchases at Barnes & Noble, 2X points per dollar at restaurants, and 1X point per dollar everywhere else you use your card. Every time you reach 2,500 points, you’ll automatically receive a $25 B&N gift card.

This card has no annual fee.

Where can I use my Barnes & Noble Mastercard®?

Barnes & Noble and everywhere else Mastercard is accepted.

Card Quick Facts

Card Quick Facts

  • Get 5% Back at Barnes & Noble
  • Get 2X points for purchases at restaurants, and 1X point for all other purchases
  • Earn a $25 B&N Gift Card after your first purchase
  • 12 months of  Barnes & Noble membership after spending $7,500/year on eligible purchases
  • Every time you reach 2,500 points, you’ll automatically receive a $25 B&N Gift Card
  • No Annual Fee

For People with
Good Credit

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 5% cash back at Barnes & Noble, in-store and online
  • 2X points per dollar spent at Restaurants
  • 1X point per dollar spent on all other purchases
How to Redeem

Introductory Bonus

  • $25 Barnes & Noble gift card after making your first purchase

Yearly Bonus

  • 12 months of Barnes & Noble membership after spending $7,500/year
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 16.24%–27.24% Variable
Intro Purchase APR -
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR None
Late Fee Up to $37
Returned Payment Fee Up to $37
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 15 months (as long as you make the transfer within the first 45 days)
Regular Balance Transfer APR 16.24%–27.24% Variable
Balance Transfer Fee 3%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 27.49% Variable
Cash Advance Fee 5%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • $25 Barnes & Noble Gift Card

    Get a gift card every time you get to 2,500 points

  • 12 Months of Barnes & Noble Membership

    Get 12 months of Barnes & Noble membership for spending $7,500/year on eligible purchases

  • This Card Comes with Mastercard Benefits

    You will be provided with a list of benefits available to you once you get approved for your card.

  • $0 Fraud Liability Protection

    You’re not responsible for unauthorized charges you report.

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