AAdvantage® Aviator™ Business Mastercard®

For People with
Good Credit



The AAdvantage® Aviator™ Business Mastercard® is a business travel card that offers rewards to business owners traveling through American Airlines.

If you spend $1,000 in the first 90 days you’ll earn 60,000 bonus miles. You’ll get 2X AAdvantage miles per dollar on eligible American Airlines purchases, as well as eligible office supply, telecom, and car rental purchases, with a 5% AAdvantage® mileage bonus every year on your account anniversary based on the total number of miles earned using your card.

You’ll also get some nifty travel benefits such as preferred boarding for you and four others, a free checked bag, and 25% off inflight purchases.

This card has a $95 annual fee and no foreign transaction fees.

Not a business owner? Check out the AAdvantage® Aviator™ Red Mastercard®.

Card Quick Facts

Card Quick Facts

  • 2X miles per $1 spent on American Airlines
  • 2X miles per $1 spent on select telecom, office supply purchases and car rental purchases
  • 1X mile per $1 spent on all other purchases
  • $3,000 Elite Qualifying Dollars after spending $25,000 on purchases each year
  • Get up to a 7,500 mile discount when you use your miles to book a MileSAAver award.
  • Companion certificate for 1 guest at $99 after spending $30,000 or more since last anniversary
  • 5% annual mileage bonus every year
  • There is no limit to the amount of rewards you can earn
  • First checked bag free for flights with American Airlines and American Eagle®
  • Preferred boarding for you and up to 4 other people
  • 25% off inflight purchases
  • $95 annual fee

For People with
Good Credit



Manage My Card

Want to pay a bill or check your balance?

Card Details



  • 2X AAdvantage miles per dollar at:
    • American Airlines
    • Telecom merchants
    • Office supply merchants
    • Car rental merchants
  • 1X AAdvantage mile per dollar spent on all other purchases

Introductory Bonus

  • 60,000 bonus miles after spending $1,000 in the first 90 days

Yearly Bonus

  • 5% bonus miles after your account anniversary date based on total number of miles earned
Card Stats

Card Stats

Annual Fee $95
Additional Cards Annual Fee -
Regular Purchase APR 18.24% or 27.24% Variable
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit $100
Maximum Credit Limit $20,000
Free Credit Score No
Penalty APR None
Late Fee Up to $39
Returned Payment Fee $39
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 18.24% or 27.24% Variable
Balance Transfer Fee 3%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 27.49% Variable
Cash Advance Fee 3%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • $3,000 Elite Qualifying Dollars

    You can earn $3,000 Elite Qualifying Dollars after spending $25,000 on purchases each year.

  • Companion Certificate

    Earn an annual companion certificate after you spend $30,000 or more since your last anniversary – good for one guest to travel with you for $99 (plus taxes and fees).

  • First Checked Bag Free

    Free checked bag for you and up to 4 traveling companions on your reservation, when traveling on domestic flights operated by American Airlines.

  • Preferred Boarding

    Group 5 boarding through American Airlines lets you board after Priority boarding but before economy.

  • 25% Discount on In-Flight Purchases

    For American Airlines.

  • This card comes with MasterCard benefits.

    You will be provided with a list of benefits available to you once you get approved for your card.

  • Complimentary Employee Cards

    Helps you earn miles faster and control business spending.

  • AAdvantage® DiningSM Program

    Earn even more miles when you dine out at eligible bars or restaurants after you make an AAdvantage® DiningSM profile. If you provided a valid email address, you’ll be sent additional membership information.

  • $0 Fraud Liability protection

    You’re not responsible for charges you did not authorize.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review

Create your own review

Average rating:  
 0 reviews

The Insider

Ellen Sirull
Credit Card Return Protection Benefits: How to Use Them to Get a Refund
Ellen Sirull | Jun 19, 2019

Does your credit card offer return protection? If so, you can use it to get reimbursed for certain purchases that merchants won't accept for returns.

Read More
Sean Messier
Can You Apply for a Small Business Credit Card With Only Your EIN?
Sean Messier | Jun 19, 2019

Can you apply for a credit card with only an EIN? Absolutely — but that doesn't mean your personal credit won't play a role in the process.

Read More
Brendan Harkness
The Best Charge Cards: For Travelers, Foodies, and Business Owners
Brendan Harkness | Jun 13, 2019

Charge cards are different from credit cards: They need to be paid off in full each month, but you may get a higher spending limit. See our favorites here.

Read More