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Ollo Optimum Mastercard

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Available only by invitation, the Ollo Optimum Mastercard offers a rare find of 2.5% cash back on all of your purchases. There are no limits or expiration dates, and no annual fee or foreign transaction fee.

Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: 24.99%–27.99% Variable

Ollo Optimum Mastercard

Our rating
Good Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features


Spending Rewards
  • 2.5% cash back on every purchase

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 24.99%–27.99% Variable
Balance Transfer Fee 4%, $5 minimum
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $40
Returned Payment Fee None
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 24.99%–27.99% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card

Card Benefits

  • Zero Liability on Unauthorized Charges
  • No Foreign Transaction Fee
Ollo Optimum Mastercard


  • 2.5% cash back on every purchase
  • Available by invitation only
  • Your account is automatically reviewed for credit line increases
  • No penalty APR or over the limit fees
  • No foreign transaction fee
  • No annual fee

Bank of Missouri

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service


The Ollo Optimum Mastercard is currently only available through invitation. Limited information about the card terms and benefits has been released.

The card earns an unlimited 2.5% cash back on all of your purchases, and you may get a 0% introductory APR for purchases and balance transfers.

There is no annual fee, foreign transaction fee, or penalty APR.

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