Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.
You can apply for this card with limited or bad credit, and without a security deposit, but it may be an expensive option for an unsecured card that doesn’t earn any rewards. The minimum credit limit for the Milestone credit card is $300, and the annual fee is up to $99, depending on your creditworthiness.
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
Intro Balance Transfer APR | N/A |
Regular Balance Transfer APR | N/A |
Balance Transfer Fee | See Terms |
Penalty APR | N/A |
Late Fee | Up to $40 |
Returned Payment Fee | Up to $40 |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | None |
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 29.90% |
Cash Advance Fee | N/A |
You can usually pay your bill online on your
Credit card issuer's website866-453-2636
The Milestone credit card offers consumers with poor or limited credit an unsecured — but potentially expensive — option for rebuilding or building credit.
This card doesn’t offer any rewards, but you can choose your own card design and you’ll get some very basic Mastercard benefits like Mastercard Global Service, Price Protection, Extended Warranty, and ID Theft Protection.
You can see if you prequalify for the Milestone credit card before applying, which doesn’t guarantee you’ll be approved. If you do prequalify it means they probably have some of your basic credit information, and they think you’d be a good candidate to apply.
The annual fee for this card ranges from $35-$99, and you may be required to pay an account opening fee to get it, but the total annual and account opening fees will not exceed $75 for the first year.