Skip to content

Milestone® Gold Mastercard®

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

You can apply for this card with limited or bad credit, and without a security deposit, but it may be an expensive option for an unsecured card that doesn’t earn any rewards. The minimum credit limit for the Milestone credit card is $300, and the annual fee is up to $99, depending on your creditworthiness.

Our rating
Min. credit level: Limited Credit History
Annual Fee: $35-$99
Regular APR: 24.9% Fixed

Milestone® Gold Mastercard®

Our rating
Limited Credit History Min. credit level
$35-$99 Annual Fee
Apply Now

Highlights & Features

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee See Terms
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $40
Returned Payment Fee Up to $40
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 29.90%
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card

Card Benefits

  • Zero Liability on Unauthorized Charges
  • Extended Warranty Protection
Milestone® Gold Mastercard®


  • A Mastercard designed for you
  • Build on your credit history with the Milestone Mastercard
  • Quick and easy pre-qualification
  • Quick and easy pre-qualification that does not impact your credit score
  • Get access to credit when you need it
  • A way to build on your credit history
  • Get a Mastercard accepted online, in store and in app.
  • Get credit for all of your hard work. Milestone Card reports to all three credit bureaus

Bank of Missouri

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service


The Milestone credit card offers consumers with poor or limited credit an unsecured — but potentially expensive — option for rebuilding or building credit.

This card doesn’t offer any rewards, but you can choose your own card design and you’ll get some very basic Mastercard benefits like Mastercard Global Service, Price Protection, Extended Warranty, and ID Theft Protection.

You can see if you prequalify for the Milestone credit card before applying, which doesn’t guarantee you’ll be approved. If you do prequalify it means they probably have some of your basic credit information, and they think you’d be a good candidate to apply.

The annual fee for this card ranges from $35-$99, and you may be required to pay an account opening fee to get it, but the total annual and account opening fees will not exceed $75 for the first year.

Scroll to top