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Open to all credit types and available to just about anyone, this unsecured card reports to the three major credit bureaus to help you build credit and get back on track. It comes with a rather low initial credit limit of $400, along with a slew of fees you won’t see on cards from more popular issuers.
You can usually pay your bill online on yourCredit card issuer's website
The Fit Mastercard is designed to help rebuild your credit, and while it does report monthly to the three major credit bureaus, you should beware the fees and higher-than-average APRs that are commonly attached to cards marketed towards consumers with bad credit.
Some atypical fees that you may come across include a program fee after approval, a processing fee, maintenance fee, and/or a monthly fee. These fees may range from a lot to a little, and they’re not always easy to keep track of.
You’ll receive an instant decision once you apply, so you’re not left waiting weeks for a letter in the mail. If you’re approved you’ll have have an initial credit limit of $400, but any fees you’re charged will reduce your available credit until you pay them off.
You’ll need a checking account in order to apply for the card.