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First Access Solid Black Visa

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Designed to rebuild credit, this card comes with a bundle of fees you wouldn’t normally see on a typical credit card. This product is not available to you if you live in NY or WI.

Our rating
Min. credit level: Bad
Annual Fee: See Terms*
Regular APR: See Terms*

First Access Solid Black Visa

Our rating
Bad Min. credit level
See Terms* Annual Fee
Apply Now

Highlights & Features

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR See Terms*
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee N/A
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee N/A
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR See Terms*
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card

Card Benefits

SECURITY
  • Zero Liability Protection
First Access Solid Black Visa

Highlights

  • Get the security and convenience of a full-featured, unsecured Visa® Credit Card – accepted at millions of merchant and
    ATM locations nationwide and online
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • If approved, pay a Program Fee and you can access the $300 credit limit (subject to available credit)
  • Receive your card more quickly with optional Expedited Processing (additional fee applies)
  • Get a result in as little as 60 seconds upon completion of the online application
  • Select your favorite card design from our gallery, for free!
  • 24/7 mobile account access with no security deposit required
  • $0 fraud liability if your card is lost or stolen
  • All credit histories considered for this no security deposit credit card
  • Online Customer Center available 24 x 7
  • Issued by The Bank of Missouri
ABOUT THE ISSUER

Bank of Missouri

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

888-547-6541

The First Access Solid Black Visa card is designed for consumers trying to rebuild credit, offering a myriad of fees and a steep, fixed interest rate for purchases.

Take a look at some fees you wouldn’t typically find on a credit card from a major bank. You can expect to see charges along the lines of a program fee after approval, an annual fee, and a monthly fee.

You won’t need great credit to get this card — it’s designed to help you rebuild, after all — but you can likely find better offers from secured credit cards.

You can’t get this card if you live in NY or WI.